Can I get another home insurance policy if a previous one has been canceled?

My old home insurance policy was canceled a few months ago and I need new coverage. Can I qualify for a new policy?

If your previous homeowners insurance policy was canceled due to underwriting reasons, it may be difficult to find a new company that will take you. Most insurance companies have very similar underwriting guidelines that will inevitably cancel you for similar reasons. Additionally, during the application process, most insurance companies will ask you if you’ve been canceled within the past year due to underwriting reasons, and they may decline you for this reason.
If your previous homeowners policy was canceled due to non-payment rather than underwriting concerns, you should not have trouble finding new coverage.
Alexah Grinnell
Answered on Mar 03, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

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