How to Deal with Rising Gas Prices in Iowa

Iowa’s gas prices are some of the lowest in the nation right now at $4.16, but they’re still higher than last year.
Written by Cassandra Hamilton
Reviewed by Jessica Barrett
Gas prices in Iowa are some of the lowest in the nation right now, but they’re still higher than they’ve ever been. This is due to changes in the global economy coupled with poor fuel efficiency and moderate gas taxes in the Hawkeye State.
On March 8, 2022, President Biden announced a ban on Russian gas and oil imports. This caused a huge jump in already-high gas prices across the nation thanks to increased demand and a diminished supply after COVID-19. 
Stick around because we've got the best guide to Iowa’s gas prices. We’ll talk about what the experts say and some tips to save money on all things car-related.
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What is the average price of gas in Iowa?

According to
AAA
, the average price for a gallon of regular unleaded gas in Iowa is $4.17 as of May 2022, a fair bit lower than the national average of $4.60/gal.
You’ll pay even higher prices for higher-grade gas. This is what the price of gas in Iowa is by grade:
  • Regular: $4.17/gal
  • Mid-grade: $4.33/gal
  • Premium: $4.75/gal
  • Diesel: $5.21/gal

Which city in Iowa has the highest gas prices?

Some of Iowa’s highest gas prices are in cities in eastern and central Iowa, like
Dubuque
and
Ames
, with gas over $4.20/gal and diesel prices approaching $5.32/gal.
You can find lower prices near the Nebraska border, with prices in
Council Bluffs
and
Sioux City
at $4.10/gal.

Why are gas prices in Iowa lower than average?

So what makes residents of the Hawkeye State lucky enough to enjoy below-average gas prices, when residents of
California
and
Washington
pay $6.069/gal and $5.210/gal, respectively?
The factors involved are beyond supply and demand, though that certainly plays a role, too State’s regulations on emissions, of which Iowa has none, tend to increase prices State gas taxes also factor in—Iowa’s is $0.484 per gallon, while California’s is as high as $0.772. 
Of course, Iowa’s gas prices are still high, even if the state’s average price is lower than the national average. Part of this is the type of vehicle many Iowans purchase: pickup trucks. Iowans ranked in the bottom four for vehicle fuel efficiency in a study by WalletHub. The average vehicle in Iowa gets 13.5 mpg
Average commute times across the state also bring fuel costs down. The national average is 26.4 minutes, while Iowa’s is 19.1 minutes. This keeps the demand for fuel lower than in parts of the country with longer commute times.
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How to deal with Iowa’s gas prices

Here are some simple money hacks that can help you adapt to the rising cost of fuel:
  • Don’t skimp on maintenance. You’re paying anywhere between $62 and $80 to fill up your tank, so it might be tempting to skip a $40 oil change, but don’t! Staying on top of your
    car maintenance schedule
    can prevent bigger expenses in the future.
  • DIY some car repairs: You might need a professional mechanic for a failed transmission or a leak in the engine, but you can
    save on car expenses
    by learning how to change your air filters and wiper blades, flush your radiator fluid, and replace your spark plugs.
  • Refinance your
    car loan
    : Your car loan payment is one of the biggest expenses for your monthly vehicle costs, but you can often reduce your payment by refinancing with a new lender.
  • Get an electric vehicle: You’ll save on gas when you go electric, but did you know you can save an additional $500 on an electric vehicle by taking advantage of
    Iowa’s electric vehicle incentives
    ?
  • Change up your insurance: Insurance rates are just as fickle as gas prices. That’s why you should follow expert advice and
    shop for car insurance every 6 months
    .

Save money on car insurance in Iowa

Your bank account is limping along after these recent increases in gas prices, but you can give it some support by shopping for
car insurance
and refinancing your auto loan with
Jerry
.
You already know that Jerry is a personal insurance shopper who saves you mountains of time and money, but now Jerry can deliver that same service for your auto loan. It’s almost as quick to refinance your loan with Jerry as it is to find mega deals on car insurance and save an average of $800 per year or more on your insurance premiums. 
After all, with gas prices like these, it’s the savings that matter most!
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blew my mind, honestly. From start to finish, using the app took me 10 minutes and I ended up with $100 of savings a month. Best of all, customer service answered all my questions about rental car reimbursement and roadside assistance.” —Savanna R.
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