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Jerry Data & Research
Cheapest Toyota Camry SE Car Insurance (Apr 2024)
Cheapest Toyota Camry SE Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Toyota Camry SE
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Toyota Camry SE car insurance cost?
- Compare the cheapest Toyota Camry SE car insurance quotes
- The best car insurance companies for Toyota Camry SE owners
- Toyota Camry SE insurance cost by model year
- Are Toyota Camry SEs expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Toyota Camry SE car insurance cost?
The average annual premium for minimum coverage Camry insurance is $106 per month. If you’d rather spring for a full coverage car insurance policy, raise your estimates to $209 per month. These figures put the SE trim 15% more above the cost of car insurance for other Camry models.
However, these numbers are only vague estimates. Depending on your age, location, credit score, and driving history, you could end up paying more or less than the national average rate.
Compare the cheapest Toyota Camry SE car insurance quotes
Shopping for car insurance can be a daunting task, but it doesn't have to be. With the help of a trusted insurance agent or broker, it can be made easy. Jerry provides free quotes for the Toyota Camry SE and a comprehensive comparison of prices in your local area.
The table below shows a few of the Toyota Camry insurance rates Jerry discovered for motorists:
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 16, 2024 | Progressive | $140 | Jack, 32 | • 50,000/100,000 Liability • Comp / Collision | |
April 9, 2024 | AAA | $153 | Blake, 22 | • State Minimum Liability • Comp / Collision | |
April 9, 2024 | Travelers | $393 | Jeremiah, 34 | • 100,000/300,000 Liability • Comp / Collision | |
April 8, 2024 | Allstate | $509 | Tyler, 28 | • 50,000/100,000 Liability • Comp / Collision | |
April 5, 2024 | Clearcover | $92 | Estelle, 60 Saucier, MS | • State Minimum Liability • Comp / Collision |
Last Updated Apr 16, 2024It's important to remember that the cost of car insurance can vary significantly among drivers. One of the biggest individual factors is driver age. For example, a young driver will likely pay much higher insurance premiums than an experienced older driver, even if they have the same car, a good credit score, and clean driving record.
If you're looking for an accurate estimate of your potential expenses, it's best to seek out
personalized auto insurance quotes
rather than relying on average rates
.The best car insurance companies for Toyota Camry SE owners
There’s no one-size-fits-all auto insurance company for Toyota Camry SE owners. Not all car insurance providers deliver perfect customer service or claims handling, so it's important to consider your priorities before choosing one.
There also isn’t a single cheapest car insurance provider for every Camry driver. That’s because your driver profile is one of the biggest variables in auto insurance rates. It’s your age, address, driving history, deductibles, safety ratings, and more that sets your premiums, not your vehicle.
To find out what Americans thought of the top insurance providers across the country, Jerry conducted a national shopping survey. We collected thousands of scores in four major categories: policy costs, customer service, claims handling, and overall experience.
The table below shows how Jerry customers rated
Allstate
, State Farm
, GEICO
, Liberty Mutual, Progressive
, Farmers
, and more.| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much does Toyota Camry SE insurance cost?
The average Toyota Camry insurance costs $106 per month ($1,272 per year) for state minimum insurance coverage. For full coverage insurance, the same driver pays about $209 per month ($2,508 per year).
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $98 | $1,176 |
Full coverage | $187 | $2,244 |
How much car insurance do you need for a Toyota Camry SE?
The bare
minimum coverage car insurance
is generally limited to liability coverage. It fulfills your state’s car insurance laws and includes bodily injury liability
, as well as property damage liability
. However, it’s important to remember that the state minimum insurance will only cover injuries and damages you cause to others in an accident—it will not cover your own medical expenses or vehicle repairs.
As a result, most drivers with a Toyota Camry SE will benefit from a
full coverage policy
with comprehensive
and collision coverage
, and higher liability limits. While its average cost is higher per month, it will provide more protection for your vehicle and your finances.Explore insurance costs for other models
How do Toyota Camry SE insurance quotes compare to other Toyota Camry car insurance rates?
If you’re wondering how much it costs to insure other Camry models—like the XLE and XSE—you can see insurance prices by trim level in the table below.
| Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$61 | $192 | |
$94 | $152 | |
$97 | $187 | |
$97 | $184 | |
Camry Base | $98 | $166 |
$98 | $187 | |
$99 | $158 | |
Camry DX | $102 | $105 |
$104 | $187 | |
$106 | $209 | |
$123 | $220 | |
Camry Camry | $129 | $140 |
$146 | $207 | |
$161 | $252 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Toyota Camry SE insurance cost by model year
Car manufacturers call the year a car was made its “model year.” The model year matters because you generally have to pay more to insure cars that were manufactured recently.
New cars have more sophisticated safety features and a higher cash value than their predecessors. As a rule of thumb, they cost more to insure than a used vehicle. Take a look at the tables below to see how your model year can change your car insurance rates.
2022 Toyota Camry SE car insurance quotes
Every unique driver has unique auto insurance costs. You can find yours by asking for a personalized insurance quote. Ask Jerry for help and you could get a deal on your 2022 Camry SE like the ones below:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Safeco | $109 | Todd, 54 Succasunna, NJ | • 50,000/100,000 Liability • Comp / Collision | |
| Allstate | $249 | Stella, 29 | • State Minimum Liability • Comp / Collision | |
| Nationwide | $165 | Warren, 29 | • State Minimum Liability • Comp / Collision | |
| Plymouth Rock | $406 | Ann, 34 | • 100,000/300,000 Liability • Comp / Collision | |
Clearcover | $135 | Brian, 39 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 14, 2024 2021 Toyota Camry SEcar insurance quotes
The table below shows the cheapest rates Jerry customers paid to insure their 2021 Toyota Camry. What it doesn’t show are all the other quotes from over 55 top insurance providers that the app found for them.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| State Auto | $218 | Floyd, 27 | • 50,000/100,000 Liability • Comp / Collision | |
| Plymouth Rock | $146 | Betty, 49 | • 100,000/300,000 Liability • Comp / Collision | |
Clearcover | $252 | Paul, 23 | • State Minimum Liability • Comp / Collision | |
| National General | $110 | Clara, 26 Broadway, NC | • 50,000/100,000 Liability • Comp / Collision | |
Gainsco | $74 | Ryan, 57 | • State Minimum Liability |
Last Updated Apr 10, 2024If your car is more than 3 years old, you may be able to find cheaper car insurance. Here's how much Jerry drivers with Toyota Camry SE that's at least 3 years old pay:
2013-2020 Toyota Camry SE car insurance quotes
A car over three years old typically gets the cheapest insurance rates. Once you and your Camry celebrate your third anniversary, you can look forward to deals like the ones below:
2020 Toyota Camry SE car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$95 | Randy, 30 Green Bay, WI | • State Minimum Liability
• Comp / Collision | ||
$509 | Tyler, 28 Kennesaw, GA | • 50,000/100,000 Liability
• Comp / Collision | ||
$172 | Clayton, 40 Ogden, UT | • 100,000/300,000 Liability
• Comp / Collision | ||
Gainsco | $356 | Jeremy, 25 Thomasville, GA | • State Minimum Liability
• Comp / Collision | |
$254 | Myrtle, 36 Palm Bay, FL | • No Coverage Liability |
2017 Toyota Camry SE car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$248 | Cecelia, 29 South Ozone Park, NY | • State Minimum Liability |
2014 Toyota Camry SE car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$289 | Gertrude, 24 Naples, FL | • No Coverage Liability
• Comp / Collision | ||
$354 | Olive, 40 Baltimore, MD | • 100,000/300,000 Liability
• Comp / Collision | ||
$122 | Daisy, 26 Grants Pass, OR | • State Minimum Liability
• Comp / Collision | ||
$206 | Cora, 23 Aurora, CO | • State Minimum Liability
• Comp / Collision | ||
$76 | Effie, 59 Krugerville, TX | • 50,000/100,000 Liability |
2013 Toyota Camry SE car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$128 | Mike, 52 Daytona Beach, FL | • 50,000/100,000 Liability
• Comp / Collision | ||
$180 | Lilly, 45 Fort Worth, TX | • State Minimum Liability
• Comp / Collision | ||
$447 | Isaac, 40 Tucker, GA | • 100,000/300,000 Liability
• Comp / Collision | ||
$346 | Rosie, 36 Waterbury, CT | • State Minimum Liability
• Comp / Collision | ||
Clearcover | $131 | Christina, 35 Floydada, TX | • State Minimum Liability
• Comp / Collision |
Are Toyota Camry SEs expensive to insure?
The average cost of car insurance for the Camry SE is 15% more lower than other models in a similar price range. Here’s a snapshot of the competition—including other Toyota models—and their average rates:
| Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$35 | $117 | |
$42 | $66 | |
$61 | $151 | |
$81 | $87 | |
Toyota GR86 | $82 | $198 |
$82 | $134 | |
$85 | $178 | |
$87 | $130 | |
$87 | $200 | |
$87 | $139 | |
$88 | $262 | |
$91 | $160 | |
Toyota Sequoia | $91 | $161 |
$92 | $159 | |
Toyota C-HR | $97 | $172 |
$98 | $168 | |
$99 | $188 | |
$100 | $198 | |
Toyota FJ | $103 | $150 |
$106 | $156 | |
Toyota 4Runner | $109 | $149 |
$110 | $218 | |
$113 | $187 | |
$119 | $207 | |
$129 | $140 | |
$138 | $199 |
When determining insurance premiums, insurance providers take many factors into consideration. MSRP, trim level, model year, theft rates, and the cost of repairs are some of the many factors that can influence how much your insurance costs.
Insurance companies also look at your car’s safety. Below are safety ratings of Toyota Camry SE from the Insurance Institute for Highway Safety (IIHS).
| Rating Type | Rating |
|---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Side: updated test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Good/Average depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
Front crash prevention: vehicle-to-pedestrian (night) | Superior |
Seat belt reminders | Good |
LATCH ease of use | Good |
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
