Are you legally required to have car insurance in Virginia?

I'm moving to Virginia and I need to buy a car for the first time for my new job there. I lived in the city and used public transportation and Uber before. My friend told me I don't need to worry about car insurance in Virginia. Is that true?

Answer
“Thanks for the question!
You aren’t legally required to purchase auto insurance in Virginia.
However, if you choose not to buy insurance, you’re required to pay what’s called an uninsured motorist fee of $500 per year.
This fee does not cover you if you end up in an accident. I recommend looking into getting insurance in Virginia for the financial security it offers you and other drivers should you get into an accident. If you are in an accident without insurance, you will be financially responsible for repairs and medical expenses.
If you’re hesitant to get insurance because of cost, check out Jerry. Jerry generates competitive quotes from top providers in less than a minute. Jerry does all of the paperwork for you, and it’s all done on a free app.
Have a great move!
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Alexah Grinnell
Answered on Aug 06, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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