On average, a Kia Soul lease costs between $200 and $350 per month, depending on the trim level you choose and the price you negotiate, as well as your credit score and upfront payment.

The Soul’s iconic exterior styling and zippy engine have made it a national favorite in the realm of compact cars. If you want to test out the Soul without the hassle of a traditional car loan, you can get affordable monthly payments by signing a lease. Sure, leasing comes with a few extra restrictions, but it’s a fantastic way to get behind the wheel of a sleek new car without committing to buying it down the road.

If you’re ready to dive into the world of car leases,

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is here to be your guide. We’ll walk you through the ins and outs of leasing a Kia Soul, including how to get the best lease, how much you might have to pay, and what your choices are when your lease is up.

As a bonus, we'll even show you how to save on your

Kia Soul insurance costs

How to lease a Kia Soul

We know that leasing a brand-new Soul can be super exciting—but don’t just strut into the dealership and sign a contract on the first Kia you see! To make sure that you’re getting a great deal, follow these steps:

Check your credit score. When it comes to leasing a Kia, you’ll have a tough time securing good terms with a credit score of below 620. Aim to get your score over 650 before you sign your lease—if you can get it above 700, even better!

Finalize your leasing budget. As a rule of thumb, you shouldn’t spend more than 15% of your monthly income on a lease payment. So, if you bring down $3,800 a month, try to keep your payment lower than $570.

Estimate your out-of-pocket payment. Putting down more money up front is a great way to reduce your monthly payments.

Determine your annual mileage. Most leases allow for 10,000 to 15,000 miles per year. If you have a long commute, keep this in mind when signing your lease. Kia charges $0.20 per mile over your allotted amount—so plan carefully!

Now that you’ve got your financial ducks in a row, it’s time to head to a dealership or

check out online lease offers

for your new Kia. Remember, it’s the dealer’s job to upsell you—having a firm budget in mind can help you resist the temptation of unnecessary upgrades.

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The final step: shop for insurance

Well, there is one last piece of the financial puzzle to sort out—insurance. If the very word makes your eyes roll back into your skull, we get that. Insurance can be a pain.

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The best part? Watching the savings pile up—the average Jerry user saves $887 on car insurance!

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How much does a Kia Soul lease cost?

Leasing a Kia Soul will cost you between $200 and $350 per year. Though all Souls are very affordable, the exact price you pay hinges on several factors, like:

The car’s trim level

Your credit score

Your down payment

The length of the lease

Your location and the time of year

Trim level

is a big decision because it impacts the features in your car as well as the monthly payment you’ll need to make.

If you go for the base trim, the Soul LX, you’ll get a peppy car with great agility. To take it to the next level, though, a Soul Turbo cranks the horsepower up from 147 to 201—plenty of punch for a thrilling ride. Here’s a look at how trim level will affect your monthly payment, assuming you have good credit and sign a typical lease:

Trim level	Monthly payment	Amount due at signing
LX	$235	$2,235
S	$253	$2,253
X-Line	$271	$2,271
GT-Line	$271	$2,271
EX	$290	$2,290
Turbo	$350	$2,350

Another major ingredient for your monthly payment is your credit score. Let’s walk through the payment you can expect for a Kia Soul at different credit ratings:

Credit score	Monthly payment
520 to 579	Do not automatically qualify
580 to 609	Do not automatically qualify
610 to 619	Do not automatically qualify
620 to 649	$276
650 to 669	$267
670 to 689	$248
690 to 719	$235
720+	$235

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Services included in a Kia Soul lease

Though most Kia leases don’t come with complimentary services, double-check with your dealer to see if they’ve got a special offer.

You also have the option to enroll in the

Kia Maintenance Plan

, which will cover:

Oil and oil filter replacement

Tire rotation

Air filter replacement

Brake fluid replacement

Spark plug replacement

System coolant

Comprehensive inspections

These plans are available for up to six years—so you’ll be taken care of for the full term of your lease!

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What to do when your Kia Soul lease is up

Once you’ve reached the end of your lease, you’ve got three main options:

If you love the brand but want to try something new, you can return your Soul and lease or buy another Kia.

If you’re ready to part ways with your car, you can simply return your Kia Soul.

If you’ve fallen in love with your Kia, you can purchase your leased car.

How to return a leased Kia Soul

If the time has come to return your Kia to the dealership, just follow these steps:

First, evaluate the wear and tear on your vehicle. Kia’s

end-of-lease kit

has all the information you need to complete the inspection.

Second, clean the car (inside and outside), making sure to remove toll tags and remotes.

Third, fill out and sign an Odometer Disclosure Statement, which can be found with the end-of-lease kit, then fax it to Kia at (888)-295-8891.

Finally, cancel your automated payments and bring your car to the dealer!

Keep in mind that a $400 disposition fee will likely be charged to you to cover the costs associated with the return. Kia will waive this fee if you lease or purchase another Kia within six months of returning your Soul.

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How to purchase a leased Kia Soul

If you just can’t bear to part with your sporty Kia, you’ve got the option to get a Buyout Quote from Kia so that you can call your car your own.

The easiest way to get your quote is to follow Kia’s

lease-end procedures online

, but you can also call a lease-end advisor at (855)-537-8542 or speak to your Kia dealer.

For those of you who are holding onto your car, we’ve got good news! Your car will still have most of its value and, since you took good care of it during your lease, will be in great condition for a used car.

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How to calculate a car lease payment

How to find the best car insurance for a leased Kia Soul

Everybody loves saving money—especially cost-conscious Kia Soul drivers—but nobody wants the chore of finding car insurance. With

Jerry

, you can get the best of both worlds, all with a few taps of your fingers.

Jerry is a

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shopping super app that will find you the cheapest car insurance quotes, then help you switch policies stress-free. Just download our top-rated app, sign up in 45 seconds, and let the savings flood your way.

The average Jerry user saves $887 on car insurance—enough for some sweet upgrades to your nifty Kia Soul!

“
Jerry
had a super simple app that was easy to navigate. And their terrific customer service made everything even easier. Plus I saved $700 in a single year.” —Lucia M.

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