Best Car Insurance for Ram 2021

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Cost with Jerry
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Insurance Cost
Cost by Car Model
Cost by Car Year
Cost by City

Here’s what drivers pay when they switch with Jerry

Here are some real quotes from Jerry customers who saved money when insuring their Ram.

Quote Date	Make/model	City, State	Age	Carrier	Coverage Type	Before Jerry	After Jerry
October 25, 2020	Ram Promaster City	Philadelphia, PA	44	Metlife	Current	$132/mo.	$70/mo.
March 1, 2021	Ram 1500 SLT	Rochester, NY	33	Nationwide	Predicted	$197/mo.	$115/mo.
April 18, 2021	Ram 1500 ST	Bradenton, FL	31	National General	Basic	$150/mo.	$118/mo.
March 4, 2021	Ram 1500 ST	Phoenix, AZ	48	Kemper	Current	$300/mo.	$167/mo.
May 17, 2021	Ram 1500 ST	Columbia, SC	42	Travelers	Predicted	$254/mo.	$173/mo.

Best insurance carriers for your Ram

Pricing and Reviews

Nationwide

Progressive

Kemper

Safeco

Allstate

Travelers

State Auto

National General

Dairyland

Clearcover

How to compare prices to find the most affordable coverage

Filters

Age

State

Home owner

Driving record

Gender

Rank	Company name	Avg. Annual Premium
1	CLEARCOVER	$1,493.28
2	Travelers	$1,816.86
3	Progressive	$2,052.11
4	Kemper	$2,239.56
5	National General	$2,291.94

Cost of insuring a Ram

Cost of insuring with minimum coverage and full coverage

Here are the basic types of insurance that your state may require:

Coverage type	Protection offered
Bodily injury liability (per person and per accident)	Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)	Pays for the costs associated with damage you cause to other people’s vehicles or property
Uninsured motorist protection (per person and per accident)	Applies when a car accident isn’t your fault but the at-fault driver doesn’t have liability insurance to pay for your injuries or property damage
Underinsured motorist protection (per person and per accident)	Applies when the at-fault driver has liability insurance, but it isn’t enough to cover your injuries or property damage
Personal injury protection (per person and per accident)	Pays for your own medical expenses after a car accident

Full coverage typically refers to policies that include collision insurance and comprehensive insurance, plus the liability insurance that the state requires.

Coverage type	Protection offered
Collision	Applies if you get into a collision with someone else’s vehicle or an object
Comprehensive	Applies when your car is damaged by something other than a collision or rollover, like a weather event or vandalism

MORE: Find the cheapest car insurance in your state

	All Coverage Before Jerry	All Coverage After Jerry	Minimum Coverage Before Jerry	Minimum Coverage After Jerry	Full Coverage Before Jerry	Full Coverage After Jerry
Ram	$2,717	$1,775	$2,752	$1,104	$2,372	$1,954

Cost of insuring based on age and driving record

Cost of insuring popular models

Cost of insuring your Ram by year

Most and least expensive years of car

Year	Before Jerry	After Jerry
2021	$2,266	$1,331
2020	$2,346	$1,313
2019	$2,567	$1,418
2018	$2,587	$1,424
2017	$2,642	$1,427
2016	$2,366	$1,253
2015	$2,658	$1,445
2014	$2,432	$1,336
2013	$2,298	$1,327

Cost of insuring a Ram in your city

State

City	Before Jerry	After Jerry
Lewisville	$2,360	$1,767
Dallas	$2,541	$2,105
Dodd City	$3,926	$1,849
Parker	$3,144	$1,982
Midland	$4,358	$2,864
Houston	$2,767	$2,203
Staten Island	$4,000	$3,143
Moore	$4,935	$3,994
Greensboro	$2,592	$1,995
Sour Lake	$3,384	$2,827

Key Takeaway If you live in an area that has high rates of theft, collisions, or severe weather events, you can expect to pay more for your car insurance.