Am I legally obligated to have car insurance just because I possess a driver's license?

Answered by Car Insurance Expert Mariah on February 22, 2021

I have a driver's license, but I don't own a car and I don't plan on owning or driving a car anytime soon. I just use my license as ID. Do I need car insurance?

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Car Insurance Expert

Thanks for your question! You’re not legally obligated to have insurance if you only have a driver’s license. You can have a policy cover you if you don’t have a vehicle, but it’s not required.

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