Mazda 3 Lease
If you want to lease a Mazda 3, your monthly payments will range from $384 to $606.
Written by Andrea Barrett
Reviewed by Jessica Barrett
Leasing a Mazda 3 is a great alternative to buying and will cost you, on average, $384 to $606 per month depending on the trim level, negotiated price, your credit score, and how much you put down.
If you’re looking for a small, peppy car that’s great on gas and comes with high safety ratings, the Mazda 3 is top of the line. It’s designed to take on the road with authority, boasting a 2.5L Turbo engine that delivers up to 250 horsepower and 320 pound-foot of torque. Paired with i-Activ AWD, you’re getting a more confident, invigorating driving experience.
But if you’re looking for all the drive without the commitment of a car loan, you might want to consider a lease. While leases come with more restrictions than some car loans, you’re getting cheaper monthly payments on a brand-new vehicle.
If you’re ready to hit the road in a Mazda 3,
Jerry
is here to answer all your questions about leasing. As the No. 1-rated car insurance
app, we’re covering how to lease a Mazda 3, how much you can expect to pay per month, and available options when your lease term comes to an end.RECOMMENDED
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How to lease a Mazda 3
If you think leasing a car seems intimidating, rest assured that the process to lease a Mazda 3 is as straightforward as they come. Just follow these simple steps:
- Check your credit score—Dealers want to know you have good credit before they’ll approve you for a car lease. As a general rule of thumb, you want to have a credit score over 670 to avoid unnecessary fees and less-than-ideal lease terms.
- Have a budget in mind—There are eight Mazda 3 sedan trim levels, all of which offer additional add-on features. Before you head to the dealer, know what your monthly budget is. And don’t forget to add in a potential down payment, gas, insurance, and maintenance costs. Ideally, you don’t want to be spending more than 15% of your monthly income on your car. Do some number crunching ahead of time to save from feeling financially squeezed.
- Find the right model—If you’ve narrowed it down to a Mazda 3 sedan, now is the time to choose the right trim level. Compare features and figure out what’s necessary and what’s nice to have. The optional features can hike up your monthly payments quickly.
- Be clear about upfront costs—A down payment on a Mazda isn’t essential, but it can help to reduce your monthly costs and increase the chance of being approved for a lease.
- Calculate your annual mileage—Do you have a long daily commute? Do you like to take road trips? If you’re someone who drives a lot, consider going for a high-mileage lease, as most standard Mazda leases come with a 15,000 annual mileage cap. Anything beyond that is going to cost you extra.
Once you’ve ticked the boxes on this checklist, it’s time to head to the dealer! Mazda
special offers and incentives
are a great way to save money on your car lease. But it’s still recommended to have a budget before you go so you’re in a strong position to negotiate and walk away happy.The final step: shop for insurance
Whether you choose to lease or finance a Mazda 3, you’ll have to ensure you have the proper car insurance to keep it protected. Jerry can help with that!
All you have to do is download the Jerry app for free, answer a few questions, and let Jerry find you the most competitive rates from 50+ top insurers on the coverage you need.
How much does a Mazda 3 lease cost?
Depending on the model you choose, a Mazda 3 lease will cost you anywhere from $384 to $606 per month.
The exact price of your monthly lease will depend on several factors, including:
- Trim level
- Additional features
- Credit score
- Lease term
- Down payment
But Mazda also promotes some great offers and incentives throughout the year that can help you save even more on your lease payments.
That said, the
trim level
you choose for your Mazda 3 is going to be one of the most influential factors in your lease price. If you’re looking for a basic daily driver that’s great on gas, the Mazda 3 Sedan is a must. However, if you’re looking for a turbo engine with all the bells and whistles, consider upgrading to the 2.5 Turbo or the 2.5 Turbo Premium Plus. But keep in mind that it’s going to increase your monthly payments.
Let’s take a look at the changes you could see to your monthly payments and signing fees for the 2022 Mazda 3 Sedan’s eight trim levels. We’re going to assume $0 down on a 36-month lease term with 10,000 annual mileage and an excellent credit score (720+).
Trim level | Monthly payment | Amount due at signing |
|---|---|---|
2.0 Sedan | $384 | $384 |
2.5 S Sedan | $411 | $411 |
Select | $428 | $428 |
Preferred | $456 | $456 |
Carbon Edition | $484 | $484 |
Premium | $507 | $507 |
2.5 Turbo | $547 | $547 |
2.5 Turbo Premium Plus | $606 | $606 |
Your credit score is another major factor that will influence your monthly payments for a Mazda 3. Lenders want to know you’re reliable and can reliably make your payments before you’ll be approved.
Here’s an example of how your credit score impacts your monthly payments for the base-level Mazda 3 Sedan.
Credit score | Monthly payment |
|---|---|
520 to 669 | $433 |
670 to 689 | $402 |
690 to 719 | $387 |
720+ | $384 |
Throughout the year, Mazda extends special offers and incentives to lessees. Be sure to ask your dealership about current specials—you just might be pleasantly surprised!
Services included in a Mazda 3 lease
Most Mazda leases will come with a standard maintenance plan that covers free routine maintenance for a set duration. However, you’ll have to check for details in your lease agreement to find out specifics on what your lease includes.
What to do when your Mazda 3 lease is up
When your lease ends, you have three options to choose from:
- Return the car and purchase or lease a new Mazda
- Turn in your vehicle to the dealership
- Purchase the vehicle you’re currently driving
How to return a leased Mazda 3
If you’ve enjoyed the wild ride of your Mazda 3 lease, but you’re ready to move on to something new, you have the option of returning your current vehicle and purchasing or leasing a new one. Regardless, you will be required to follow the basic return instructions below.
Before your return
- Inspect the car for possible excessive wear and use and make any required repairs
- Call your local dealer and schedule a turn-in appointment for your vehicle
- Make sure all contracted payments and fees are paid to Mazda Financial Services
- Schedule a complimentary inspection appointment up to 60 days before your lease-end date by visitingAutoVINLive.com
- Call your local DMV to determine if your state requires license plates to be returned at the end of a lease
During your return
You will be required to bring the following to your lease return appointment:
- Toolkit and spare tire (if applicable)
- All sets of keys
- Owner's manual(s)
- Any original equipment on your vehicle at lease inspection (radio, headrests, third-row seats, tonneau/cargo cover, etc.)
Make sure to sign the Odometer Disclosure Statement and keep a copy for your records.
Once you’ve returned your vehicle, Mazda Financial Services will send you a lease-end invoice if there are any outstanding balances, late fees, and miscellaneous charges. This invoice will also include excessive wear and use charges, excess mileage charges, and a disposition fee, if applicable.
If you left a security deposit, it will be returned to your home address via check. If there are outstanding charges, the deposit will go toward that first.
How to purchase a leased Mazda 3
Not ready to bid farewell to your beloved Mazda? You don’t have to! You can request a payoff quote by logging into your Mazda Financial Services account online or contacting MFS at 866-693-2332. If you want to finance your current vehicle, head straight to your dealer for help.
How to find the best car insurance for a Mazda 3 lease
You may be tempted to vroom out of the dealership in your brand new Mazda 3, but you’ll first want to make sure you have proper
Mazda car insurance
to keep it protected. And finding it is simple with car insurance comparison super app and broker Jerry
. In less than two minutes, Jerry will send you the most competitive quotes from 50+ of the top insurance companies so you’re getting the best coverage for the best rate. All you have to do is download the Jerry app, enter your information, and let Jerry get to work. No matter what coverage you're looking for, Jerry can help you find savings. And when you’re ready to switch, Jerry even takes care of the paperwork.
You’ll get complete support from beginning to end of the insurance-buying process—for free. And that’s why Jerry users save, on average, $887 per year on
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. “I was paying $350 a month for my new car. WithJerry, I set up a new policy in under 30 minutes that will save me over $1,000 a year!” —Mariah K.
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