The Rolls-Royce Boat Tail: One of the World's Most Expensive Cars

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The Rolls-Royce Boat Tail is one of the most expensive cars in the world because of the way they are heavily customized. The high costs associated with building these vehicles will also translate to expensive maintenance, repair, and car insurance bills.
The Bucks Herald reported that the Boat Tail is estimated to be worth around 20 million pounds, or $28 million. What’s the reasoning behind this expensive price tag?
Interior of vehicle with lights on the headliner
Rolls-Royce Boat Tails are fully customized for their owners | Twenty20

Why is the Rolls-Royce Boat Tail so expensive?

The latest Rolls-Royce Boat Tails are tailor-made to specifications from the buyer, based on a process called coachbuilding. According to Rolls-Royce CEO, Torsten Muller-Otvos, coachbuilding has been integral to the brand’s image since its founding in the 1920s.
It gives customers a better appreciation of the production process and gives them a unique model to cherish. However, this privilege comes with a hefty price.
Only three of these new Boat Tails have been produced so far. Their customization doesn’t just include things like color changes or engine upgrades.

How are the Rolls-Royce Boat Tails customized?

The Rolls-Royce Boat Tail is built on the same platform as the Phantom which is the automaker’s flagship sedan. The two share the same powertrain, but almost every other part, including 1,813 elements, is newly developed for the Boat Tail.
The first customized Boat Tail showcased by_ The Bucks Herald_ had a unique trunk which held two fridges underneath. The trunk would open up in a buttery-fly style, and a parasol would extend from between the trunk panels.
For another pair of Boat Tail owners, Rolls-Royce provided a matching set of designer watches. These could be worn either on the wrist or placed into the Boat Tail’s dashboard to use as a clock.
The detailed and unique customization is one of the main attraction points for consumers who have money to spare on a luxury car commission. Rolls-Royce revealed a one-off Sweptail in 2017 which spurred demand for this type of coachbuilding service.

How much would car insurance cost for a Rolls-Royce Boat Tail?

Car insurance can vary based on your age, driving record, and how long you’ve had your license. You might also have to pay more if you want to add on policies for theft or vandalism. These are coverage types you’d definitely want to look into for a $28 million investment.
According to SmartFinancial, on average, a 2020 Rolls-Royce Phantom, which has close to a half-million dollar price tag, will cost $6,240 to insure per year. For a car that’s worth millions of dollars, you’d most likely be looking at an even higher cost of premiums.
However, there are specialty insurance companies like Hagerty that cater to exotic and luxury cars which might offer cheaper rates. Although if you can afford an expensive Boat Tail, you can probably foot the car insurance bill.
At Jerry, our goal is to find the cheapest car insurance for every budget. Sometimes there’s no getting around the high rates of luxury cars. But, for the average driver, the free Jerry app can compare rates and find you the most affordable price for the coverage you need.

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