A speeding ticket can raise your insurance rates by an average of 22% in Kansas. Shopping for new rates should be your first step after paying your fine.

Written by Kornelia Drianovski

Edited by Sarah Gray

Reviewed by Brice Regling

Updated on Jan 31, 2024

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How to deal with a speeding ticket in Kansas
Calculate your Kansas speeding ticket penalties
A speeding ticket can increase your car insurance rates after renewal
The best car insurance companies after a speeding ticket in Kansas
FAQs

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A speeding ticket in the state of

Kansas

carries fines between $45 and $200. You can pay the fine—and take on a potential 22%

car insurance

increase—or fight it in court.

How to deal with a speeding ticket in Kansas

Step 1: Decide whether to pay or fight the ticket. By prepaying your ticket, you effectively plead guilty to speeding.

Step 2: Shop for car insurance before your next renewal. Your insurance company won’t find out about your speeding ticket until your policy is up for renewal—but your rates will go up by an average of 22% when your policy renews.

Learn more:

Car insurance renewal—are you ready for your new rate?

How to pay your Kansas traffic ticket

Unless your ticket requires a court appearance, pleading guilty or no contest is the fastest way of dealing with your speeding ticket. Most Kansas courts allow drivers to pay their speeding fines and moving violations in various ways:

Online: Many Kansas courts allow for online payments of speeding tickets. Please visit your

court’s website

to confirm that this is an option. Be ready to input information like the ticket number, the amount of the fine, and the deadline to pay.

By mail or in person: If you want to pay for your speeding ticket by mail or in person, check your ticket for instructions or

contact the Kansas court

that is handling your charge. You need to confirm that this option is available to you.

By phone: If you prefer to pay over the phone, follow the information on your speeding ticket. You can also call the clerk at the relevant court for instructions on making a phone payment.

Don’t forget: Municipal courts take care of tickets pertaining to the city, while district courts take care of citations pertaining to the county.

How to get a speeding ticket dismissed

In Kansas, each county outlines how a speeding ticket can be fought in court. Despite some variance, the steps will typically include:

Pleading not guilty in court on the date found on your traffic ticket

The court will accept your not guilty plea

A new date might be set for your trial

You will have some time to build your case and gather all evidence

Attend your trial on your designated court date and defend your case

Keep in mind: Kansas courts will not assign you a court-appointed attorney to fight a speeding ticket. You can hire an attorney or represent yourself. There is a good chance that your arraignment and trial will be held on separate days, so plan to make two trips to the court at the very least.

The most effective arguments for getting a speeding ticket dismissed include:

Defective radar or law enforcement error: If you can prove that your ticket was issued due to malfunctioning traffic cameras or improper use of radar by the Kansas Highway Patrol, it could be dismissed

Defective speedometer: If you didn’t know that you were speeding because your vehicle’s speedometer was broken, you may be able to get your ticket dismissed.

Medical emergencies: If you were speeding due to a medical emergency, the court may grant you a dismissal.

Not knowing Kansas’s traffic laws is not a good speeding ticket defense. Whether you’re an out of state driver or a new Kansas driver, don’t try to fight your ticket by claiming ignorance.

Learn more:

How to get a clean driving record (and save on insurance)

Calculate your Kansas speeding ticket penalties

When you get a speeding ticket in Kansas, you’ll face one main type of penalty:

Fines & fees: Kansas fines between $45 and $200 for speeding violations, with additional fees for extra miles per hour exceeded, and for speeding in a construction zone or school zone. If you decide to fight the ticket, the court costs can typically range between $25 and $400 depending on your county or municipality.

Remember: If you fail to pay for your traffic fine within 30 days, you could face a driver’s license suspension and get your driving privileges revoked.1

The Kansas speeding ticket fines schedule

In Kansas, unsafe speed for prevailing conditions comes with a fine of $75. Here’s a breakdown of the fee schedule for speeding tickets in Kansas.2

Mph over the speed limit	Fee
1-10	$45
11-20	$45 plus $6 per mph over 10 mph over the limit
21-30	$105 plus $9 per mph over 20 mph over the limit
Over 30	$195 plus $15 per mph over 20 mph over the limit

Kansas does not have a points system in place, but if you’re involved in three major moving violations within a 12-month period, you’ll be subject to a license suspension.3

Earn safe driving perks

Safe driving can earn you points in more ways than one.

If you’re trying to improve your record after a speeding ticket, use a telematics tool like Jerry’s DriveShield to track your driving habits, including speeding, harsh acceleration, and phone use.

Did you know?
Drivers who track their driving in the Jerry app earn an average safe driving discount of 12% from their auto insurance provider.

A speeding ticket can increase your car insurance rates after renewal

Once you’ve paid (or fought) your ticket, it’s time to start preparing for the impact on your car insurance.

Step 1: Check your renewal date. A speeding ticket won’t raise your car insurance rates right away. The next time your policy is up for renewal, your insurer will review your

motor vehicle report (MVR)

for new traffic infractions and add a surcharge to your premium.

Step 2: Wait for your renewal notice. When your renewal date approaches, your current insurer will send you a renewal notice with your updated premium information. You can choose to pay that rate or look for a lower offer.

Step 3: Compare rates from other providers. If you’re not happy with your renewal rate,

compare quotes

from three or more insurers to find a better rate with your new speeding ticket.

In Kansas, car insurance rates go up by an average of 22% when you renew your policy after a speeding ticket. But not all insurance companies

calculate rates the same way

—so you may be eligible for a lower rate from a different company after your speeding ticket.

A simple way to quickly search for lower rates is to use the

Jerry

app. You’ll be able to build a profile with your new driver information and see real quotes from a range of providers based on your current record.

Jerry also offers a helpful feature for any driver trying to clean up their record: automatic reshopping.

By turning on this function, you’ll get new quotes instantly whenever your policy is up for renewal, along with notifications any time a new insurer with lower potential rates is available in your area.

Automatic reshopping can help you stay on top of your insurance costs while you work on improving your driving history.

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The best car insurance companies after a speeding ticket in Kansas

Here’s how major insurance companies tend to handle rate renewals after a speeding ticket:

Insurance company	Average rate increase after a speeding ticket
Allstate	15%
USAA	17%
American Family	22%
Nationwide	26%
State Farm	26%
Farmers	31%
Auto-Owners	36%
Travelers	37%
GEICO	38%
Progressive	43%

Remember: Every insurance company deals with traffic offenses differently. Depending on your existing record, the number of years you’ve been with your insurer, and whether or not you plead guilty to your speeding ticket, your insurance premium could go up by less—or more!—than this table shows.

Where'd we get these numbers?
Jerry’s editorial team researched the average rate increase after a speeding ticket for these 10 insurance companies using expert sources from Forbes, NerdWallet, ValuePenguin, WalletHub, Liberty Mutual, The Zebra, and CarInsurance.com. Our data shows the average of the data shared by these sources.

FAQs

What if you can’t afford to pay your speeding ticket?

If you can’t afford to pay your Kansas speeding ticket, you may request a payment plan. This can include the payment of multiple fines. Usually, you will be required to make the first payment within 30 days.

Will I lose my driver’s license if I don’t fight a speeding ticket?

You could, but it depends on the severity of the violation and your driving record. More severe traffic violations like those that occurred in construction or school zones could result in the driver having their driver’s license revoked or suspended.

Should I fight or pay my speeding ticket?

Unless you believe you have irrefutable evidence that proves you did not deserve the speeding ticket in the first place, then you should just pay the fine.

How much is a 20 over speeding ticket in Kansas?

You can expect to be fined $45+ for driving 20 mph over the posted speed limit.

What is the penalty for speeding in Kansas?

The penalties for speeding in Kansas include fines, court costs, increased insurance premiums, and a potential license suspension if you fail to pay for your fine.

Can I just pay my ticket and not go to court in Kansas?

In many cases, you can choose to pay the fine for a traffic ticket in Kansas without going to court. Most traffic citations provide information on how to pay the fine, and you may have the option to pay online, by mail, or in person at the court specified on the ticket.

That being said, it's important to read the information on the ticket carefully. Some violations may require a court appearance, and the ticket will provide instructions if your presence in court is mandatory.