Best Car Insurance in North Chesterfield 2021

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  • Young Drivers Bad Driving Record
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  • Methodology
Car insurance in North Chesterfield Virginia costs single-car drivers an average of $2,626.30 annually, or about $218.86 per month. Compared to the state annual average of $2,479.47, auto insurance in North Chesterfield is $146.83 higher.
Here’s how much real Jerry customers pay for insurance in North Chesterfield:

Real quotes for Jerry customers in North Chesterfield, Virginia

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
July 19, 2021Ford Edge TitaniumVA40
National General
Predicted$150/mo.$77/mo.
May 18, 2021Volkswagen Tiguan SVA33
ClearCover
Preferred$134/mo.$78/mo.
May 18, 2021Volkswagen Tiguan SVA33
ClearCover
Preferred$134/mo.$78/mo.
August 24, 2020Ford Escape SVA36TravelersCurrent$180/mo.$94/mo.
April 28, 2021Honda Accord SportVA44NationwideCustom$300/mo.$112/mo.
The best way to secure the right plan for lower premiums in North Chesterfield is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inNorth Chesterfield have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in North Chesterfield, Virginia

Insurance Company
Before Jerry
After Jerry
Nationwide$2,332$1,430
Allstate$2,614$1,595
Dairyland
$2,921$1,644
National General
$2,729$1,788
Kemper
$2,801$1,870
State Auto
$2,580$1,873
Travelers$3,020$2,141
Safeco$3,281$2,267

Minimum coverage car insurance in North Chesterfield

On average, the cost of minimum coverage car insurance in North Chesterfield is $1,352 per year, or $112.67 per month.

The minimum level of car insurance required in North Chesterfield is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in North Chesterfield:
Before Jerry
After Jerry
$1,080$984
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$1,352$952
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Full coverage car insurance in North Chesterfield

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in North Chesterfield:
Before Jerry
After Jerry
$1,536$1,212
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
State Auto
$3,120$1,915
Allstate$2,215$1,925
Progressive$4,404$2,824
Nationwide$4,404$3,156
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How does your age affect your auto insurance cost in North Chesterfield?

If you’re a driver under 25 in North Chesterfield, you could be paying as much as $64.47 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in North Chesterfield saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
21-24$3,400$1,838
On the contrary, here’s how much drivers aged 25 and over in North Chesterfield pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,736$1,804
35-44$2,548$1,763
45-54$2,700$1,698
55-64$1,536$1,212
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Cheapest car insurance for drivers in North Chesterfield with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in North Chesterfield saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$1,512$930
Speeding under 15$1,896$888
Here’s how much drivers with a bad driving record in [North Chesterfield saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Travelers$2,160$1,190
National General
$2,357$1,422
Progressive$2,545$1,649
Kemper
$2,880$1,734
Nationwide$3,657$2,154
State Auto
$3,203$2,511
Allstate$3,742$2,598

Cheapest car insurance for young drivers in North Chesterfield with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$1,800$893
Here’s how much young drivers with a bad driving record in [North Chesterfield saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$2,616$1,296
Progressive$4,404$2,405
Nationwide$3,677$2,426
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How can you save money on car insurance in North Chesterfield

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of North Chesterfield you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
April 28, 2021Honda Accord SportVA44NationwideCustom$300/mo.$112/mo.
July 23, 2021Chevrolet Cruze LTVA27
State Auto
Preferred$260/mo.$146/mo.
November 22, 2020Mercedes-Benz CLA 250VA38
Kemper
Predicted$240/mo.$140/mo.
August 24, 2020Ford Escape SVA36TravelersCurrent$180/mo.$94/mo.
July 19, 2021Ford Edge TitaniumVA40
National General
Predicted$150/mo.$77/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.

Browse questions from our car experts

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