Best Car Insurance in Norfolk 2021

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Car insurance in Norfolk Virginia costs single-car drivers an average of $3,094 annually, or about $258 per month. Compared to the state annual average of $2,524, auto insurance in Norfolk is $570 higher.
Here’s how much real Jerry customers pay for insurance in Norfolk:

Real quotes for Jerry customers in Norfolk, Virginia

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 30, 2021Kia Spectra5VA28AllstateCurrent$259/mo.$62/mo.
May 17, 2021Chevrolet Impala Super SportVA41GainscoBasic$120/mo.$66/mo.
August 11, 2021Hyundai Elantra GLSVA28State AutoCustom$200/mo.$127/mo.
May 2, 2021Kia Cadenza PremiumVA20SafecoStandard$206/mo.$170/mo.
May 16, 2021Kia Forte FEVA23NationwideCurrent$250/mo.$192/mo.
The best way to secure the right plan for lower premiums in Norfolk is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inNorfolk have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Norfolk, Virginia

Insurance Company
Before Jerry
After Jerry
Nationwide$2,381$1,459
Allstate$2,675$1,624
Dairyland$2,965$1,701
National General$2,709$1,732
State Auto$2,571$1,838
Kemper$2,883$1,913
Travelers$3,087$2,195
Safeco$3,294$2,260

Minimum coverage car insurance in Norfolk

On average, the cost of minimum coverage car insurance in Norfolk is $2,334 per year, or $195 per month.

The minimum level of car insurance required in Norfolk is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Norfolk:
Before Jerry
After Jerry
$2,125$895
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
National General$2,235$1,094
Progressive$2,907$1,329
Allstate$3,240$2,018
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

Full coverage car insurance in Norfolk

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Norfolk:
Before Jerry
After Jerry
$3,084$2,554
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Nationwide$1,764$1,719
Safeco$3,780$2,928
Progressive$6,240$5,512
Travelers$6,180$5,648
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

How does your age affect your auto insurance cost in Norfolk?

If you’re a driver under 25 in Norfolk, you could be paying as much as $49 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Norfolk saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$4,136$2,894
21-24$3,573$2,370
On the contrary, here’s how much drivers aged 25 and over in Norfolk pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,325$2,311
35-44$2,710$1,784
45-54$3,053$1,920
55-64$1,020$1,008
65+$1,440$808

Cheapest car insurance for drivers in Norfolk with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Norfolk saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,615$1,354
Speeding under 15$3,130$1,192
Speeding over 15$2,460$1,447
Other$2,712$1,781
Here’s how much drivers with a bad driving record in [Norfolk saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Nationwide$2,464$1,617
State Auto$2,495$1,842
Progressive$2,960$1,900
National General$2,892$1,922
Allstate$3,721$2,083
Kemper$2,595$2,352
Safeco$3,334$2,382
Travelers$5,906$5,402

Cheapest car insurance for young drivers in Norfolk with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$3,017$1,584
Speeding under 15$2,898$1,327
Other$2,712$1,781
Speeding over 15$2,940$1,790
Here’s how much young drivers with a bad driving record in [Norfolk saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Nationwide$2,496$2,050
Progressive$3,491$2,162
Kemper$2,177$2,172
National General$3,120$2,292
Allstate$4,066$2,374
State Auto$3,392$2,616
Safeco$3,924$2,641
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

How can you save money on car insurance in Norfolk

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Norfolk you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 30, 2021Kia Spectra5VA28AllstateCurrent$259/mo.$62/mo.
August 27, 2021Hyundai Elantra GLSVA28MercuryCustom$200/mo.$78/mo.
August 11, 2021Hyundai Elantra GLSVA28State AutoCustom$200/mo.$127/mo.
December 1, 2020Nissan Versa SVA40Bristol WestCurrent$228/mo.$155/mo.
May 16, 2021Kia Forte FEVA23NationwideCurrent$250/mo.$192/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.

Browse questions from our car experts

Still have some questions?
Learn how Jerry can help you save money on car insurance, our policies, privacy, customer service, and more.
Read FAQ

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free