Are you legally required to have car insurance in Virginia?

Answered by Home Insurance, Car Insurance Expert Alexah on February 23, 2021

I'm moving to Virginia and I need to buy a car for the first time for my new job there (I lived in the city and used public transportation and Uber before). My friend told me I don't need to worry about car insurance there. Is that true?

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Alexah

Home Insurance, Car Insurance Expert

Thanks for the question! You aren’t legally required to purchase auto insurance in Virginia. However, if you choose not to buy insurance, you’re required to pay what’s called an “uninsured motorist fee” of $500 per year.


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