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Compare quotes for Subaru Ascent Limited car insurance cost, 2022

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Subaru Ascent Limited owners is $4,280 a year. However, exact rates vary from model to model: for instance, the Ascent Limited costs $208 more per year to insure than the Legacy Outback H6 3.0 Special

Subaru Ascent Limited car insurance cost

One of the primary determining factors for your Subaru Ascent Limited insurance rate is the age of your vehicle. Here's how much it costs to insure your Ascent Limited by car year:
Model year
Average Cost
Annual Savings with Jerry
2022$7,800$6,044
2021$1,638$455
2020$8,089$847
2019$2,602$605
If you drive a Subaru Ascent Limited , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Subaru Ascent Limited

If you drive a Subaru, you probably put a high value on the things Subaru does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Subaru Ascent Limited drivers.
Insurance company
Average Cost
Annual Savings with Jerry
AAA$7,800$6,054
Allstate$4,187$2,258
Assurance America$5,446$1,852
Progressive$2,626$1,019
National General$2,256$725
Travelers$1,560$475
Mercury$2,256$448
Clearcover$2,560$437
Plymouth Rock$1,980$383
Safeco$1,549$288

Compare car insurance quotes for Subaru Ascent Limited

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Subaru insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
September 15, 202230338GADunwoodyWalter R.49Progressive$1,524$1,006
September 14, 202210543NYMamaroneckMatilda W.49Bristol West$8,400$6,868
January 9, 202291106CAPasadenaInez R.33Travelers$2,400$1,680
December 13, 202175002TXAllenGregory W.41Assurance America$2,000$736
August 3, 202106098CTWinstedGenevieve D.34Allstate$3,200$2,908

Best car insurance companies for Subaru Ascent Limited drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$1,753$405
Speeding under 15$7,978$2,161
Other$8,400$892

How much does Subaru Ascent Limited insurance go up after a DUI?

If you get a DUI while driving your Ascent Limited, you can expect your premium to increase by an average of 40%.

How much does Subaru Ascent Limited insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Ascent Limited, your insurance premium could increase by an average of 332%

Best Car Insurance for Subaru Ascent Limited by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $0 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Subaru Ascent Limited by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Subaru Ascent Limited drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
November 13, 2022Chevrolet Malibu LT$175/mo.$93/mo.43613OHWayne R.37Commonwealth Insurance
November 9, 2022Kia Optima LX$150/mo.$135/mo.40229KYJulia Q.38Progressive
November 7, 2022Kia Optima SX$206/mo.$140/mo.89406NVMinerva B.28Safeco
November 15, 2022Dodge Challenger R/T Scat Pack$345/mo.$186/mo.32832FLDennis T.34Progressive
November 7, 2022Chevrolet Impala LS$375/mo.$252/mo.42261KYAlejandro B.29Bristol West

Driving a Subaru Ascent Limited

If you love the Subaru brand, but are looking for a crossover SUV that can fit your growing family, your search comes to an end with the Subaru Ascent Limited. Despite a lackluster 6/10 Car and Driver rating, the Ascent Limited has a lot of great features that make it the perfect mid-size crossover for family-focused drivers.The Ascent Limited brings together Subaru’s award-winning performance capabilities and throws in a cushy, smooth driving experience. Seating up to seven passengers, the 2022 Ascent Limited boasts an approachable MSRP of $40,720. In addition to an all-encompassing driver Infotainment touchscreen display, the Ascent also scored 5/5 stars on the National Highway Traffic Safety Administration’s overall safety tests. With a capable turbocharged 2.4-liter four-cylinder powertrain engine pumping out 260 horsepower, the Ascent Limited also comes standard with all-wheel drive and a continuously variable automatic transmission . For a Subaru this special, finding the best, most affordable car insurance coverage to protect your investment is an absolute must.
If you own a Subaru Ascent Limited , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Subaru Ascent Limited new, it’s worth considering new car replacement insurance to protect your investment.
With Jerry, users save an average of $887 a year on car insurance.
Key Takeaway: The more your Subaru Ascent Limited is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Subaru Ascent Limited?

The average annual cost to insure a model is $4,280. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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