Best ways to bring your car insurance rates down?

Answered by Home Insurance, Car Insurance Expert Alexah on December 26, 2020

I always thought that car insurance was just supposed to be super expensive. Mine is over $200 a month. But it turns out that's not true at all? My friend told me she's paying way less. How can I pay less too?

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Home Insurance, Car Insurance Expert

The best way to bring your insurance rates down is to have a good driving record and credit score. Tickets, accidents, and claims can dramatically increase your insurance premiums, and so can having a bad payment history on your record. If your imperfect driving history is resulting in high premiums, you can ask for higher deductible amounts to help lower your costs or reduce the amount of coverage you have on older vehicles.

For more tips on how to bring down your rates, check out this article: 8 Easy Tricks for Saving on Car Insurance.

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