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Compare quotes for Volkswagen Passat Se car insurance cost, 2022

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Volkswagen Passat Se owners is $2,929 a year. However, exact rates vary from model to model: for instance, the Jetta Gli Autobahn costs $328 more per year to insure than the Cabrio

Volkswagen Passat Se car insurance cost

One of the primary determining factors for your Volkswagen Passat Se insurance rate is the age of your vehicle. Here's how much it costs to insure your Passat Se by car year:
Model year
Average Cost
Annual Savings with Jerry
2022$2,875$751
2021$2,613$689
2020$3,153$908
2018$3,361$1,167
2017$3,256$806
2016$3,157$895
2015$2,737$797
2014$2,671$760
2013$3,203$1,054
2012$3,190$1,411
If you drive a Volkswagen Passat Se , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Volkswagen Passat Se

If you drive a Volkswagen, you probably put a high value on the things Volkswagen does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Volkswagen Passat Se drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Aspire Advantage$4,074$2,920
Metlife$3,444$1,666
National General$3,230$1,259
Plymouth Rock$3,098$1,221
Clearcover$3,107$1,213
Assurance America$2,996$1,106
Nationwide$2,833$1,014
Kemper$2,832$907
Commonwealth Insurance$2,804$900
Travelers$2,653$709

Compare car insurance quotes for Volkswagen Passat Se

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Volkswagen insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
January 21, 202320659MDMechanicsvilleMicheal W.65Progressive$2,268$1,212
January 20, 202376133TXFort WorthCarl M.40Commonwealth Insurance$2,220$904
January 19, 202365721MOOzarkLettie B.27Progressive$1,572$1,004
January 13, 202370726LADenham SpringsLarry P.22National General$5,580$5,216
January 10, 202339170MSTerryAlta C.26National General$1,498$898

Best car insurance companies for Volkswagen Passat Se drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$3,076$1,045
Failure to Obey Traffic Sign$3,659$1,263
Careless Driving$3,819$972
Suspension$2,949$856
Speeding over 15$3,139$851
Defective Equipment$2,469$836
Driving on Sus. License$2,713$788
Improper Passing$3,391$780
Speeding under 15$2,974$748
DUI$2,360$704

How much does Volkswagen Passat Se insurance go up after a DUI?

If you get a DUI while driving your Passat Se, you can expect your premium to increase by an average of 18%.

How much does Volkswagen Passat Se insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Passat Se, your insurance premium could increase by an average of 11%

Best Car Insurance for Volkswagen Passat Se by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $11 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Volkswagen Passat Se by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Volkswagen Passat Se drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
January 31, 2023Toyota 4Runner SR5$100/mo.$93/mo.75603TXJerry O.33Progressive
January 25, 2023Honda Odyssey EXL$133/mo.$99/mo.03103NHEssie G.55Progressive
January 18, 2023Nissan Altima 2.5$345/mo.$205/mo.08527NJEric K.32Progressive
January 18, 2023Nissan Altima 2.5$287/mo.$207/mo.68154NEOscar B.45Progressive
January 27, 2023Hyundai Santa FE Sport$288/mo.$260/mo.07108NJEleanor S.38Progressive

Driving a Volkswagen Passat Se

Volkswagen’s Passat has undergone a number of name changes and style evolutions over its nearly fifty years in production. Still, it has retained its reputation as a classic example of German engineering and style—sleek, sophisticated, and understated, designed for practicality and reliability over conventional beauty.The Passat SE is a trim level one step up from the base model, so it adds a few more features geared towards family driving, like heated seats and touchscreen infotainment system, along with safety features like lane-keeping assist and rain-sensing windshield wipers. While it’s not going to set any speed records, the Passat SE is a comfortable, safe, and practical family sedan.The Passat SE is for the sensible driver who knows that it’s important to prepare for the worst with the right car insurance.
If you own a Volkswagen Passat Se , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Volkswagen Passat Se new, it’s worth considering new car replacement insurance to protect your investment.
Sign-up takes less than a minute and the average Jerry user saves $897 per year on their car insurance. So why do all that hard work when Jerry can do it better?
Key Takeaway: The more your Volkswagen Passat Se is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Volkswagen Passat Se?

The average annual cost to insure a model is $2,929. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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