, employee Anthony Perez received a tornado alert on his phone just a few seconds before impact. Fortunately, Perez, his fellow workers and a few customers had time to shelter in a vehicle before the strong winds tore through the showroom.
Customer Joanne Szupka also received an alert on her phone and hid underneath a desk: "I heard the alarm on my phone and it was seconds later that we felt something happening to the building."
explains this term is used to describe events that cause between three and 20 injuries.
Fortunately, none of the five reported injuries were life-threatening, despite the terrifying ordeal lasting for 90 seconds.
Does home insurance cover tornado damage?
Hopefully the owner of the dealership had a robust commercial insurance policy, covering property damage and loss of earnings for himself and his employees, as well as liability insurance for the medical bills of those who needed treatment.
For individuals whose homes are damaged by tornados there is some good news. Wind damage is covered by most home insurance policies. Similarly, if the tornado’s strong winds cause trees or other debris to crash into your home, your insurer should help pay for repairs.
Importantly, flood damage, which is often a consequence of tornadoes, is not included in standard homeowner insurance policies. Depending on where you live, you can probably buy a separate policy for this.
"Alex Healey is an insurance writer specializing in car insurance and personal finance. Alex’s mission is to create informative, just-in-time content for car owners and buyers. Alex has written articles for Jerry on topics ranging from hybrid vehicle rankings to used car costs. Before joining Jerry, Alex worked as a digital content specialist and editor for brands including InsuranceHotline.com, Rates.ca, and Booking.com. When not writing for Jerry, Alex continues to build his freelance digital content portfolio in the insurance and automotive industries. "