Gigantic Insect Responsible for Ohio Car Crash

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In what is surely a first for his car insurance claims adjuster, a Cincinnati man has claimed a giant cicada flew through his open car window, hit him in the face, and caused him to swerve into a utility pole.
Cincinnati Police have confirmed that the driver is alright, but the vehicle sustained heavy front-end damage. There is no word on the status of the bug.
Find out more about the crash, the type of insurance the driver had, and how to save money on your own car insurance below.
A large black cicada with red eyes seen up-close on a piece of wood outdoors.
Cicadas are wreaking havoc all over the country | Twenty20

Not your typical car crash

As reported by Insurance Journal, the motorist only sustained minor injuries following the collision.
While some drivers blame interference from insects (most commonly a bee or a wasp) to excuse reckless driving, the Cincinnati man’s story appears to add up. A witness who was behind the driver said he had been driving normally, until he suddenly swerved off the road and crashed into the pole.
Local police have said they are inclined to believe the man, as they have had issues with cicadas swarming their cruisers. The flying insects, part of Brood X, only emerge from the ground every 17 years, but are currently wreaking havoc across much of the Midwest and Mid-Atlantic.
While Cicadas are usually harmless, Cincinnati Police have advised drivers to keep their windows closed until the swarms subside in late June.

The car insurance that covered the cicada attack

Police said the man was in good humor following the accident, which may suggest his vehicle has collision insurance.
Collision insurance will cover any repairs if you crash into someone else’s vehicle or, as in this case, a stationary object. It is not legally mandated anywhere in the U.S., but most drivers opt for it, and it is required by lenders if you plan to lease or finance your car.

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