Can an insurance broker's fee be negotiated?

Answered by Home Insurance, Car Insurance Expert Shannon on February 24, 2021

I've been shopping for car and home insurance with various agencies. I've noticed that the quoted premiums are about the same, regardless of the agency, but the broker's fee can be as low as $100 and as high as $350. Can the broker's fee be negotiated?

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Home Insurance, Car Insurance Expert

Insurance is regulated in each state by a commissioner of insurance, and depending on where you live, there may be specific regulations related to broker’s fees. This fee is paid to the broker to initiate and service your policy. It must always be disclosed, but it may be possible to negotiate the broker’s fee depending on the specific guidelines in your state and the individual broker. At Jerry we do not charge you a broker’s fee, and we work with most major insurance companies.

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