Best Car Insurance for Saturn 2022

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Car Insurance for Saturn

On average, Saturn drivers pay ${annualpremium} each year for car insurance. But depending on the model you have, your insurance rates could vary. A Aura Green Line costs $2,135 less more per year to insure than a Astra XE.
Now discontinued, Saturn cars were popular economy-class vehicles produced by GM through 2009. Especially high sellers were the Saturn Vue, Sky, and Aura.
Saturn has a reputation for being less reliable than some competitors, but a used Saturn may still be the right choice for infrequent or teen drivers.
Wherever you rely on your Saturn to take you, make sure it’s protected with the right car insurance policy.
Fortunately, the car insurance super app Jerry can help you find the best prices for the coverage you need. In just 45 seconds, Jerry will find you quotes from over 50 top insurance companies, so you know you’re always getting the best price for the coverage you need.
Here are some real quotes from Jerry customers who saved money when insuring their Saturn.
Quote DateCarCity, StateZip CodeAgeCarrier
Before Jerry
After Jerry
June 10, 2021Saturn VueNewport, AR7211225Dairyland$168/mo.$61/mo.
August 27, 2021Saturn Outlook XEEvansville, IN4771127Progressive$172/mo.$62/mo.
June 18, 2021Saturn Sl2Mauldin, SC2966252Progressive$147/mo.$64/mo.
April 20, 2021Saturn Ion Level 2Norristown, PA1940128ClearCover$175/mo.$72/mo.
May 5, 2021Saturn Ion Level 1Bedford, TX7602122Electric$256/mo.$228/mo.
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Insurance for Saturn models

Two of the first things to consider when it comes to predicting how much your Saturn will cost to insure are its age and model.

Insurance for Saturn based on the year of the car

Did you know that by the time a car reaches five years old, it loses up to 60% of its value (according to Edmunds)?
As cars depreciate, the costs to repair and replace them steadily decrease. This is why older cars are generally cheaper to insure than their newer counterparts.
If you’re financing a newer car (typically, less than 10 years old), you’ll also be required to pay for full-coverage insurance, which is much more expensive than your state’s minimum requirements.
According to Jerry’s internal data, the cheapest years for Saturns are 2000 and 1993.
The most expensive years for Saturns are 1998 and 1996.
Average Cost
Annual Savings with Jerry
2010$2,664$1,028Compare Prices
2009$2,457$1,006Compare Prices
2008$2,087$689Compare Prices
2007$3,004$1,289Compare Prices
2006$2,236$873Compare Prices
2005$2,014$643Compare Prices
2004$1,933$495Compare Prices
2003$2,340$819Compare Prices
2002$2,086$840Compare Prices
2001$1,835$678Compare Prices
2000$1,596$645Compare Prices
1999$1,745$364Compare Prices
1998$2,275$233Compare Prices
1997$2,005$743Compare Prices
1996$1,941$121Compare Prices
1993$1,080$24Compare Prices
Key Takeaway Older Saturns typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have lower insurance premiums.
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Insurance for different models of Saturn

As a true economy-class vehicle, your Saturn will often cost less than fancier makes to insure.
Still, which Saturn you choose is important. Sedans or compact SUVs with higher safety ratings, lower purchase prices, and lower repair costs—such as the L200—typically cost less to insure.
Conversely, larger SUVs, sporty coupes, or generally more complicated models—such as the Vue Hybrid—will cost more than the Saturn average to insure.
If you want to learn more about car insurance costs for some of the most popular Saturn models, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
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Full coverage vs. minimum coverage for your Saturn

In most states, you are required by law to purchase minimum limits of liability coverage in order to drive legally.
The most common components of state liability requirements include:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
Some states also require uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver. Your state may also require personal injury protection (PIP) to pay for your medical expenses—especially if you live in a no-fault state.
Most drivers will opt to purchase more coverage than what the state mandates, and this is generally recommended if you can afford it. However, if you’re driving an old Saturn that could easily be declared totaled, it may be best to forego extra coverage until you purchase a new car.
Full-coverage insurance is a great way to cover your bases. Full coverage typically includes the following protections for your vehicle:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism
The average annual insurance premium for a Saturn is $1,665 per year for minimum car insurance and $1,619 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,764 per year for minimum car insurance and $2,486 for full-coverage insurance.
Here’s what it costs to insure a Saturn with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
The more expensive the car make, the more expensive your insurance bills will be. Since Saturn is an economy line, you can expect Saturn insurance costs to pale in comparison to, say, Lexus or Audi.
Even so, when compared to similar brands, Saturns typically cost a little more to insure than Suzukis and a little less than Pontiacs.
If you’re comparing the prices of insurance for similar cars, here are the insurance costs for other brands:
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What impacts your insurance costs for Saturn

Your car’s age, make, and model can help you estimate how much your insurance might cost, but your exact rate depends on factors personal to you, too.

Your Saturn’s trim level and specs

As mentioned above, choosing certain models, like the [L200](, will cost you different insurance rates than others, like the more complicated Vue Hybrid.
From there, insurers will look at your car’s trim—one of several versions released for each model including different sets of features—and extra add-ons you purchase.
If you’re opting for a higher-level trim or adding expensive features like a new sound system, you can expect your insurance rates to increase. In fact, it may be wise to purchase additional insurance coverage, like sound system coverage, in such a scenario.

Your insurance company

Not all insurance carriers are created equal. In fact, you might find substantially different quotes for the exact same car depending on which carriers you consult. The best way to find the lowest prices for the coverage your Saturn needs is to shop around with various providers.
Even still, trying to contact each company one at a time can be time-consuming and frustrating—so why not let Jerry do all the work for you?
Jerry is a licensed insurance broker that lives in your pocket. No need to purchase tiny office furniture; Jerry is an app, and a top-rated one at that!
After browsing over 50 top providers, Jerry will deliver the most competitive quotes straight to your phone. Just choose the policy you like best, and Jerry will even help cancel your old policy and register for the new one. Here’s what Saturn drivers paid for car insurance before and after switching with Jerry:
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Your age

Your age is one of the primary factors insurers use when setting your insurance premiums.
Insurers typically consider younger drivers higher-risk due to their relative lack of experience behind the wheel, and they’ll face the highest premiums of any group as a result. As you age, though, your premiums will slowly decrease.

Your driving record

Another major factor used in determining your car insurance premiums is your driving record.
The more infractions you have on your record, the harder it will be to find low insurance rates. (If you have a major offense like a DUI, some companies will deny you coverage altogether.)
Even with a poor record, though, you can improve your chances at getting favorable rates through taking a defensive driving course and strictly monitoring your driving behavior.
Here are some common insurance premiums for Saturn drivers with previous infractions:
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Where you live

Your location is another main determinant of your car insurance premiums for a Saturn.
Your city’s traffic levels, crime rates, and susceptibility to severe weather all play a role in how much you’ll have to pay for insurance each month.
If insurers anticipate having to pay for more claims due to traffic accidents, auto theft, hurricanes, or tornadoes, they’ll charge everyone in the affected area higher premiums upfront.
According to our data, there is a high percentage of Saturn drivers in cities including Atlanta (GA), Crestview (FL), Fort Pierce (FL), Culpeper (VA) and Roy (UT).
The cheapest car insurance for Saturn for Jerry users is in Dahlonega (GA) and Fox Lake (IL).
The most expensive car insurance for Saturn for Jerry users is in Tacoma (WA) and Louisville (KY).
Average Cost
Annual Savings with Jerry
Atlanta$4,076$2,113Compare Prices
Crestview$2,592$1,230Compare Prices
Culpeper$1,728$567Compare Prices
Fort Pierce$2,544$769Compare Prices
$2,136$250Compare Prices
Gainesville$2,376$999Compare Prices
Roy$2,376$1,154Compare Prices
Saint Helens$1,584$693Compare Prices
$1,464$504Compare Prices
Virginia Beach$1,941$598Compare Prices
Even if you live in a high-risk area for one of the factors listed above, Jerry can help you find the best rates for a policy customized to fit your needs.
All you need is 60 seconds and a smartphone, and you could be well on your way to finding the best insurance deals on the market. The average Jerry user saves $879 a year on car insurance!

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