Progressive Car Insurance Has 2 Big Advantages According to U.S. News
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- Progressive provides plenty of discount opportunities
- Progressive’s rates are reasonable for drivers with one DUI
- Shopping for car insurance with Jerry
U.S. News recently released their take on Progressive car insurance, and it gave an overall positive review of the insurance giant. The popular reviewing website highlighted two major advantages that Progressive brings to their customers, though they ranked it in sixth place out of nine in their overall insurance review choices.
Learn more about the pros of Progressive car insurance, and how car insurance tools like Jerry can make shopping for insurance much less of a hassle.
Progressive provides plenty of discount opportunities
Progressive is known for its hilarious commercials featuring Flo and Dr. Rick, but it’s also known for the myriad discounts they offer to customers. According to U.S. News’ review, one of Progressive’s strongest suits is the opportunities it provides to get discounts by using some of its tools and apps.
Perhaps the most notable discount available is Snapshot, which is their safe driver program. It can ultimately save drivers about $150 on average, but you have to give Progressive permission to analyze your driving data.
For some, the tradeoff of giving Progressive data about your location for a decent amount of savings is a no-brainer, but others may feel much less comfortable with that situation.
Other discounts include an online quote and sign online, which can save you an average of 7% and 9% respectively if you find your quote online and later sign your insurance documents virtually.
Small paperless discounts are also available for those who opt for online documents, and you might be eligible for more sizable discounts, about 12%, if you cover multiple cars on one policy.
Progressive really shines when it comes to all the discounts you can rack up on your policy, which can be incredibly helpful for budget-conscious individuals. At the same time, obtaining many of these discounts might feel difficult to understand and stay on top of, and it can be tempting to just opt for a cheaper insurance policy from another agency option overall that takes less work on your part to achieve.
Progressive’s rates are reasonable for drivers with one DUI
Drivers that possess completely clean driving records understandably have the lowest rates of the bunch. Unfortunately, those with accidents or violations on their records tend to pay significantly more per month or year on their car insurance policies. Another one of Progressive’s strong suits is that its rates are surprisingly competitive for those with one DUI.
U.S. News’ analysis found that a driver with one DUI can expect to pay about $1,700 per year on Progressive, while the national average for a driver with the same record is just over $2,100.
Progressive insurance policies might be a tiny bit higher for those with a clean driving record and is significantly higher for those with a speeding violation or accident than the national average, but it tends to be much lower for those with one DUI.
Shopping for car insurance with Jerry
Although these two benefits might be alluring for some prospective car insurance customers, these are far from the only parameters one should consider before committing to a car insurance policy.
It’s still important to spend some time shopping around and looking for an insurance plan that truly suits your needs, whether it’s comprehensive coverage, rideshare insurance, or whatever else you are looking for. Progressive’s long history and reputation are strong, but it only makes sense to double-check your other options before investing in a large commitment of this nature.
Fortunately, technology has made it easier than ever to shop for and compare insurance policies, and now AI-based insurance tools like Jerry can even serve as your insurance agent! Jerry makes it easy to find a policy that meets your needs based on your budget, and it can save you a substantial amount of cash and time when you need a new insurance plan.