Best Car Insurance for Pontiac 2022

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Car Insurance for Pontiac

On average, Pontiac drivers pay $1,387 each year for car insurance. But depending on the model you have, your insurance rates could vary. A G6 SE costs $1,706 less more per year to insure than a Grand Am Se.
From the Firebird to the Vibe, Pontiac vehicles are well-known, and many are still in circulation on the used car market. Consumers appreciated GM’s Pontiac line for its budget-friendly and oftentimes iconic vehicles.
However, as Pontiacs are now out of production and the vehicles continue to age, you shouldn’t be surprised if repair costs grow and Pontiac replacement parts become harder to find in the coming years.
Whether you bought your Pontiac new or are considering adding a used car to your collection today, it’s important to keep your car protected with the right car insurance policy.
Your insurance will be based on the model you choose, along with factors unique to you.
Fortunately, the car insurance super app Jerry can help you find the best prices for the coverage you need. In just 45 seconds, Jerry will find you quotes from over 50 top insurance companies, so you know you’re always getting the best price for the coverage you need.
Here are some real quotes from Jerry customers who saved money when insuring their Pontiac.
Quote DateCarLocationZip CodeNameAgeCarrier
Before Jerry
After Jerry
April 11, 2022Pontiac G6Scranton, PA18508Elijah L.24National General$200/mo.$61/mo.
April 6, 2022Pontiac SunfireIdaho-Falls, ID83404Mike R.36Dairyland$127/mo.$90/mo.
April 9, 2022Pontiac VibeDaytona-Beach, FL32117Birdie B.36Safeco$145/mo.$96/mo.
April 7, 2022Pontiac G6 GTCharleston, WV25315Nancy K.39Progressive$170/mo.$119/mo.
April 6, 2022Pontiac VibeSilver-Spring, MD20901Chester J.22Safeco$280/mo.$137/mo.
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Insurance for Pontiac models

The first things to consider when it comes to determining your car insurance prices are your car’s age and model.

Insurance for Pontiac based on the year of the car

While it’s no longer possible to get your hands on a brand-new Pontiac, vehicles were produced through 2009. The newer your vehicle, the more value it still holds and the more it will cost you to insure.
Conversely, older vehicles often cost less to insure because of their lower purchase prices and lower repair costs.
According to Jerry’s internal data, the cheapest years for Pontiacs are 1990 and 1996.
The most expensive years for Pontiacs are 1986 and 1993.
Year
Average Cost
Annual Savings with Jerry
2010$2,397$722Compare Prices
2009$2,760$980Compare Prices
2008$2,245$748Compare Prices
2007$2,365$911Compare Prices
2006$2,273$638Compare Prices
2005$2,075$773Compare Prices
2004$1,924$570Compare Prices
2003$2,376$773Compare Prices
2002$1,961$624Compare Prices
2001$1,773$449Compare Prices
2000$1,633$459Compare Prices
1999$1,933$712Compare Prices
1998$2,311$945Compare Prices
1997$1,632$446Compare Prices
1996$936$152Compare Prices
1994$3,500$1,834Compare Prices
1993$1,818$4Compare Prices
1992$1,839$633Compare Prices
1990$894$156Compare Prices
1988$1,180$202Compare Prices
1986$2,935$1,001Compare Prices
1984$1,824$598Compare Prices
1983$1,860$444Compare Prices
Key Takeaway Older Pontiacs typically cost less to repair or replace than newer ones, so they tend to have lower insurance premiums.
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Insurance for different models of Pontiac

Though all Pontiacs were created with functionality and budget in mind, they’re not all created equal in terms of insurance costs.
Beyond a car’s age, its body style and model play an important role in determining insurance prices.
Sedans and crossovers associated with lower purchase and repair costs and higher safety ratings will often cost less to insure than more expensive or less safe models, like large SUVs and sporty coupes.
For instance, the base-level Pontiac Grand Prix sedan is durable and affordable. It costs less than the Pontiac average to insure.
On the other hand, the G6 GSP has a higher purchase price and some extra features that make it more expensive to insure. (The car’s trim level also plays a role, not just the model.)
If you want to learn more about car insurance costs for some of the most popular Pontiac models, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
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Full coverage vs. minimum coverage for your Pontiac

In almost every state, it is illegal to drive without minimum amounts of liability insurance. This coverage protects other drivers and cars if you cause an accident.
Typical state liability requirements include the following coverages:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
Some states also require uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver. Your state may also require personal injury protection (PIP) to pay for your medical expenses—especially if you live in a no-fault state.
To best protect your Pontiac, though, it’s recommended that you purchase more coverage than what your state requires. State-mandated coverages won’t help pay for damage to your vehicle in an at-fault accident.
Investing in a full-coverage insurance policy is a great way to cover your bases. Full coverage typically includes:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism
The average annual insurance premium for a Pontiac is $1,509 per year for minimum car insurance and $1,734 for full-coverage insurance.
However, when you consider all makes and models, the average insurance premium in the US is $1,627 per year for minimum car insurance and $2,297 for full-coverage insurance.
Here’s what it costs to insure a Pontiac with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Pontiac$1,885$1,267$1,822$1,251$2,195$1,940
Pontiac
All Coverage Before Jerry
$1,885
All Coverage After Jerry
$1,267
Minimum Coverage Before Jerry
$1,822
Minimum Coverage After Jerry
$1,251
Full Coverage Before Jerry
$2,195
Full Coverage After Jerry
$1,940
More budget-friendly makes will be easier to insure than their luxury counterparts. Even within the same class, though, certain makes are associated with higher insurance costs. Pontiacs typically cost more to insure than Oldsmobiles but less than Hyundais. If you’re comparing the prices of insurance for similar cars, here are the insurance costs for other brands:
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What impacts your insurance costs for Pontiac

In addition to your car’s make, model, and age, your personal factors will play a role in how much your car insurance costs.

The model of Pontiac you drive

As mentioned above, certain Pontiacs will cost less to insure than others. Beyond the car’s model, however, its trim level and special features can influence your rates.
For example, the baseline Montana Economy will cost less to insure than the Montana Luxury, as the latter includes a better interior and special features that make it more expensive to replace.

Your insurance company

It may seem easiest to stick with the same provider, especially since many consumers expect to be rewarded for customer loyalty.
However, your best bet to find a cheap rate for your Pontiac’s insurance is to shop for quotes often.
Finding and comparing quotes doesn’t have to be laborious—you can find a new car insurance policy in minutes when you use Jerry.
It takes less than a minute to get competitive quotes from the top auto insurance providers in the country. Once you decide on the right coverage for your Pontiac, Jerry will do all the heavy lifting and help you cancel your old policy.
Here’s what Pontiac drivers paid for car insurance before and after switching with Jerry:
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Your age

Your age is one of the primary factors insurers use when setting your insurance premiums.
Younger drivers—especially those under 25—are considered high-risk by insurers and will face the highest insurance premiums of any age group.
As you age, you gain experience and are considered less likely to get in a costly accident.

Your driving record

Another major factor used in determining your car insurance premiums is your driving record.
You’ll also be considered high-risk if you have a history of poor driving, especially if you’ve committed a major offense like a DUI.
While it may be hard to access low rates while your record is poor, you can take a defensive driving class and commit to bettering your driving to take advantage of discounts and try for lower rates in the coming years.
Here are some common insurance premiums for Pontiac drivers with previous infractions:
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Where you live

Your location is another main determinant of your car insurance premiums for a Pontiac. While you may have the same car, moving to a big city from a suburb can drastically change your monthly payment.
Although you can’t always control where you live, keep in mind that areas with higher traffic levels, higher crime rates, and higher susceptibility to severe weather often face higher insurance rates.
Think about it this way: in an area where hurricanes cause millions of dollars in property damage, insurers have to pay out claims for potentially hundreds of people after a major event. To mitigate their financial losses, they’ll charge everyone more in premiums upfront.
According to our data, there is a high percentage of Pontiac drivers in cities including Douglasville (GA), Macon (GA), Norfolk (VA), Lake-Alfred (FL) and Bossier-City (LA). The cheapest car insurance for Pontiac for Jerry users is in West-Helena (AR) and Gastonia (NC).
The most expensive car insurance for Pontiac for Jerry users is in Decatur (GA) and North-Haven (CT).
Even if you live in a high-risk area, good insurance deals aren’t out of reach. Since Jerry works with over 50 top insurance providers, using the app is your best bet at maximizing your savings.
Jerry’s stellar service has earned the app a 4.6/5 on the App Store and, more importantly, saves the average user $879 a year on car insurance payments!

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