Best cheap car insurance quotes in Lodge
If you’re planning to drive in Lodge, South Carolina, you’ll need car insurance that meets the state-mandated limits. Opting for minimum coverage not only helps you comply with the law, but it also offers the cheapest monthly payments.
Although drivers are only required to carry minimum liability coverage, it’s often insufficient. Purchasing a full coverage policy provides greater financial protection by helping to cover costs associated with an accident, whether at fault or not.
Cheap minimum liability insurance quotes in Lodge
To legally drive in South Carolina, you must have a car insurance policy that complies with the state’s minimum liability and
uninsured motorist coverage.
South Carolina insurance follows a 25/50/25 rule for minimum liability coverage. Drivers in South Carolina must have a minimum of:
Meeting the minimum liability insurance coverage in South Carolina can help keep your monthly payments low—but if you’re at fault in an accident that causes injury or property damage while driving, it might not be enough.
Jerry has helped lots of South Carolina drivers fulfill the state’s minimum car insurance requirements.
Lodge, SC (Zip Code: 29082)
Lodge, SC (Zip Code: 29082)
Do you need more than minimum coverage in Lodge?
South Carolina’s 25/50/25 minimum car insurance requirements are reasonable. Whether you opt for higher liability limits or purchase full coverage insurance, most drivers require extra protection.
South Carolina is an at-fault state, so in the event of an accident, you could be responsible for vehicle repairs and medical expenses well beyond your minimum coverage. Serious injuries to another person or extreme vehicle damage can incur costs of $50,000 or more—and you’ll be on the hook for paying anything over your policy limits.
On top of that, liability coverage only covers others’ injuries and damages—not your own. Without additional coverage, you’ll have to pay for your own medical expenses and vehicle damage.
The bottom line: Upgrading your policy limits is the way to go. Look into full coverage or opt for 50/100/50 or 100/300/100 liability coverage.
Cheap full coverage car insurance quotes in Lodge
When it comes to repairing or replacing your vehicle after an accident, full coverage car insurance is the only way to ensure financial protection.
collision coverage make up a full coverage car insurance policy.
Collision coverage takes care of the repair or replacement expenses if your vehicle is damaged from an accident with another vehicle or stationary object
Comprehensive coverage helps cover the cost of repair or replacement if your vehicle is stolen or damaged due to non-collision incidents.
If you lease or finance your vehicle, your lender will likely require you to have collision and/or comprehensive.
South Carolina driving laws also required uninsured motorist coverage equal to the minimum amount of liability coverage (25/50/25).
Drivers in Lodge have found affordable full-coverage insurance policies with Jerry.
Last Updated Sep 30, 2023
Finding affordable car insurance doesn’t have to be like finding a needle in a haystack. With a comparison app and licensed
insurance broker like Jerry, you can find the coverage you need at the most affordable rates in minutes. And with over 100+ licensed insurance agents and 24/7 end-to-end customer service, no questions will go unanswered.