The new verification system will follow national standards set by the Insurance Industry Committee on Motor Vehicle Administration.
Illinois’ electronic insurance check
Insurance companies and the Secretary of State’s office are working together to launch the program.
Jesse White, Illinois’ Secretary of State, told 13 WREX what he hopes the new system will communicate to drivers. "The message is simple," he said, "if you don’t have auto insurance, get covered now. It is the law."
Most drivers won’t have to do anything since ILIVS conducts its process automatically. Anyone whose insurance can’t be verified will be sent a reference number to send to their insurance company. But if they can’t prove they have insurance, they’ll be slammed with a license plate suspension and a $100 reinstatement fee.
Why everyone benefits when we all have insurance
Insurance companies determine their rates based on the risk that a claim will be made. So logically, if there are a lot of uninsured drivers in your area, you are more likely to need to make a claim under your UM, and your rate will increase.
How to find the right car insurance for the right price
Whether you live in Oklahoma or Illinois, having uninsured motorist coverage is a good idea. In Illinois, the law actually requires you to include it in your policy.
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