Am I legally obligated to have car insurance just because I possess a driver's license?

I have a driver's license, but I don't own a car and I don't plan on owning or driving a car anytime soon. I just use my license as ID. Do I need car insurance?

Thanks for your question! You’re not legally obligated to have insurance if you only have a driver’s license. You can have a policy cover you if you don’t have a vehicle, but it’s not required.
Mariah Lee
Answered on Feb 22, 2021

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