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- What is a driving record?
- How do I access my driving record in New Mexico?
- Where else can I find a copy of my driving record in New Mexico?
- What is on my record?
- How can my driving record affect me?
- What is the difference between driving records in each state?
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Your driving record is your history as a driver. Typically, it includes your personal information in addition to detailed information regarding accidents, traffic violations, suspensions, and even driving courses you have completed.
Whatever’s on your driving record can dramatically affect your car insurance rates. It’s always best to keep your driving record as clean as possible and to report any inaccurate information as soon as possible.
Here at Jerry, the car owner’s super app, we broke down everything you need to know about your New Mexico driving record—from what it entails to where you can find a copy.
What is a driving record?
A driving record is your public history behind the wheel. Sometimes called either a driving report or driver abstract, your record includes not only personal information, but also detailed reports of any accidents, tickets, and license suspensions.
How do I access my driving record in New Mexico?
You can request your driving record in New Mexico by using the online driving history record service, applying in person, or requesting a copy by fax. The fee is different for certified or non-certified records.
Certified Driver Record: $9.99 Fee
Non-Certified Driver Record: $6.63 Fee
If you choose to request your record in person, you do not have to pay the fee.
Here’s what you’ll need to provide:
- Complete the Confidential Records Release Form—(MVD 11260)
- Driver’s License information (name, street address, license number, etc.)
- Credit/debit card—online only
- Last four digits of your SSN
Requesting a driving record for someone else
In New Mexico, you are allowed to send your driving record to a third party. When filling out the records release form, be sure to include who you are sending this to with their information such as name, mailing address, and requestor’s SSN or employer ID number.
Key Takeaway: In New Mexico, you can access your driving records online, in person, or by fax virtually anytime.
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Where else can I find a copy of my driving record in New Mexico?
Car insurance agents
Technically, you should be able to obtain a copy of your driving record from your car insurance provider. Most insurance companies use your driving record to determine your car insurance rates, so don’t hesitate to ask—chances are, they’ll give you a copy.
Keep in mind, however, this record is probably not an official copy—even if you get it for free.
Online third-party vendors
Although it may be a quicker alternative, getting an online copy of your record through a third party does come with some risks. Third-party reports may not be as accurate as the ones issued directly from the DMV.
It’s always best to verify with the vendor if they’re able to obtain an official record before moving forward.
What is on my record?
Your driving record contains personal information about you and your driving history, including:
- Personal information (e.g., name, address)
- Driver’s license information
- Infraction points
- Accidents, citations, violations, and convictions
- Fines paid or owed
- License suspensions
- Completed driving courses
DMV points in Nevada
In most states that use a points system—a system that adds points to your license for a traffic offense, if you have too many points on your license, your license could be suspended. In New Mexico, violations stay on your record for 3 years.
Minor violations, which are typically worth between 2-4 points, include:
- Failure to use turn signals: 2 points
- Speeding (points may vary depending on speed): 3 points
- Failing to yield for an emergency vehicle: 4 points
Major violations, which can be worth up to 6 or more points, include:
- Reckless driving
- Road Racing
- Passing a school bus while loading/unloading children
If you’re ticketed with an offense with a high amount of points, you may be required to appear in court.
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How can my driving record affect me?
Your driving record will have an impact on your life—whether your record is good or bad. Here are some ways it can impact you.
Your insurance premium
Your insurance rate is one of the main things influenced by your driving record.
Insurance companies may consider you a high-risk driver if you have a high number of infractions, and they will raise your premiums significantly. A single speeding ticket could increase your insurance premiums by 20% or more.
If you have a good driving record, however, chances are you’ll probably receive some cheaper quotes.
Regardless of your record, Jerry can help you find the cheapest rates on car insurance. In under a minute, Jerry will compare rates from over 50 top insurers, so you know you’re getting the coverage you need at the price you want.
Your ability to drive
If you have a reckless driving or DUI charge on your record, you’ll almost certainly have your driver’s license suspended. But you could also face licenses suspension for racking up too many points, too.
Your credit rating
While it’s not directly impacted, your credit score could take a hit if you neglect to pay tickets. Most municipalities have late fees added if you don’t pay your fine by the due date. If it remains unpaid, your balance will be sent over to a collections agency, and it could cause your credit score to take a hit.
Your job prospects
Depending on the job, you won’t be hired unless you have a clean driving record. If your job requires you to spend a significant amount of time behind the wheel, be sure to keep your driving record as clean as you can.
Key Takeaway Your driving record can have a major impact on other areas of your life, so it’s always best to practice good driving habits.
What is the difference between driving records in each state?
Your driving record will be based wherever your license was issued. This means if you have a New Mexico driver’s license, you’ll also have a New Mexico driving record.
However, if you commit an offense outside of your home state, you’ll still be held responsible for the violation.
The Driver’s License Compact (DLC) is an agreement between states to exchange information about traffic violations and license suspensions. Essentially, if you commit a driving offense outside your home state, it will be reported to your local DMV where if any laws were broken, you will be penalized.
Which states don’t share driving records?
There are only five states that are not part of the DLC. They are:
However, keep in mind, these states might still share driver information with other states through alternate agreements.
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