Liberty Mutual Introduced a Smart New Feature To Help Protect Customers' Cars
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Liberty Mutual is innovating to keep its customer’s vehicles free from hail damage. The insurance company plans to use Accuweather® forecast data and SMS text messages to alert customers of potentially hazardous weather and encourage them to move their cars under cover.
A pilot program was tested in Texas, and now, 30,000 car insurance customers have already signed up to receive the alerts. Liberty Mutual currently offers the service in 21 states—and oh, did we mention it’s free?
Liberty Mutual’s Hail Alerts
Hail causes a lot of car and property damage claims every year—it caused 2.8 million claims from 2017-2019, according to PR Newswire. Claims mean lost money to insurance companies, so any cost-effective way to lower those numbers, they’ll take.
The Hail Alert program is a win-win for Liberty Mutual and its customers. With a simple text message, the company can avoid paying out thousands of insurance claims, and customers can avoid the hassle of hail damage and hold on to their deductibles.
A recent survey shows the program already working. Nearly half of respondents said they moved their car to a safe place after receiving the alert.
Other innovations in the insurance industry
Companies like Liberty Mutual are always coming up with ways to get ahead of the costs associated with providing insurance.
Telematics programs, like GEICO’s DriveEasy app, help insurers avoid claims by rewarding safe drivers with discounts. Other innovations, like USAA and State Farm’s blockchain-powered subrogation process, save insurance companies money within their administrative operations.
In most cases, you can take advantage of advancements in the insurance industry to keep some extra cash in your pocket. You just need to know where to look.
How to save money on car insurance
Whether you download your insurance provider’s telematics app or you simply pay your premiums annually, there are hundreds—if not thousands—of ways to save on car insurance. Finding all the discounts available to you can feel like an impossible task, but thanks to Jerry, it’s easy.
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And to ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price. This level of service is why Jerry earned a 4.6/5 rating on the App Store and made it the top insurance app in the country.