Detroit's Recent Rainstorm Hit This Automaker Hard
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Late June’s flash flooding in Michigan set Detroit to a grinding halt. But for Stellantis, the parent company of Chrysler, Dodge, and Jeep (among others), the focus was on the company’s assembly plant east of downtown, where hundreds of brand new vehicles were potentially water damage.
Units awaiting distribution at Jefferson North Assembly Plant were found in the shipyard almost fully submerged underwater. Estimates on the extent of the damage are still underway.
Details on Detroit’s disastrous rainstorm
Car and Driver reports that Gretchen Whitmer, Michigan’s governor, declared a state of emergency for Detroit and the rest of Wayne County on Saturday, June 26, after over six inches of rain fell on the city in one day.
50 people had to be rescued during the storm, and besides Stellantis’ shipyard losses, at least 350 vehicles were damaged.
Rain continues to fall in Michigan as drought wreaks havoc across the west and President Biden works with governors from Oregon, California, New Mexico, Nevada, Washington, and Colorado to prepare for what is expected to be an awful wildfire season.
What to do when extreme weather damages your car
Whether you’re dealing with a fire or a flood, protecting your belongings during a disaster is intensely stressful. But don’t let the stress divert you from the most important thing—the safety of you and your family. No belonging is more valuable than your life, your car included.
Once you know imminent dangers like sitting water and downed power lines are handled, make sure you document any damage to your vehicle, inside and out. You can send the photos to your insurance agent to validate your claim.
What kind of car insurance covers flood damage?
Most states require car insurance of some kind, but in every case, minimum car insurance does not cover you for emergencies like floods. To get protection for weather damage, you’ll need comprehensive coverage.
Comprehensive coverage kicks in for damage to your vehicle caused by a source other than a collision with another driver. This includes, but is not limited to, damage incurred from a natural disaster.
Comprehensive insurance is always set with a deductible, so you’ll have to pay whatever you set your deductible at before your insurance provider will cover the rest. But especially in states where extreme weather is common, adding comprehensive coverage to your policy is a good idea.
How to find comprehensive coverage for good price
Comprehensive insurance is a common add-on to car insurance policies. Every provider offers it, but not at the same price. Depending on your driving record, age, location, and a number of other factors, the added coverage could cost you anywhere from $250 to $2,300 a year.
If you want to save money on comprehensive car insurance, Jerry is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.
And to ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price. This level of service is why Jerry earned a 4.6/5 rating on the App Store and made it the top insurance app in the country.