Can you claim home insurance on your taxes?

I'm trying to avoid overpaying on my taxes. Can I claim my home insurance?

Answer
Typically, home insurance is not tax-deductible. This is because most people use their home solely as their personal residence, so the Internal Revenue Service considers home insurance premiums to be nondeductible expenses.
However, there are exceptions. If, for example, you have a home office or receive rental income, your homeowners insurance may be tax-deductible.
For more information on this topic, check out this article: Is Home Insurance Tax Deductible?.
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Savannah Grabek
Answered on Mar 02, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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