Can I legally drive my girlfriend's car during my driving test?

I'm planning to take my driving test at the DMV soon. I want to use my girlfriend's car, which is covered by her mom's insurance policy. Can I legally drive this car during my test?

Answer
There are two main things to consider if you plan on borrowing a car for your driving test: insurance and permission.
Insurance follows the car; as long as the vehicle has insurance and you have proof of that insurance, you will most likely be covered in the event of an accident. Make sure you have the insurance ID card with you for the road test.
Also, you need to have permission to use the vehicle from the named insured. If, at the time of loss, it’s discovered that the vehicle was taken without the owner’s knowledge and without permissive use, an accident won’t be covered.
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Shannon Martin
Answered on Feb 19, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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