two days after crashing his Mercedes on Interstate 90.
Making a claim the day he signed up for his policy was the first indicator that something was awry. But his phone call with the insurance adjuster and a record of his car being impounded two days earlier were the smoking guns that launched the investigation.
What exactly did Byron Mounce try to do?
Mounce bought a policy from Esurance, a subsidiary of Allstate, on Halloween of 2018. The same day,
On the phone, he told his adjuster that he’d driven into a concrete wall after being run off the road by another driver. But he was overheard telling the tow truck driver another story—that the accident was caused by a steering problem.
The record of the Mercedes being impounded led Esurance to deny the claim and refer it to State investigators.
After pleading guilty, Mounce was sentenced to 80 hours of community service and had to pay a $500 crime victim compensation penalty. Further restitution was determined at a later court date.
Mr. Mounce was clearly no con artist, but his story is just a dip in the pot of easily foiled car insurance fraud attempts over the years.
Nicolas DiPuma of Delaware got a little too greedy when he claimed that a fire that started on his wood stove spread to a pile of coals, which he proceeded to throw onto his couch and out the window into his convertible.
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"B.A., English Literature, MedAndrew Koole is an insurance writer who specializes in writing automotive news articles. Andrew’s mission is to create informative and instructional content car owners can use to reduce costs, master repair skills, and learn more about the automotive industry. Andrew has published over 600 articles for Jerry on topics ranging from automaker history to car insurance deductibles. Before joining Jerry in 2021, Andrew split his time between freelance writing in the entertainment and travel industries and creative writing in poetry and fiction. His writing is featured on a variety of arts and travel websites, including his own Ponytail Press.