Best Car Insurance in Phoenixville 2021

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  • Best Carriers
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  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
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  • Cost by Zip Code
  • Methodology
Car insurance in Phoenixville Pennsylvania costs single-car drivers an average of $1,785.69 annually, or about $148.81 per month. Compared to the state annual average of $2,563.43, auto insurance in Phoenixville is $777.74 lower.
Here’s how much real Jerry customers pay for insurance in Phoenixville:

Real quotes for Jerry customers in Phoenixville, Pennsylvania

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
June 4, 2021Honda Accord EXLPA28
AAA
Current$164/mo.$65/mo.
June 4, 2021Honda Accord EXLPA28
AAA
Current$164/mo.$65/mo.
May 26, 2021Hyundai Elantra SELPA26ProgressiveCustom$104/mo.$66/mo.
June 2, 2021Honda Accord EXLPA28
Dairyland
Basic$164/mo.$116/mo.
June 2, 2021Honda Accord EXLPA28
Dairyland
Basic$164/mo.$116/mo.
The best way to secure the right plan for lower premiums in Phoenixville is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inPhoenixville have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Phoenixville, Pennsylvania

Insurance Company
Before Jerry
After Jerry
Nationwide$2,426$1,526
State Auto
$2,309$1,578
Dairyland
$3,289$1,669
Travelers$2,551$1,793
Safeco$2,935$1,889
Kemper
$3,414$1,919
National General
$3,338$1,927
Allstate$2,973$2,010

Minimum coverage car insurance in Phoenixville

On average, the cost of minimum coverage car insurance in Phoenixville is $1,968 per year, or $164 per month.

The minimum level of car insurance required in Phoenixville is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Phoenixville:
Before Jerry
After Jerry
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Dairyland
$1,968$1,392
Progressive$1,971$1,932
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Full coverage car insurance in Phoenixville

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Phoenixville:
Before Jerry
After Jerry
$1,722$1,547
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Travelers$1,722$1,547
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How does your age affect your auto insurance cost in Phoenixville?

If you’re a driver under 25 in Phoenixville, you could be paying as much as $88.52 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Phoenixville saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$1,971$1,932
21-24$2,994$1,650
On the contrary, here’s how much drivers aged 25 and over in Phoenixville pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$1,814$1,242
35-44$1,722$1,547
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Cheapest car insurance for drivers in Phoenixville with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Phoenixville saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$1,971$1,932
Speeding under 15$1,968$1,392
Failure to Obey Traffic Sign$1,968$1,392
Here’s how much drivers with a bad driving record in [Phoenixville saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Progressive$2,229$1,365
Dairyland
$1,968$1,392
Travelers$1,722$1,547

Cheapest car insurance for young drivers in Phoenixville with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$1,971$1,932
Here’s how much young drivers with a bad driving record in [Phoenixville saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Progressive$2,848$1,690
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How can you save money on car insurance in Phoenixville

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Phoenixville you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
April 6, 2021Subaru Impreza 2.5I PremiumPA22
ClearCover
Predicted$252/mo.$55/mo.
June 4, 2021Honda Accord EXLPA28
AAA
Current$164/mo.$65/mo.
June 4, 2021Honda Accord EXLPA28
AAA
Current$164/mo.$65/mo.
October 16, 2020Honda Accord EXPA28NationwideCurrent$124/mo.$30/mo.
June 2, 2021Honda Accord EXLPA28
Dairyland
Basic$164/mo.$116/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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Still have some questions?
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