Compare quotes for Saab car insurance cost, 2022

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The average cost of Saab car insurance is $1,120 per year. However, the cost to insure your Saab will vary based on the model, your driving record, your zip code, and even your insurance company. 
While many car insurance companies say they have the lowest Saab car insurance costs, there isn’t one insurance company with the best rates for every driver on the road—or even one that can promise the lowest price for every Saab owner. So how do you find the cheapest car insurance rate with the best coverage for your Saab?
By downloading and shipping with the Jerry app, that’s how! Jerry is a licensed insurance broker and the most trusted insurance comparison app. In this article, we will inform you about some factors that impact the cost of your Saab car insurance and let you know how to find the best policy for you! 

How much does Saab car insurance cost?

The average annual cost of car insurance for a Saab vehicle is $1,120 But, the insurance premiums for Saab drivers differ based on the model, driving history, coverage limits, and vehicle location.
While Saabs aren’t the most expensive vehicle to insure, they are slightly higher to insure than average. This is surprising since the last Saab was manufactured in 2014. Here are some reasons why:
  • Saab was and still is known as a luxury vehicle. Drivers who have comprehensive and collision coverage are still paying for those high-end features
  • Having a high safety rating keeps the insurance rate much lower than it could be for a luxury car
Since the newest Saab is eight years old, many drivers opt to get rid of comprehensive and collision coverage, bringing their rates down. That said, your rate still will be higher if you have a newer Saab with all the bells and whistles and have a high-mile commute every morning. 
Every driver is different, which means every insurance policy and premium is as well. The only way to ensure you get the best deal on Saab insurance is by comparing multiple quotes from different insurance providers. And that is what Jerry does best!  
Jerry compares rates from the nation’s top insurance providers in 45 seconds or less. You can make any changes you need in the app to see how they impact your premium in real-time. No waiting on hold, no calling a million different places! 

How much insurance do you need for a Saab?

The right level of coverage can be different for everyone, but two factors we all need to evaluate are the ACV (actual cash value) of the vehicle and the registered state’s requirements. 
Each state has a minimum liability requirement that you must meet. The limits can differ from state to state, but most states will require drivers to have liability coverage, which includes (both bodily injury liability and property damage liability). 
This coverage protects you from paying out of pocket for medical payments and property damage to other drivers, passengers, or pedestrians if you are at fault in an accident. 
Many states also require the following coverages:
While you can legally get on the road with the minimum requirements, it’s bare-bones coverage. You will have to pay for the overages if the cost of damages from an at-fault accident exceeds your coverage. 
If your Saab has retained its value, you will also want to add collision and comprehensive coverage for what’s called a “full-coverage car insurance policy.” These policies will cover damage caused by accidents, severe weather, vandalism, theft, and any other risk after paying the agreed-upon deductible.  
Full coverage may even be a requirement from your lender if you have a loan on your caralong with gap insurance to cover the difference between your car’s value and the loan balance.
Take a look at the table below to see what kind of Saab insurance quotes you can get from Jerry—and hear from real Jerry customers!
Quote DateCarLocationZip CodeNameAgeCarrier
Before Jerry
After Jerry
September 26, 2022Saab 9-5 2.3TThree Rivers, MI49093Stanley G.23Progressive$165/mo.$61/mo.
August 27, 2022Saab 9-5 ArcOklahoma City, OK73159Noah C.53Gainsco$195/mo.$111/mo.
September 20, 2022Saab 9-3 2.0TLatrobe, PA15650Anne M.45Progressive$158/mo.$116/mo.
August 28, 2022Saab 9-3Vernon, CT06066Verna M.38National General$700/mo.$132/mo.
September 6, 2022Saab 9-3 2.0THouston, TX77058Johnny S.18Dairyland$260/mo.$259/mo.

Saab car insurance rates by model

While your driving characteristics play a starring role in the price of your car insurance, model and trim level are also huge factors. All Saabs are not created equal, and it shows in the insurance cost. 

How much does Saab 9-3 insurance cost?

The Saab 9-3 is a compact executive car meaning it is bigger than a compact car but smaller than a premium mid-sized sedan. The 9-3 has several trim levels and can drastically increase the sticker price and insurance rate, but the base model 9-3 is one of the least expensive Saabs to insure. 
The table below shows how average premiums for Saab drivers vary based on coverage options and the age of the vehicle:
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Check out our in-depth Saab 9-3 car insurance cost guide for more information!

How much does Saab 9-3 2.0T insurance cost?

The Saab 9-3 2.0T is the popular turbo-charged trim level of the 9-3. While it has the same compact body, more potential speed means it is a higher risk on the road. End result? One of the higher-priced insurance costs. 
Check out the table below, which compares full and minimum coverage rates for different 9-3 2.0T model years:
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For more information, read this guide to Saab 9-3 2.0T car insurance cost.

How much does Saab 9-7X insurance cost?

The Saab 9-7X is the mid-sized SUV in the Saab line-up. The 9-7X was in production from 2005-2009 and was the second most expensive luxury SUV made by GM (who at the time owned Saab). While this car is between 13-17 years old, there are many still on the road. 
Here’s the breakdown of average annual premiums for 9-7X owners.
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For more information, check out this guide to Saab 9-7X car insurance cost.

How much does Saab 9-5 Aero insurance cost?

The Saab 9-5 Aero gets the name Aero to honor the fact that Saab has been making planes since the 1930s and continues to do so now. The 9-5 Aero is a luxury executive car, which comes in at about $300 more per year in car insurance costs than the compact executive 9-3. 
Your insurance rate can differ based on your age, driving record, or coverage selections:
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Read this Saab 9-5 Aero car insurance cost guide for more information. 

How much does Saab 900 Se Turbo insurance cost?

The Saab 900 Se Turbo was last produced in 1998 and had 5-door hatchback, 3-hatchback, and 4-door sedan options. This is a Saab fan favorite. Some owners claim driving them well past the 400,000-mile mark. Due to its age and durability, the 900 Se Turbo is one of the cheapest cars to insure, if you’re lucky enough to still have one. 
The average annual cost to insure a Saab 900 Se Turbo varies by driver and coverage.
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For more information, read the Saab 900 Se Turbo car insurance cost guide.  

Compare Saab car insurance quotes

If you are in the market for a Saab, it can be challenging to find the perfect car when it has been out of production for a while. But once you find it, getting the perfect car insurance is easy when you download Jerry!   
Getting set up in the Jerry app only takes 45 seconds. You will get multiple quotes from top insurance providers with multiple levels of coverage. Whether you are getting your Saab from a dealership or a private seller, our licensed and experienced agents will email your ID card to you immediately, and you will have a copy of your proof of insurance saved in the app

Best car insurance companies for your Saab

There is an insurance company for every kind of driver out there. So whether you have a perfect driving record, are new to the road, or have been caught more than a few times using that lead foot, Jerry can find you the right coverage. 
Jerry can compare real-time quotes with companies like Progressive, Safeco, and Allstate, so you don’t have to waste time contacting different providers. 
See how different providers quote for Saab vehicles in the table below—and how much you could save with Jerry!

Saab auto insurance cost by driving record

One of the strongest rating factors in car insurance is your driving record. Of course, you can’t control the amount of traffic in your city or if the wind knocks a tree on top of your car, but you can do your part to drive safely
Behaviors like watching your speed limit, coming to a full stop at stop signs, and not texting while driving will pay off in the long run! 
Saab rivers with major violations like a DUI conviction expect to pay $1,878 more per year for car insurance, while a simple speeding ticket can add an average of $1,120 to your annual premium!
See the table below to see how much Saab drivers with clean driving records save:

Saab car insurance cost by location

Location will cause rates to change from state to state. This can be due to several things like state-required liability limits, weather conditions, cost of health care, age and population demographics, etc. 
For example, a town with a high population of drivers under the age of 25 might have a higher rate than a town with a more diverse age population. 
Check out the table below to see how your rates measure up to your state’s average. 

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