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Compare quotes for Toyota Avalon Base car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Toyota Avalon Base owners is $3,200 a year. However, exact rates vary from model to model: for instance, the Camry Se Night Shade costs $254 more per year to insure than the Pickup 1/2 Ton Short Wheelbase Dlx

Toyota Avalon Base car insurance cost

One of the primary determining factors for your Toyota Avalon Base insurance rate is the age of your vehicle. Here's how much it costs to insure your Avalon Base by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Toyota Avalon Base , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Toyota Avalon Base

If you drive a Toyota, you probably put a high value on the things Toyota does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Toyota Avalon Base drivers.
Insurance company
Average Cost
Annual Savings with Jerry
National General$3,523$1,589
State Auto$2,868$989
Aspire Advantage$1,593$279

Compare car insurance quotes for Toyota Avalon Base

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Toyota insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
May 8, 202334209FLBradentonConnor N.34Bristol West$1,560$1,356
August 7, 202228112NCMonroeDale C.27National General$3,780$1,297
June 22, 202295820CASacramentoMax H.26Aspire Advantage$1,932$1,556
March 6, 202227834NCGreenvilleLeona C.51Travelers$3,600$3,480
September 20, 202172113ARNorth Little RockHulda L.31Progressive$2,292$854

Best car insurance companies for Toyota Avalon Base drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,769$870
Failure to Obey Traffic Sign$4,585$2,258
Speeding over 15$4,663$2,220
Open Container$2,400$1,532
Speeding under 15$2,751$725
Illegal Turn$2,820$505
Careless Driving$1,867$370

How much does Toyota Avalon Base insurance go up after a DUI?

If you get a DUI while driving your Avalon Base, you can expect your premium to increase by an average of 0%.

How much does Toyota Avalon Base insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Avalon Base, your insurance premium could increase by an average of 19%

Best Car Insurance for Toyota Avalon Base by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $8 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Toyota Avalon Base by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Toyota Avalon Base drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
September 20, 2021Toyota Avalon Base$191/mo.$71/mo.72113ARAdele H.31Progressive
August 7, 2022Toyota Avalon Base$315/mo.$108/mo.28112NCDonald F.27National General
May 8, 2023Toyota Avalon Base$130/mo.$113/mo.34209FLIan W.34Bristol West
June 22, 2022Toyota Avalon Base$161/mo.$130/mo.95820CALewis R.26Aspire Advantage
March 6, 2022Toyota Avalon Base$300/mo.$290/mo.27834NCAda T.51Travelers

Driving a Toyota Avalon Base

While many consider the Camry to be Toyota’s flagship sedan, that distinction is actually granted to the full-sized Avalon. More powerful, more stylish, and more surprising, the Avalon takes what is otherwise a standard family car and gives it zesty performance along with the comfort of a luxury vehicle, for an affordable price.Even at its most basic, the Avalon XE or XLE, depending on the year, still featured some high-tech touches as standard, including an infotainment system, dual-zone climate control, and Bluetooth connectivity. But although the Avalon has been a consistent success over its more than 25 years on the market, it will no longer be available on the American market as of 2022.The Avalon is hitting the road for the last time this year. So if you have one, make sure you’ve got the right car insurance on your side.
If you own a Toyota Avalon Base , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Toyota Avalon Base new, it’s worth considering new car replacement insurance to protect your investment.
Sign-up takes less than a minute and the average Jerry user saves $897 per year on their car insurance. So why do all that hard work when Jerry can do it better?
Key Takeaway: The more your Toyota Avalon Base is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Toyota Avalon Base?

The average annual cost to insure a model is $3,200. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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