Best cheap car insurance quotes in Waitsburg
All Waitsburg drivers must purchase minimum coverage car insurance for liability to the amount of 25/50/10. This is
Washington state’s minimum for car insurance requirements and it applies to all drivers in the state.
This minimum coverage includes property damage liability and bodily injury liability coverage. While you’ll get the cheapest rate by opting for minimal coverage, it doesn’t give you much protection in the event of an accident. Waitsburg drivers should choose full coverage to cover repair costs for their own vehicles.
Cheap minimum liability insurance quotes in Waitsburg
Let’s take a closer look at the required
liability auto insurance coverage for Waitsburg drivers:
Remember, these are the bare minimum levels of liability coverage. Every Waitsburg driver needs to meet—or exceed—these thresholds for liability coverage.
Jerry has helped a lot of Waitsburg drivers find affordable liability coverage—see the table below for real prices.
Waitsburg, WA (Zip Code: 99361)
Do you need more than minimum coverage in Waitsburg?
Choosing 25/50/10 coverage won't break any laws, but higher limits provide better protection for Waitsburg drivers who get into an accident.
Imagine the costs involved after a major crash: medical expenses, car replacement fees, and potential lawsuits that could amount to hundreds of thousands of dollars. Your minimum coverage may not cover all these expenses, leaving you financially liable.
Ultimately, Waitsburg drivers should get as much liability coverage as they can afford—especially because the added protection may not be as costly as you think.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Waitsburg
Full coverage is the only way to cover yourself and your vehicle. Liability coverage only protects you from lawsuits if someone else sues you for damages when you cause an accident.
A full coverage policy in Waitsburg includes
Collision coverage: If you get into a collision—with a mailbox or another vehicle—this coverage will pay for the damage.
Comprehensive coverage: If your vehicle suffers non-collision damage—like dents from hail , vandalism, or theft—this coverage will kick in.
Be aware that you might be required to have
full coverage if you own a financed vehicle. Lenders wish to protect their investment, so they often require this extra coverage. Check with your lender before you start shopping for insurance.
Take a look at real sample costs for full coverage insurance policies in Waitsburg.
Last Updated Sep 23, 2023
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