How to Keep Your Car Safe in South Florida's Climate

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Car insurance might not cover your car for heat damage, so it’s important to perform routine maintenance and prevent damage in the first place.
Are you someone who keeps your vehicle in a covered garage, or do you leave it out in the heat? In South Florida, your vehicle might have a rough time every summer if you’re not sure how to keep it safe in hot weather.
Here’s how heat can damage your vehicle and tips on how to keep it protected.
Aerial view of people at a beach that’s close to a road
Extreme heat and heavy rain can take a toll on your vehicle

How can the weather in Florida damage your vehicle?

Anyone who lives in Florida knows that the heat is extreme. The UV rays can be exceptionally brutal. According to the EPA, the average UV index is 4 in the winter and 10-11 during the summer months; one of the highest in the country.
Overexposure to UV rays can lead to sunburns and an increased risk of skin cancer. It’s also bad for your vehicle, according to South Florida Caribbean News. Here are some of the major ways that UV exposure can damage your vehicle:
  • Strong sunlight can fade car paint and cause cracks in plastic surfaces or leather seats.
  • Your vehicle’s tires can trap heat, and as they try to cool, it can increase the risk of a blowout when you’re driving.
  • Your engine and transmission can overheat because water evaporates quicker during the summer, which can stop your car from starting.
  • When you use the AC constantly, it can cause your battery to die faster. Water in the battery can also evaporate faster, which will leave plates exposed and prevent your battery from charging.

Tips for protecting your vehicle from UV rays

Luckily, there are several things you can do to protect your vehicle from Florida’s climate. South Florida Caribbean News provides a lot of good tips to protect both the interior and exterior of your vehicle. On top of routine maintenance, here are more ways to keep your car safe against heat:
  • Apply Carnauba wax to minimize exterior damage
  • Use a paint sealant
  • Use leather conditioner and plastic wax for interior surfaces
  • Add window tinting
  • Use sun protectors for your windshield
  • Install seat covers
  • Park in the shade when possible
Make sure to check your fluids, tires, battery, and other car parts frequently to make sure everything is in good condition.

Other risks that can damage your car

Not only does heat damage your vehicle, but water can as well. Most of South Florida has a tropical climate with frequent rains throughout the summer months and the risk of hurricanes.
Strong winds can cause flying debris, fallen tree limbs, and many more hazards. Heavy rain and floods can damage your braking system.
The roads in Florida are often wet, which can lead to hydroplaning. This is especially dangerous if you have worn-out tires. The humidity paired with the excessive moisture can cause rust and mold.
If you notice any strange sounds or issues with your vehicle, it’s important to get it checked by a mechanic. If you live in a state with harsh weather conditions, you’ll want to have adequate car insurance to keep you protected in case of any accidents.
Jerry can help you compare rates from top insurance companies and save money on the coverage you need. The free app finds you the best rates with none of the hassles of long forms or phone calls.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies