Can the police determine whether you have car insurance?

If you get pulled over, will police be able to know whether or not you have auto insurance before they ask you for documentation? Can they get that info by running your registration details through their database?

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No spam · No long forms · No fees
Find savings (100% Free)
rating white
3.5k Ratings
Answer provided by
Shannon Martin
Answered on Apr 25, 2022
In many states, insurance companies notify the DMV electronically when you start and stop your coverage. If you live in one of these states, then the answer to your question is yes! Once the police officer runs your plates, they’ll see if you have an active policy.
However, mistakes can still happen and electronic reporting isn’t available in every state. It’s always a good idea to keep a copy of your paper or electronic insurance identification cards in the car to show as proof of coverage.
If you’d like to learn more about how police identify uninsured drivers, check out this article: How Police Catch Uninsured Drivers.

Here to save on car and home insurance? Great, you do that. We’ll do everything else.

Sign up in under a minute.
No need to fill out forms or shop around. Sign up in 45 seconds to start saving. Jerry does the rest.
Jerry collects and analyzes your current coverage.
Say hello to Jerry, your new insurance agent. We’ll contact your insurance company, review your current plan, then find the coverage that fits your needs and saves you money.
Get the best options before your renewal.
Jerry does all the picky, busy work by comparing prices and coverage from more than 50+ insurance companies. We compare what we find to your current policy and offer you the three best options before every renewal.