Is Jerry a Good Insurance Company?

Jerry is the top-rated insurance app in the App Store. It’s the best way to safely shop for and buy affordable car insurance online. Read here to learn if Jerry is right for you.
Written by Jason Tushinski
Reviewed by Kathleen Flear
Yes, you should download
! That is, if you want to use the top-rated insurance app on the App Store to make sure you have the best
car insurance
coverage for the most affordable price. Jerry uses groundbreaking AI technology to take all the hassles out of buying and holding a car insurance policy.
But what does groundbreaking AI technology really mean?
When you use other insurance apps, you have to input things that you would never know off the top of your head, like your VIN or the fine print of your existing policy.
On the other hand (the Jerry hand), Jerry only asks you a handful of simple questions that you don’t have to rifle through a filing cabinet or call your mom to answer. The whole process takes about 45 seconds (so, about as much time as it takes you to reheat a room-temperature coffee).
Once you’re done, Jerry pulls information on your existing policy and offers you competitive insurance packages from top insurers that provide equal or better coverage than your current plan.
When you find a price and a plan that you love, Jerry handles all the heavy lifting. That means no forms, no calls, and no hiding from pushy salespeople. Jerry will even cancel your old policy for you and help you get a refund.
Not only is the whole process incredibly easy and painless, Jerry is 100% free to use and the average Jerry driver saves a whopping $879 on insurance a year!
Read on to find out more about how Jerry is safe, easy, intuitive, and good for your insurance shopping.
Compare auto insurance policies
No spam or unwanted phone calls · No long forms · No fees, ever

Is Jerry safe to use?

Jerry takes privacy very seriously, which means your personal information is never shared or sold to any external parties.
The Jerry app has bank-level security, meaning all data is fully encrypted.
Key Takeaway Jerry will always guard your privacy—your information is never shared or sold.

Does Jerry shopping on my behalf affect my credit rating?

No, comparison shopping for car insurance on Jerry will not affect your credit rating.
In some states, such as
, a credit check is not required to sort through quotes. In other states, a soft pull on your credit is required in order to show you quotes, but this does not affect your credit rating.
The only time a hard check is done on your credit is when you apply for a policy. Your credit will be affected temporarily, which is routine.
Key Takeaway Browsing through car insurance quotes does not affect your credit rating. The only time your credit will be affected is if you actually apply for a policy—which is only temporary.

Is Jerry really free?

Yes, Jerry is 100% free to use. There are no hidden fees or surprise add-ons.
There also are no mark-ups on the insurance quotes you’ll see on Jerry. Those are the exact quotes our insurance partners gave to us—Jerry passes those on to you, unchanged.

How does Jerry make money?

Jerry Services Inc. is a licensed insurance agency. As your agent, Jerry makes money by earning commissions from the insurance companies we work with.

What is Jerry’s customer service like?

Jerry’s groundbreaking AI technology isn’t the only thing it has going for it. We pride ourselves on Jerry’s personalized service and outstandingly friendly agents. If you want your insurance shopping to be call-free, it can be!
But if you’d like to talk to someone about your policy, Jerry’s agents are here to answer your questions and make sure you’re 100% happy with your policy.


So, no other company sees my information when I use Jerry?

You got it. Any information you give us—from your name through to your existing policy details—stays in-house at all times. No third party will ever see or get their hands on your information.

Will Jerry change my policy without my knowledge or approval?

Never. Jerry will only adjust your policy at your request.

Will my credit be impacted by browsing through quotes Jerry gives me?

In states where a credit check is required to browse through insurance quotes, a soft pull is done only to compare your existing rate with potential alternatives, but your credit rating remains unaffected.
Only if you decide to apply for a policy will the insurer do a hard check on your credit, temporarily affecting your rating.
"A hidden gem! When I first saw this app, it seemed too good to be true. I was already paying a little over $200 a month for my car insurance and thought it wouldn’t hurt to see what Jerry could save me. To my shock, they found another reputable company that would save me around $116 for the same coverage I had on my previous policy. Not only that, but the app would do all the work of switching me over and helping me cancel my other policy! Can’t begin to tell you how happy I am to be saving money and I wouldn’t be cautious at all trying out this service. Extremely satisfied and look forward to what Jerry helps with in the future"— Jerry user
Haven’t shopped for insurance in the last six months? There might be hundreds $$$ in savings waiting for you.
Judith switched to Progressive
icon savingsSaved $725 annually
Alexander switched to Travelers
icon savingsSaved $834 annually
Annie switched to Nationwide
icon savingsSaved $668 annually
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Jerry automatically shops for your insurance before every renewal. Members save $872/year.
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