Best Car Insurance for Smart 2022

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Here’s what drivers pay when they switch with Jerry

Here are some real quotes from Jerry customers who saved money when insuring their Smart.
Quote DateCarCity, StateZip CodeAgeCarrier
Before Jerry
After Jerry
June 15, 2021Smart Fortwo PassionLong Branch, NJ0774025Progressive$215/mo.$76/mo.
May 7, 2021Smart Fortwo PureCanton, TX7510328Progressive$130/mo.$87/mo.
May 17, 2021Smart FortwoDana Point, CA9262926Progressive$157/mo.$91/mo.
October 14, 2021Smart Fortwo PureSavannah, GA3141929National General$169/mo.$143/mo.
June 29, 2021Smart Fortwo PurePhenix City, AL3686920Progressive$297/mo.$222/mo.

Best insurance carriers for your Smart

Pricing and Reviews

Nationwide
Progressive
Kemper
Safeco
Allstate
Travelers
State Auto
National General
Dairyland
Clearcover

How to compare prices to find the most affordable coverage

Filters
RankCompany nameAvg. Annual Premium
1Infinity$732
2ClearCover$828
3Safeco$888
4Travelers$1,116
5National General$1,249.80

Cost of insuring a Smart

Cost of insuring with minimum coverage and full coverage

Here are the basic types of insurance that your state may require:
Coverage typeProtection offered
Bodily injury liability (per person and per accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with damage you cause to other people’s vehicles or property
Uninsured motorist protection (per person and per accident)Applies when a car accident isn’t your fault but the at-fault driver doesn’t have liability insurance to pay for your injuries or property damage
Underinsured motorist protection (per person and per accident)Applies when the at-fault driver has liability insurance, but it isn’t enough to cover your injuries or property damage
Personal injury protection (per person and per accident)Pays for your own medical expenses after a car accident
Full coverage typically refers to policies that include collision insurance and comprehensive insurance, plus the liability insurance that the state requires.
Coverage typeProtection offered
CollisionApplies if you get into a collision with someone else’s vehicle or an object
ComprehensiveApplies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Smart$2,075$1,434----
Smart
All Coverage Before Jerry
$2,075
All Coverage After Jerry
$1,434
Minimum Coverage Before Jerry
-
Minimum Coverage After Jerry
-
Full Coverage Before Jerry
-
Full Coverage After Jerry
-

Cost of insuring based on age and driving record

Read more about your model Smart
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.

Cost of insuring your Smart by year

Most and least expensive years of car

Year
Average Cost
Annual Savings with Jerry
2016$1,884$748Compare Prices
2015$1,110$222Compare Prices
2014$5,807$4,492Compare Prices
2013$2,385$908Compare Prices
2012$2,502$1,050Compare Prices
2011$1,560$404Compare Prices
2008$2,028$294Compare Prices

Cost of insuring a Smart in your city

City
Average Cost
Annual Savings with Jerry
Canton$1,560$404Compare Prices
Cumming$3,744$1,244Compare Prices
Dallas$7,800$6,025Compare Prices
Daly City$4,896$3,792Compare Prices
Dana Point$1,884$748Compare Prices
Fresno$1,380$552Compare Prices
Lakewood$1,656$511Compare Prices
Long Branch$2,580$1,576Compare Prices
Manassas Park
$2,568$1,278Compare Prices
Savannah$2,028$294Compare Prices
Key Takeaway If you live in an area that has high rates of theft, collisions, or severe weather events, you can expect to pay more for your car insurance.

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