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Cheapest Toyota Scion Car Insurance (Mar 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Toyota Scion
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Kianna Walpole
Expert Insurance Writer & Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor

How much does Toyota Scion car insurance cost? 

On average, Toyota Scion drivers spend $95 each month on state minimum car insurance and $166 per month for full coverage. Compared to other popular cars like the
Jeep
Compass
,
Subaru
Crosstrek
, and
Cadillac
XTS
, the Toyota Scion is 4% less expensive to insure. 
However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Toyota Scion insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Toyota Scion car insurance quotes

This may feel complicated, but it doesn’t have to be.
Jerry
is a
car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money.  
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
March 26, 2024
Toyota ScionProgressive
$77
• 100,000/300,000 Liability
March 23, 2024
Toyota ScionAllstate
$64
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Mar 26, 2024
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Toyota Scion, you’ll need to
get car insurance quotes
from at least three insurance companies.

The best car insurance companies for Toyota Scion owners

There’s no single best insurance company for all Toyota Scion owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
But that doesn’t mean we can’t find the best insurance company for you
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Toyota Scion?

The average cost of Toyota Scion insurance is $166 per month for full coverage and $95 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more. 
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Toyota Scion
$166
$95
  • Minimum coverage insurance
    is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance. 
  • Full coverage insurance
    provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies. 
Check out the table below to see the average cost of auto insurance for some popular Toyota Scion trims.
CarMonthly minimum coverage costMonthly full coverage cost
Scion Toyota Scion FR-S
$119
$207
Scion Toyota Scion IA
$103
$184
Scion Toyota IM
$112
$181
Scion Toyota IQ
$72
$96
Scion Toyota Scion TC
$102
$179
Scion Toyota XA
$86
$149
Scion Toyota Scion XB
$85
$150
Scion Toyota Scion XD
$85
$121
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Toyota Scion insurance cost by model year

The more recently your Toyota Scion was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some real quotes for Toyota Scions provided by Jerry to better understand how your driver profile might affect your cost.

2016 Toyota Scion car insurance rates

Model
Minimum liability
Full coverage
2016 Toyota Scion FR-S
$81
$231
2016 Toyota Scion IM
$88
$212
2016 Toyota Scion TC
$94
$219
2016 Toyota Scion IA
$103
$233

2015 Toyota Scion car insurance rates

Model
Minimum liability
Full coverage
2015 Toyota Scion FR-S
$81
$236
2015 Toyota Scion TC
$96
$245
2015 Toyota Scion XB
$100
$184

2014 Toyota Scion car insurance rates

Model
Minimum liability
Full coverage
2014 Toyota Scion IQ
$80
$187
2014 Toyota Scion XD
$81
$177
2014 Toyota Scion XB
$82
$221
2014 Toyota Scion TC
$94
$210
2014 Toyota Scion FR-S
$98
$277

2013 Toyota Scion car insurance rates

Model
Minimum liability
Full coverage
2013 Toyota Scion FR-S
$85
$200
2013 Toyota Scion XD
$108
$279
2013 Toyota Scion IQ
$127
$259
2013 Toyota Scion TC
$108
$207
2013 Toyota Scion XB
$131
$212

2012 Toyota Scion car insurance rates

Model
Minimum liability
Full coverage
2012 Toyota Scion XB
$80
$178
2012 Toyota Scion XD
$108
$180
2012 Toyota Scion TC
$112
$211

2011 Toyota Scion car insurance rates

Model
Minimum liability
Full coverage
2011 Toyota Scion XB
$85
$188
2011 Toyota Scion XD
$91
$210
2011 Toyota Scion TC
$104
$241

2004-2010 Toyota Scion car insurance rates

Model
Minimum liability
Full coverage
2010 Toyota Scion
$91
$172
2009 Toyota Scion
$101
$202
2008 Toyota Scion
$96
$201
2007 Toyota Scion
$101
$236
2006 Toyota Scion
$102
$232
2005 Toyota Scion
$113
$211
2004 Toyota Scion
$125
$255

Are Toyota Scions expensive to insure? 

The average Toyota Scion insurance rate is $95 per month. Compared to the national average for other models from a similar price range, it is 4% less expensive to insure a Toyota Scion .
CarMonthly minimum coverage costMonthly full coverage cost
Toyota Scion
$95
$166
Mini Cooper
$90
$166
Jeep Compass
$102
$174
Buick LeSabre
$80
$137
Ford F-150
$83
$152
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

Toyota Scion safety features 

The safety features of a model will also impact your insurance costs. 
A vehicle with more advanced safety features poses a lower risk to insurance companies. As a result, insurance costs will be lower for vehicles with more (and better) safety features. 
The Toyota Scion has a variety of safety features. Learn more about them below.
Safety featureDescription
Side impact airbags
Side impact airbags for the front seats have been designed to protect the torso during a side impact collision.
Overhead airbags
Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover.
Security system
The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
Front-impact airbags
Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.
Stability control
Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.
Anti-lock brakes
ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Pretensioners
Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.

What other factors affect Toyota Scion insurance rates?

Many factors influence your
car insurance rate
, such as:
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Toyota Scion insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
Here are some of the average rates young drivers pay for car insurance on their Toyota Scion:
Ages
Minimum liability
Full coverage
18–21
$204
$454
22-25
$151
$323

Toyota Scion insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again.
Car insurance rates for seniors
tend to be higher for several reasons. 
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
Take a look at the average cost of car insurance for senior drivers with a Toyota Scion: 
Ages
Minimum liability
Full coverage
55–64
$119
$244
65 +
$105
$260

Toyota Scion insurance cost for drivers with driving violations 

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.  
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Toyota Scion drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit. 
Take a look at the table below to see how your rates could change with a speeding infraction.
Violation
Average monthly cost
Average annual cost
Speeding
$197
$2,365

Cheapest car insurance for Toyota Scion drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. 
You may need to compare rates from many insurance companies to find low-cost options after a DUI. See how a DUI can impact your car insurance premiums below:
Violation
Average monthly cost
Average annual cost
DUI
$109
$1,311

Cheapest car insurance for Toyota Scion drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Toyota Scion drivers save on car insurance after car accidents.

Cheapest car insurance for Toyota Scion drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Toyota Scion drivers save on car insurance after car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Toyota ScionTravelers
$49
• 50,000/100,000 Liability
At Fault With No Injury
Toyota ScionNationwide
$68
• State Minimum Liability
coverageLast Updated Mar 24, 2024

Cheapest car insurance for Toyota Scion drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. 
We’ve compiled a list of various other driving violations and how we helped Toyota Scion drivers with these violations save on their car insurance.
Violation
Average monthly cost
Average annual cost
Failure to stop
$74
$902
Defective equipment
$124
$1,485
Driving on suspended license
$184
$2,209
Other major
$426
$5,112

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle. 
  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your
    car insurance deductible
    is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can
    reduce coverage
    on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    with the same company can amount to a lower overall bill. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Sarah Gray
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Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.