Best Car Insurance for Oldsmobile 2022

Find out if you're getting ripped off on your car insurance in less than two minutes.
Find insurance savings (100% Free)
No long forms · No spam · No fees
4.7
App rating
25M
Insurance Quotes
2M+
Happy users
$15M+
Savings found every month

Car Insurance for Oldsmobile

On average, Oldsmobile drivers pay $1,255 each year for car insurance. But depending on the model you have, your insurance rates could vary. A 88 Royale costs ${topModelandThirdModelDifference} more per year to insure than a Silhouette.
One of America’s oldest car lines, Oldsmobile debuted as a company in 1897 under the General Motors umbrella. Oldsmobiles are generally considered hardy vehicles with good lifespans.
If you’re still holding on to your Oldsmobile or looking for one on the used car market, you’ll want to budget accordingly for a good car insurance policy.
Your insurance will be based on the model you choose, along with factors unique to you.
Fortunately, the car insurance super app Jerry can help you find the best prices for the coverage you need. In just 45 seconds, Jerry will find you quotes from over 50 top insurance companies, so you know you’re always getting the best price for the coverage you need.
Here are some real quotes from Jerry customers who saved money when insuring their Oldsmobile.
Quote DateCarLocationZip CodeNameAgeCarrier
Before Jerry
After Jerry
February 21, 2022Oldsmobile Alero GlWood-River, IL62095Lettie S.42State Auto$150/mo.$63/mo.
March 26, 2021Oldsmobile 88 RoyaleLawrenceburg, KY40342Tillie J.48Bristol West$102/mo.$67/mo.
September 6, 2021Oldsmobile Alero GlDuluth, MN55807Gary T.43Safeco$110/mo.$72/mo.
September 20, 2021Oldsmobile BravadaGreat-Falls, MT59401Herbert L.31Progressive$160/mo.$83/mo.
November 3, 2021Oldsmobile BravadaPhiladelphia, PA19140Blanche G.29Clearcover$238/mo.$132/mo.
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

Insurance for Oldsmobile models

Even within a brand, the exact vehicle you choose will play a large role in determining your insurance rates.

Insurance for Oldsmobile based on age

Oldsmobile is no longer in production, so obtaining a brand-new one is out of the question. Still, the older (and more depreciated) your car is, the less it will typically cost to insure.
Once a car is five years old, it has lost up to 60% of its value, according to Edmunds.
If your vehicle is cheaper and associated with lower repair or replacement costs, it will be easier to insure.
According to Jerry’s internal data, the cheapest years for Oldsmobile are 1992 and 1995.
The most expensive years for Oldsmobile are 2003 and 1994.
Year
Average Cost
Annual Savings with Jerry
2004$1,803$644Compare Prices
2003$3,182$1,221Compare Prices
2002$2,127$886Compare Prices
2001$1,871$678Compare Prices
2000$1,924$727Compare Prices
1999$1,967$825Compare Prices
1998$1,466$340Compare Prices
1997$2,021$633Compare Prices
1996$1,276$263Compare Prices
1995$1,625$698Compare Prices
1994$2,952$1,339Compare Prices
1993$2,083$938Compare Prices
1992$1,044$313Compare Prices
1990$1,968$709Compare Prices
Key Takeaway Older Oldsmobiles typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have lower insurance premiums.
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

Insurance for Oldsmobile based on model

While Oldsmobile offered a range of vehicles during its heyday, Oldsmobiles still circulating today are typically budget vehicles.
From there, some models will be cheaper to insure than others. Typically, sedans or crossovers with lower purchase prices and higher safety ratings will be cheaper to insure than more expensive large SUVs and sporty coupes.
The Oldsmobile 88 is a long sedan whose cheap purchase price makes it cheaper than the Oldsmobile average to insure.
The Oldsmobile Aurora typically costs a little more than the Oldsmobile average to insure because it was designed as a luxury sedan with higher repair and replacement costs.
If you want to learn more about car insurance costs for some of the most popular Oldsmobile models, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

Full coverage vs. minimum coverage for your Oldsmobile

Almost every state mandates that drivers purchase minimum amounts of liability insurance before they can hit the road. Liability insurance pays for damages you cause other cars and drivers.
Here are some typical coverages included in a state liability requirement:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
Some states also require uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver.
Your state may also require personal injury protection (PIP) to pay for your medical expenses—especially if you live in a no-fault state.
While those are the minimum required policies, it’s always a good idea to carry more than your state’s minimum coverage if you can afford it.
Full coverage insurance policies will make sure you are protected in case of high medical costs or significant vehicle damage. Full coverage insurance typically includes:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism
The average annual insurance premium for an Oldsmobile is $1,236 per year for minimum car insurance and $3,657 for full-coverage insurance. When you consider all makes and models, though, the average insurance premium in the US is $1,627 per year for minimum car insurance and $2,297 for full-coverage insurance.
Here’s what it costs to insure an Oldsmobile with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Oldsmobile$1,850$1,254$2,135$1,195--
Oldsmobile
All Coverage Before Jerry
$1,850
All Coverage After Jerry
$1,254
Minimum Coverage Before Jerry
$2,135
Minimum Coverage After Jerry
$1,195
Full Coverage Before Jerry
-
Full Coverage After Jerry
-
Of course, if your car is a luxury brand, it will cost more to insure than an economy-class brand. When compared to all brands across the market, Oldsmobiles have a low average insurance cost considering their age and price.
Compared to other economy brands, Oldsmobiles cost less to insure than Pontiacs and Saturns and about the same as Suzukis.
If you’re comparing the prices of insurance for similar cars, here are the insurance costs for other brands:
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

What impacts your insurance costs for Oldsmobile

While the car’s model, age, and type of insurance will determine some baseline insurance costs, providers will also consider your individual demographics and other variables when setting your rates.

The model of Oldsmobile you drive

As mentioned above, which Oldsmobile you pick can influence your insurance prices.
Furthermore, most models are offered with different trim levels—versions of the same model that include different features.
The fancier trim you choose, the higher your insurance premiums will usually be.
Still, keep in mind that if a higher-level trim enhances the safety of your vehicle, it may pay off to pay a little extra initially.

Your insurance company

With countless carriers out there, you may find that sticking with the insurance company you’ve always been with may be the easiest way to insure your Oldsmobile—but that isn’t always true. The best way to know you’re not overpaying for your Oldsmobile coverage is to shop around for quotes from multiple carriers.
This is where Jerry comes in. Jerry makes it easy-breezy to compare quotes from dozens of top providers (Jerry works with over 50). Once you find a policy you like, just select it and Jerry will even help you do the paperwork to cancel your existing policy.
Here’s what Oldsmobile drivers paid for car insurance before and after switching with Jerry:
Insurance Company
Average Cost
Annual Savings with Jerry
State Auto$1,800$1,045Compare Prices
Allstate$1,845$772Compare Prices
Safeco$1,824$760Compare Prices
Progressive$1,993$685Compare Prices
Dairyland$1,952$667Compare Prices
Kemper$1,680$568Compare Prices
National General$1,675$495Compare Prices
Travelers$1,644$126Compare Prices
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

Your age

Your age is one of the primary factors insurers use when setting your insurance premiums.
If you’re a younger driver (especially under 25), you can expect to pay the highest insurance premiums because insurers consider you high-risk due to lack of experience.

Your driving record

Another major factor used in determining your car insurance premiums is your driving record.
While a single speeding ticket may feel like nothing to sweat, avoid incurring multiple violations or even one major offense like a DUI in order to avoid paying sky-high premiums.
Here are some common insurance premiums for Oldsmobile drivers with previous infractions:
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

Where you live

Your location is another main determinant of your car insurance premiums for an Oldsmobile.
If you live in an area with higher crime rates and higher traffic, you can expect to pay more than average for your insurance than slower or safer neighboring areas.
Additionally, your area’s susceptibility to severe weather can impact your Oldsmobile’s insurance rates.
In locations where tropical storms, tornadoes, or earthquakes can cause massive amounts of property damage, insurers will charge more in anticipation of high claims payouts.
According to our data, there is a high percentage of Oldsmobile drivers in cities including Denham-Springs (LA), Grundy (VA), Phoenix (AZ), Madison (WI) and Hardeeville (SC).
The cheapest car insurance for Oldsmobile for Jerry users is in Payson (AZ) and Kannapolis (NC).
The most expensive car insurance for Oldsmobile for Jerry users is in Phoenix (AZ) and Wylie (TX).
Regardless of where you live, your demographics, or the model of Oldsmobile you drive, you can find the best rates on car insurance by shopping with Jerry.
Jerry is the easiest way to find the best car insurance savings. The average Jerry user saves $879 a year on car insurance payments!

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free