Quick look: Plymouth Rock car insurance

Good for
Drivers who want a good customer experience
Drivers who want to take advantage of various discounts
Drivers looking for a range of unique features and extras

What coverages does Plymouth Rock offer?

Most common coverages

• Liability insurance: Liability insurance will help cover the costs for the other party if you cause an accident. Most states require you to carry a certain amount of both bodily injury liability and property damage liability insurance.
• Comprehensive insurance: Comprehensive coverage is not legally required, but you might have to purchase it as part of your loan or lease agreement. It covers damages to your car—up to your policy limit—caused by external events like floods, storms, or theft.
• Collision insurance: Collision coverage is another full-coverage option that is legally optional but often required by lenders. It will help you cover the cost of damage to your car if you get in a collision or rollover, regardless of fault.
• Uninsured/underinsured motorist protection: Uninsured/underinsured motorist protection is required in some states and optional in others. It covers your costs if you get in an accident with a driver who doesn’t carry enough car insurance.
• Medical payments coverage: MedPay covers medical expenses for you and your passengers following a claim, regardless of who was at fault.
• Personal injury protection coverage PIP insurance is required in all no-fault states and some tort states as well. It’s similar to MedPay but also pays for additional expenses like funerals and lost wages.

Coverage tiers

• Door-to-door valet claim service that covers transportation to and from the repair shop following a claim.
• Crashbusters mobile claim service ensures that a claim representative is sent to assess the damage on location following a claim.
• The Get Home Safe feature will cover cab fees up to $50 to get you home after making a claim.
• Guaranteed repairs completed at a Plymouth Rock certified repair shop for as long as you own or lease your car.
• The Plymouth Rock Pledge of Assurance pledges $25 to a select charity if the customer service doesn’t meet your standards.
• Access to online policy management services.

• Increased daily rental vehicle limits
• Laptop and mobile device replacement insurance that will provide deductible-free protection on damage to certain electronic devices caused by a claimable accident (plus other personal property coverage benefits).
• Pet injury protection to help cover vet bills for your dog or cat if they were injured in a claimable accident.
• Child seat replacement coverage that will help replace a damaged child seat following an accident.
• Additional benefits if death occurs despite an airbag deploying and a seat belt being worn.
• Collision deductible waiver for accidents caused by another Plymouth Rock customer.
• Bail bond coverage will increase your policy limit if you have to post bail as a result of a claimable accident.
• Lost earning coverage will help cover earnings lost as a result of attending court proceedings pertaining to a claimable accident.
• The deductible on glass repairs will be waived if the damage is smaller than a quarter and resulted from an accident that you claimed.

• Roadside assistance coverage provides roadside services like flat tire replacement, battery boosts, lockout services, and fuel delivery (but is not available in all states).
• Towing and labor coverage increases the towing coverage already included in the roadside assistance insurance listed above.
• Pet injury protection to help cover the costs of injuries to your dog or cat in a claimable accident.
• Waived deductible for windshield replacements that result from a claimable event.
• The usual depreciation deductible will be waived for parts that are repaired or replaced on your car following a claim.
• Airbag accidental discharge coverage will replace an airbag that deployed accidentally.

• Additional roadside assistance services (not available in all states).
• Deductible Dollars benefits that will reward you a $50 deductible credit for each claim-free year.
• Electronic key replacement insurance will cover the cost of replacing an electric key that is lost or stolen.
• Trip interruption coverage helps cover meals and lodging costs if you need to make a claim while you are more than 100 miles away from where you live.
• Gap insurance will help cover any interest left owing if your loaned or leased car is totaled—but it can’t be combined with plus one or new car replacement coverage.

Helpful add-ons

• Accident forgiveness: If you qualify, accident forgiveness will ensure that your rates won’t increase after your first accident in a certain number of years.
• New car replacement: New car replacement insurance will replace a car that is less than two model years old with one of the same or similar make, model, and year if it is totaled in a claimable event.
• Gap coverage: Gap insurance will help cover any balance left owing if your loaned or leased car is totaled.
• Waiver of deductible: Will ensure that your collision deductible is waived in certain situations—but it’s only available in MA, PA, and NJ.
• Full glass coverage: If you need to make a comprehensive claim for glass-only damage, you don’t have to worry about paying the deductible.
• $100 glass deductible: This will lower your deductible to $100 if you claim for glass-only damage.

How much does Plymouth Rock auto insurance cost?

Who qualifies?

Key Takeaway Plymouth Rock offers fairly high-priced insurance options for younger or higher-risk drivers.

Key Takeaway Jerry is a free insurance shopping app that will help you find the best rates and handle all the legwork that typically comes with buying car insurance for you.

Discounts

Additional services

• Homeowners / renters / condo insurance
• Life insurance
• Pet insurance
• Motorhome insurance
• Flood insurance
• Motorcycle insurance
• Boat / watercraft insurance
• Antique / classic car insurance
• Commercial auto insurance
• Umbrella insurance

Things to keep in mind

Payment options

Cancelation policy

Written by

Kathleen Flear