Chevrolet Payments: What You Need to Know
You can make a payment on your financed Chevy vehicle by mail, phone, or online using most payment methods. You can also set up automatic payments.
Written by Cameron Thiessen
Reviewed by Jessica Barrett
Table of Contents
Your financed Chevrolet payment plan is managed through your GM Financial Account. You can make payments by mail, by phone, or online using your credit card, debit card, cash, or direct payment from your bank account. You can also set up automatic payments to come out of your bank account when they’re due.
If you’re trying to figure out how to make a Chevrolet payment, we’re here to help you through it. We’ll also talk about what to expect from a
car loan
or lease in terms of average monthly payments for current Chevy models. Let’s get started!Find out if you can reduce your monthly car payments in minutes
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How to pay your Chevy car bill
You can make a payment on your financed Chevy online, by phone, by mail, or in person through a third-party banking service. The simplest way to make sure that your payments are on time every month is to set up automatic payments online, but you shouldn’t do this if you’re worried about an account overdraft.
Online
Sign in to your
MyAccount
(button in the top right corner), select Payments, and select Manage Payments to add or switch payment methods or set up automatic payments. You could also make payments manually through your bank using your GM Financial account number or by using the GM Financial Mobile app
.By mail
You can always pay your bills the old-fashioned way—by sending a check in the mail along with the payment coupon from your billing statement. Remember to time this in advance of the payment date to avoid any late fees. Refer to the table below to determine which mailing address to use for your payment.
Financing payment | Lease payment | |
|---|---|---|
Regular mail | GM Financial P.O. Box 78143 Phoenix, AZ 85062-8143 | GM Financial ATTN: GM Financial Lease P.O. Box 78143 Phoenix, AZ 85062-8143 |
Overnight mail | GM Financial 3137 East Elwood St Suite 130 Phoenix, AZ 85034 | GM Financial ATTN: GM Financial Lease 3137 East Elwood St Suite 130 Phoenix, AZ 85034 |
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* checking your rate won’t affect your credit score
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By phone
You can call GM Financial at 1-800-284-2271 to make a payment and even set up recurring payments. Phone payments might be charged an additional fee. You could also pay by phone through your bank if they offer this service.
In person
While you can’t make a GM Financial payment in person at your local dealership, you could make a payment by going to your bank or a third-party service such as Western Union or MoneyGram.
Most banks will be able to help you make payments via your bank account, but you’ll need to use a third-party service if you want to pay your Chevy bill with cash or credit. These will typically charge convenience fees, but it may be your only option if you want to pay with cash or credit.
Can I make my Chevy payments with a credit card?
Yes. You may have the option of paying with a credit card through the MyAccount online service, but some customers might only be able to pay with credit through a third-party service like Western Union.
Is there a grace period for Chevrolet car payments?
No, GM Financial does not offer a grace period for late Chevy car payments.
How much are Chevrolet payments?
Current Chevrolet vehicles range from $22,895 to $65,895 in starting MSRP. At these prices, paying for a financed new car could be quite expensive. Using the
U.S. News Car Payment Calculator
is a helpful way to predict how much your car payment might be based on the terms of your loan.Assuming a 10% down payment, 72-month term, 5% sales tax, and 4.90% interest rate, this table shows what kinds of monthly payments you could expect from the base trims of different Chevy vehicles. We’re also not taking tax, title, license, dealer fees, or optional equipment, into account, so you can expect your actual monthly payment to be slightly higher than the amounts shown in this table.
Model | MSRP range | Monthly payment for base trim |
|---|---|---|
$22,895 – $24,695 | $350 | |
$23,395 – $28,995 | $357 | |
$26,095 – $32,595 | $398 | |
$27,495 – $30,695 | $419 | |
$27,795 – $76,290 | $424 | |
$27,995 – $34,795 | $427 | |
2023 Chevrolet Bolt EUV | $28,795 – $33,790 | $439 |
$30,695 – $48,295 | $468 | |
$35,915 – $55,595 | $548 | |
$36,495 – $47,595 | $557 | |
$38,195 – $73,395 | $583 | |
$41,500 – $82,345 | $633 | |
$56,095 – $79,295 | $856 | |
$58,795 – $81,995 | $897 | |
$65,895 – $77,845 | $1,005 |
Remember, your actual Chevy payment will depend on variables like your down payment, credit score, and the
trade-in value
of your current vehicle, just to name a few. Keep in mind that you’ll have lower monthly payments for longer terms, but you’ll also pay more in interest over time.“Jerryis a great service made easy for a newbie. It was my first time buying car insurance and everything was quickly taken care of. Everything was done in the app, so that was incredibly satisfying.” —August M.
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FAQs
What is the lowest credit score Chevrolet will finance?
GM Financial offers Chevy financing to applicants with a credit score of at least 550.
What is the best interest rate Chevrolet offers?
You can find interest rates as low as 2.99% when financing certain models, but your interest rate is usually based mostly on your credit score.
What is the best Chevy car?
The best Chevrolet of all time is arguably one of the classic ‘50s models, like the Impala or Bel Air, but the title for best current Chevy without a doubt belongs to the 2023 Chevrolet Corvette.
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