Best Car Insurance in College Station 2021

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  • Young Drivers Bad Driving Record
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Car insurance in College Station Texas costs single-car drivers an average of $2,072.82 annually, or about $172.74 per month. Compared to the state annual average of $2,609.76, auto insurance in College Station is $536.94 lower.
Here’s how much real Jerry customers pay for insurance in College Station:

Real quotes for Jerry customers in College Station, Texas

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
June 3, 2021Honda Accord LXTX33AllstateCustom$93/mo.$65/mo.
June 3, 2021Honda Accord LXTX33
Mercury
Custom$93/mo.$68/mo.
May 9, 2021Chevrolet Silverado C1500TX24ProgressiveBasic$100/mo.$75/mo.
May 21, 2021Buick Lesabre LimitedTX21
Kemper
Basic$150/mo.$87/mo.
August 17, 2020Chevrolet Silverado K1500TX23NationwideCurrent$186/mo.$144/mo.
The best way to secure the right plan for lower premiums in College Station is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inCollege Station have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in College Station, Texas

Insurance Company
Before Jerry
After Jerry
State Auto
$1,800$778
Kemper
$2,554$1,541
Allstate$2,507$1,582
Safeco$2,803$1,961
Nationwide$2,863$2,023
Travelers$2,871$2,026
National General
$3,624$2,311
Dairyland
$3,951$2,764

Minimum coverage car insurance in College Station

On average, the cost of minimum coverage car insurance in College Station is $1,764 per year, or $147 per month.

The minimum level of car insurance required in College Station is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in College Station:
Before Jerry
After Jerry
$1,764$1,026
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Kemper
$1,800$1,116
Progressive$3,432$1,631
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Full coverage car insurance in College Station

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in College Station:
Before Jerry
After Jerry
$2,304$1,374
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Travelers$2,784$2,558
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How does your age affect your auto insurance cost in College Station?

If you’re a driver under 25 in College Station, you could be paying as much as $85.78 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in College Station saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$4,233$2,420
21-24$2,725$1,919
On the contrary, here’s how much drivers aged 25 and over in College Station pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,018$1,443
35-44$2,224$1,886
55-64$1,704$1,608
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Cheapest car insurance for drivers in College Station with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in College Station saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$3,437$1,607
Other$1,200$996
Failure to Obey Traffic Sign$1,800$1,116
Here’s how much drivers with a bad driving record in [College Station saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Kemper
$2,340$1,484
Progressive$2,600$1,536
Allstate$1,771$1,560
Nationwide$2,232$1,752
Dairyland
$3,480$1,788
Safeco$3,096$2,330
Travelers$2,784$2,558

Cheapest car insurance for young drivers in College Station with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$3,660$1,684
Other$1,200$996
Failure to Obey Traffic Sign$1,800$1,116
Here’s how much young drivers with a bad driving record in [College Station saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Kemper
$1,800$1,116
Progressive$2,902$1,646
Nationwide$2,232$1,752
Dairyland
$3,480$1,788
Travelers$2,784$2,558
Safeco$3,924$2,832
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How can you save money on car insurance in College Station

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of College Station you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
December 26, 2020Nissan Altima 2.5TX24
Dairyland
Current$290/mo.$149/mo.
December 26, 2020Nissan Altima 2.5TX24
Dairyland
Current$290/mo.$149/mo.
December 26, 2020Nissan Altima 2.5TX24
Dairyland
Current$290/mo.$149/mo.
March 21, 2021Chevrolet Camaro SsTX24SafecoPredicted$327/mo.$222/mo.
May 21, 2021Buick Lesabre LimitedTX21
Kemper
Basic$150/mo.$87/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.

Browse questions from our car experts

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