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Jerry Data & Research
Cheapest Subaru WRX STI Car Insurance (Apr 2024)
Cheapest Subaru WRX STI Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Subaru WRX STI
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How much does Subaru WRX STI car insurance cost?
- Compare the cheapest Subaru WRX STI car insurance quotes
- The best car insurance companies for Subaru WRX STI owners
- Subaru WRX STI insurance cost by model year
- Are Subaru WRX STIs expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Subaru WRX STI car insurance cost?
Subaru WRX STI car insurance costs an average of $113 per month for state minimum insurance coverage. The average rate rises to $201 per month for a full coverage policy. These numbers are 33% higher than the insurance costs of other WRX trims, but still not as high as rates for a Subaru BRZ—the most expensive Subaru model to insure.
While plenty of data exists for the national average, it’s hard to predict what an individual will pay for auto insurance. It all depends on their driver profile—which includes information like their driving record, credit score, and coverage level—and the insurance provider doing the calculations.
Compare the cheapest Subaru WRX STI car insurance quotes
If shopping for car insurance feels like one complication after another, a licensed insurance agent can help simplify the process.
The Jerry Insurance Agency makes it easy to find the best rates by providing free quotes like the ones below:
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 23, 2024 | Allstate | $251 | Keith, 27 | • 50,000/100,000 Liability • Comp / Collision | |
April 22, 2024 | Gainsco | $345 | Eddie, 24 | • State Minimum Liability • Comp / Collision | |
April 18, 2024 | Nationwide | $186 | Oscar, 39 | • 100,000/300,000 Liability • Comp / Collision | |
April 11, 2024 | AAA | $292 | Mildred, 24 | • State Minimum Liability • Comp / Collision | |
April 9, 2024 | Progressive | $273 | May, 24 Moroni, UT | • State Minimum Liability • Comp / Collision |
Last Updated Apr 23, 2024Average rates
and personalized auto insurance quotes
have little in common. Premiums are heavily influenced by personal factors like a driver’s age.Take the car insurance costs of an 18-year-old and 40-year-old driver. The younger driver will pay much more than average, while the older might pay less, even if they have a similar driving history and both have a Subaru WRX STI.
The best car insurance companies for Subaru WRX STI owners
The
best car insurance provider
for a Subaru WRX STI owner depends on their top priority, whether that’s policy cost, customer service, claims handling, and overall experience.To help you find the best fit, Jerry conducted a nationwide insurance shopping survey among thousands of policyholders. They rated the biggest insurance providers (like GEICO, State Farm, and Allstate) in every category that matters and scored them on a scale from zero to five.
As for the cheapest insurance company for every WRX STI driver, that depends on the driver! The car insurance quotes you receive depend on your age, address, driving record, deductible, and more.
The scores below will give you an idea of where to start looking for auto insurance quotes:
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much does Subaru WRX STI insurance cost?
According to Jerry’s data, Subaru WRX insurance costs an average of $113 per month or $1,356 per year for minimum liability insurance coverage. As for full coverage insurance, the average cost rises to $201 per month or $2,412 per year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $113 | $1,356 |
Full coverage | $201 | $2,412 |
How much car insurance do you need for a Subaru WRX STI?
A
minimum coverage insurance policy
follows the insurance requirements laid down by the state. They usually include liability insurance, which covers the results of an at-fault car accident, whether they include bodily injuries or property damages.A
full coverage car insurance policy
, on the other hand, covers repairs and replacements to your car, not the other driver’s. Depending on whether the damages were a result of an accident or the weather, they’ll fall under either comprehensive or collision coverage.How do Subaru WRX STI insurance quotes compare to other Subaru WRX car insurance rates?
Subaru WRX insurance rates aren’t the same for every trim. Here’s a sample of the average costs for each level, from the base model to the GT:
| Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$96 | $219 | |
WRX STI Limited | $100 | $224 |
WRX WRX | $105 | $210 |
$113 | $201 | |
WRX Limited | $193 | $215 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Subaru WRX STI insurance cost by model year
Subaru WRX insurance costs vary according to the car’s model year, i.e. the year it was manufactured.
The cost of car insurance for a new car is higher because its cash value is higher and it packs more advanced technology. An older car costs less because it’s lost some of its value.
2021 Subaru WRX STIcar insurance quotes
Drivers with a 2021 Subaru WRX STI picked these policies after Jerry found them quotes from over 55 top providers:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $109 | Verna, 26 | • State Minimum Liability | |
| Safeco | $369 | Ophelia, 39 | • 100,000/300,000 Liability • Comp / Collision | |
| Travelers | $264 | Lottie, 52 | • 100,000/300,000 Liability • Comp / Collision | |
Clearcover | $126 | Ada, 28 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Apr 25, 2024Once your car reaches its third birthday, it usually qualifies for cheaper car insurance premiums. Here’s what you can expect to pay if you own a WRX STI that’s at least three years old (and you use Jerry to compare car insurance quotes):
2020 Subaru WRX STI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$281 | Virginia, 26 Mio, MI | • 100,000/300,000 Liability
• Comp / Collision | ||
$297 | Alexander, 24 Patterson, CA | • 50,000/100,000 Liability
• Comp / Collision | ||
$163 | Bernard, 27 Wallingford, CT | • 100,000/300,000 Liability
• Comp / Collision | ||
Clearcover | $92 | Harriett, 33 Waukesha, WI | • 100,000/300,000 Liability
• Comp / Collision | |
$239 | Eunice, 37 Inglewood, CA | • State Minimum Liability
• Comp / Collision |
2019 Subaru WRX STI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$197 | William, 27 Basye, VA | • 100,000/300,000 Liability
• Comp / Collision | ||
$90 | Callie, 38 Clayton, NC | • 50,000/100,000 Liability
• Comp / Collision | ||
$471 | Jorge, 23 Cape Coral, FL | • 100,000/300,000 Liability
• Comp / Collision | ||
$381 | Bertha, 56 North Hollywood, CA | • State Minimum Liability
• Comp / Collision | ||
$186 | Victor, 45 Rincon, GA | • 50,000/100,000 Liability
• Comp / Collision |
2018 Subaru WRX STI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$206 | Cordelia, 33 Montebello, CA | • 100,000/300,000 Liability
• Comp / Collision | ||
$233 | Jeanette, 28 Concord, CA | • State Minimum Liability
• Comp / Collision | ||
$164 | Madge, 32 Fayetteville, NC | • 100,000/300,000 Liability
• Comp / Collision | ||
Clearcover | $192 | Delia, 39 Vista, CA | • 100,000/300,000 Liability
• Comp / Collision | |
$299 | Gerald, 27 Colorado Springs, CO | • 50,000/100,000 Liability
• Comp / Collision |
2017 Subaru WRX STI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$327 | Maud, 24 Moroni, UT | • 50,000/100,000 Liability
• Comp / Collision | ||
$292 | Mildred, 24 Manhattan, KS | • State Minimum Liability
• Comp / Collision | ||
$269 | Max, 33 Queens, NY | • State Minimum Liability
• Comp / Collision | ||
$205 | Angel, 31 Bothell, WA | • State Minimum Liability
• Comp / Collision | ||
Clearcover | $178 | Earl, 23 Morgantown, PA | • 100,000/300,000 Liability
• Comp / Collision |
2016 Subaru WRX STI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$282 | Samuel, 28 Fresno, CA | • 100,000/300,000 Liability
• Comp / Collision | ||
$173 | John, 26 Denver, CO | • State Minimum Liability
• Comp / Collision | ||
Clearcover | $163 | Ophelia, 30 Philadelphia, PA | • State Minimum Liability |
2015 Subaru WRX STI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$368 | Minnie, 24 Plainfield, NJ | • 25,000/50,000 Liability
• Comp / Collision | ||
$233 | Annie, 29 Rahway, NJ | • 50,000/100,000 Liability
• Comp / Collision | ||
$231 | Lee, 35 Irving, TX | • State Minimum Liability
• Comp / Collision | ||
$74 | Teresa, 28 Oxnard, CA | • State Minimum Liability | ||
$167 | Alan, 44 Durango, CO | • State Minimum Liability
• Comp / Collision |
Are Subaru WRX STIs expensive to insure?
Subaru WRX STIs are 26% less expensive to insure than other models with a similar price tag. You can compare its auto insurance rates to those of the competition using the table below:
| Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$64 | $132 | |
$68 | $154 | |
$70 | $128 | |
$75 | $192 | |
$79 | $156 | |
$84 | $107 | |
$84 | $145 | |
Subaru B9 | $98 | $168 |
$100 | $214 | |
$105 | $210 | |
$130 | $148 | |
$139 | $235 |
Car insurance providers use almost as many factors to determine a vehicle’s insurance rates as they do a driver’s. They include MSRP, trim level, model year, theft rates, repair costs, and—most importantly—safety ratings.
The higher a vehicle’s safety score from the Insurance Institute for Highway Safety (IIHS) or the National Highway and Traffic Safety Administration (NHTSA), the cheaper it is to insure.
Here are some of the best safety features of the Subaru WRX STI:
| Rating Type | Rating |
|---|---|
Roof strength | Good |
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Good/Average depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
Seat belt reminders | Good |
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
