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Compare quotes for Pontiac Grand Am Se car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Pontiac Grand Am Se owners is $2,183 a year. However, exact rates vary from model to model: for instance, the G8 Gt costs $186 more per year to insure than the Bonneville Le

Pontiac Grand Am Se car insurance cost

One of the primary determining factors for your Pontiac Grand Am Se insurance rate is the age of your vehicle. Here's how much it costs to insure your Grand Am Se by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Pontiac Grand Am Se , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Pontiac Grand Am Se

If you drive a Pontiac, you probably put a high value on the things Pontiac does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Pontiac Grand Am Se drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Assurance America$1,916$732
National General$1,808$601

Compare car insurance quotes for Pontiac Grand Am Se

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Pontiac insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
December 14, 202236526ALDaphneJustin M.27National General$1,680$986
January 29, 202202453MAWalthamTravis W.30Travelers$1,692$1,281
December 14, 202130236GAJonesboroJeremiah H.50Mercury$2,388$872
April 29, 202037130TNMurfreesboroDora M.23Progressive$3,480$1,454
January 12, 202064132MOKansas CityMark H.25Progressive$3,300$3,074

Best car insurance companies for Pontiac Grand Am Se drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,244$867
Speeding under 15$2,400$925
Defective Equipment$1,680$503
Speeding over 15$1,680$460
Failure to Obey Traffic Sign$2,412$387

How much does Pontiac Grand Am Se insurance go up after a DUI?

If you get a DUI while driving your Grand Am Se, you can expect your premium to increase by an average of 27%.

How much does Pontiac Grand Am Se insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Grand Am Se, your insurance premium could increase by an average of 2%

Best Car Insurance for Pontiac Grand Am Se by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $3 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Pontiac Grand Am Se by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Pontiac Grand Am Se drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
March 8, 2023Nissan Rogue Select S$100/mo.$96/mo.63130MOSusan A.27Progressive
March 26, 2023Hyundai Tucson Limited$355/mo.$158/mo.85282AZTillie H.33Progressive
March 29, 2023Dodge Charger SXT$292/mo.$174/mo.64030MOCharlie T.33Dairyland
March 21, 2023Nissan Versa SV$300/mo.$193/mo.30340GAJack R.48Progressive
March 31, 2023Hyundai Azera GLS$490/mo.$335/mo.22306VAAdam D.49Dairyland

Driving a Pontiac Grand Am Se

The Grand Am ceased production in 2005, but it remains a popular option for drivers who want a comfortable, straightforward coupe or sedan. You can purchase a used fifth-generation Grand Am for under $5,000.With a two-door coupe and a four-door sedan on offer, the Grand Am is Pontiac’s solution for the average consumer. Neither too fast nor too slow, this model provides an enjoyable ride on this base trim level. The SE’s soft furnishings are pleasing, although the Grand Am’s outdated entertainment features will be disappointing to modern drivers accustomed to USB connectivity and satellite radio.The Grand Am is quite low to the ground, and it’s considered either compact or mid-sized depending on the year . A four-cylinder engine offers plenty of power. External styling elements are definitely not boring and you’ll either love them or hate them. This model is pejoratively titled the “Bland Am,” but we think there’s a lot to love about a boring vehicle!If you want an affordable family vehicle, then a late-generation Pontiac Grand Am SE is a good option.With a vehicle this approachable, make sure you have the right car insurance guide to insuring your Pontiac Grand Am SE. What kind of insurance do you need for a Pontiac Grand Am SE?At minimum, drivers in almost every state are required to carry liability insurance. This protects other drivers if you cause an accident, but be aware that this coverage does not apply to your own car’s damage.With a used price tag around $5,000, you can expect to pay well below average rates to insure your Grand Am. Go you!So, how much will your Pontiac’s insurance policy actually cost? Let’s consider a few additional factors that might impact your rate. Keep reading to check out some specific coverage options that could add extra protection to your Grand Am. CostLess expensive vehicles tend to cost less to insure. That’s because they don’t have complex systems or luxury materials that require special care. A Pontiac Grand Am SE is one of the most basic, affordable vehicles you can purchase—plus, it’s used! You should protect your vehicle with full-coverage insurance, which usually includes:Collision coverage—This covers damage to your Pontiac if you collide with another vehicle or a stationary object.Comprehensive coverage —This covers damage caused by extreme weather, vandalism, and other unexpected events.MORE: 11 car insurance hacks to save you money Trim levels and model specificsThe SE is the base trim level on the fifth-generation Pontiac Grand Am. SE was used in conjunction with previous generations of the Grand Am, but this section will describe only the 1999-2005 SE trim level.Additional trim levels for the Pontiac Grand Am include the SE1, SE2, GT, and GT1. A V6 engine was optional for the SE and SE1 but standard on higher trim levels. The GT and GT1 included four-wheel disc brakes. Until 2003, all fifth-gen Grand Ams included anti-lock brakes and traction control . Also in 2003, the body cladding on the SE was removed. The SE has an optional three-speed automatic transmission and optional CD player.If you’re buying a used Pontiac Grand Am SE, you should consider rental reimbursement coverage. If your Grand Am needs a prolonged stay in the auto shop after an accident, this policy can help cover the cost of a rental vehicle so you can still get around. Body typeThe Pontiac Grand Am SE comes in a two-door coupe or four-door sedan body style. It’s built on a front-wheel drive N platform with fully independent suspension. The body measures 186.3 inches long and about 55 inches tall.> Key Takeaway Protect your Pontiac Grand Am SE with comprehensive coverage. We also recommend rental reimbursement coverage. How can I save money when insuring my Pontiac Grand Am SE?Budget-minded drivers, rejoice! By driving an affordable vehicle like the Grand Am, your insurance costs should be quite low. But here are a few smart ways to lower your rate even further—without sacrificing on coverage. Comparison shopComparing prices takes only 60 seconds with Jerry’s help. You might be overpaying for car insurance! Let Jerry do the hard work of checking with companies to find better deals.Ready for the best part? If Jerry finds a better deal for your Pontiac than your current policy, they’ll handle all the paperwork and phone calls to cancel your old policy and sign up you for the new one. It’s fast, safe, and easy—and you could save a ton of money.> Key Takeaway Comparison shopping with Jerry is fast and easy—the average Jerry user saves $879 a year on car insurance. Opt for a lower trim level and skip extra featuresDo you really need those extra features? Higher trim levels and bonus packages are fun, but they’re guaranteed to hike up the price of your car insurance. To get the most affordable insurance prices for your Pontiac, see if you can live with just the basic features of your trim level. MORE: Minimum car insurance required in your state: What you need to know Invest in better safety features and anti-theft systems Car insurance companies love safety features and anti-theft systems. Anything that lowers the probability of having your vehicle stolen or damaged can help bring down the price of your premium. The Pontiac Grand Am SE is an older vehicle, so it doesn’t have the strong safety ratings that more modern vehicles have. However, you can always add aftermarket products like an alarm system. Keep your driving record cleanDon’t lose sleep over a parking ticket, but do your best to avoid serious charges like a DUI. Even several speeding tickets could mar your record and jack up your insurance rate. To unlock the lowest rates, keep your driving record squeaky clean.MORE: What is a clean driving record? Look for discounts
If you own a Pontiac Grand Am Se , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Pontiac Grand Am Se new, it’s worth considering new car replacement insurance to protect your investment.
> Key Takeaway Comparison shopping with Jerry is fast and easy—the average Jerry user saves $879 a year on car insurance.
Key Takeaway: The more your Pontiac Grand Am Se is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Pontiac Grand Am Se?

The average annual cost to insure a model is $2,183. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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