Thanks for your question! You’re not legally obligated to have insurance if you only have a driver’s license. You can have a policy cover you if you don’t have a vehicle, but it’s not required.
Am I legally obligated to have car insurance just because I possess a driver's license?
Answered by Car Insurance Expert Mariah on February 22, 2021I have a driver's license, but I don't own a car and I don't plan on owning or driving a car anytime soon. I just use my license as ID. Do I need car insurance?
Mariah
Car Insurance Expert
Have an insurance question?
Our insurance agents are ready to help you, for free.


