Recent flooding has been hitting Arizona hard, wreaking havoc on the streets. Flooding is a natural disaster that can ruin your car and home in the blink of an eye. If you don’t have the proper insurance coverage things can get even worse. Massive Arizona flooding destroying the streets Star-Advertiser reported that on July 16, Flagstaff, Arizona was hit by torrential downpours once again. It had been barraged by three consecutive floods. Like all post-wildfire flash floods, this one caused terrible damage. Debris spewed everywhere, houses were destroyed. At least one person has died as a result of the flood. A woman was found in the Colorado River, the flash flood taking her life during her rafting trip. The northern Arizona city is a popular "gateway" town because visitors going to the Grand Canyon go through Flagstaff, so this has impacted many travelers. State of emergency declared in Arizona The flash floods were causing road closures, property and car damage, and posed a risk to life. Vehicles were advised to not park on the affected streets. Governor Doug Ducey has issued an emergency declaration that $200,000 would be made available. The funds are for the aid efforts following the flash flooding in the Flagstaff and Coconino County area. Repair costs of floods Floods can be unexpectedly harmful. It can cost thousands of dollars to repair damage from just a single inch of floodwater. The Arizona Republic reported that these floods reached 5.2 inches of rain in just a week, resulting in at least $2.6 million in damages. If you live in a place where there is a risk of frequent and/or heavy flooding, it is highly recommended to get solid insurance coverage for your car and home. What kind of insurance would protect your car from a flood? It’s really important to note that only comprehensive coverage covers any repair or replacement costs following flood damage to your vehicle. Other types of car (or home) insurance don’t typically cover floods. Even though floods may legally seem like an act of God (earthquake, tsunami), they actually are not! Mold and odors in your car How much the insurance costs depends on whether you live in a high-risk flood zone or not. Note that insurance is necessary if you want to drive a flood-damaged vehicle. If you’re buying a used/salvage car, it may also be wise to check for potential flood damage in the past, since flood damage can be long-lasting and very troubling to deal with. If you’re weighing the pros and cons of getting comprehensive insurance for your car, Jerry can help! A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.