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Cheapest Nissan 370Z Car Insurance (Apr 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Nissan 370Z
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Nissan 370Z car insurance cost? 

Nissan 370Z drivers pay an average rate of $96 per month for state minimum car insurance and $219 per month for full coverage insurance. Compared to cars like the
Mitsubishi
Endeavor
,
Mini
Cooper
, and
Jeep
Commander
, the Nissan 370Z is 12% more expensive to insure.
 That said, there are no ‘fixed’ averages for car insurance. Rates are highly variable and depend on your driver profile. When
calculating premiums
, insurers consider various factors, from driver age and location to vehicle trim level and model year. So, to find the best rate for your Nissan 370Z, you’ll need to shop around and compare car insurance quotes.

Compare the cheapest Nissan 370Z car insurance quotes

Shopping around and comparing quotes is the easiest way to save on 370Z car insurance, but requesting individual quotes can be time-consuming. Save time and money using
Jerry
—a
car insurance price comparison
tool and independent broker that makes insurance shopping easy. 
In less than a minute, Jerry uses your unique driver profile to pull the most competitive quotes from the top insurers in your area. Best of all, Nissan 370Z drivers save an average of $1,575 per year on their car insurance by shopping with Jerry.
Check out the table below for real, free quotes drivers found using Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
April 12, 2024
Nissan 370ZTravelers
$263
• State Minimum Liability
• Comp / Collision
April 12, 2024
Nissan 370ZProgressive
$166
• 50,000/100,000 Liability
• Comp / Collision
April 11, 2024
Nissan 370ZBristol West
$288
• No Coverage Liability
• Comp / Collision
April 2, 2024
Nissan 370ZSafeco
$360
• 100,000/300,000 Liability
• Comp / Collision
April 1, 2024
Nissan 370ZNationwide
$221
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Apr 19, 2024
However, it’s important to remember that insurance costs will vary, even for the exact vehicle. Apart from vehicle-specific factors, insurers also consider factors like your age, driving history and record, and location when generating quotes. To find the most affordable rates and maximize your savings, compare quotes from at least three insurance companies before deciding.

The best car insurance companies for Nissan 370Z owners

No single car insurance carrier will be the best fit for every Nissan 370Z driver. Premiums are highly personalized, and every insurer uses a different set of rating factors to
calculate premiums
Luckily, Jerry is here to help you find the best provider for your insurance needs. We conducted the largest nationwide survey to determine the best insurance companies. Surprisingly, big name providers, such as
GEICO
,
State Farm
, and
Allstate
received lower than average cost effectiveness scores, while smaller insurers, such as
Safeco
and
Travelers
won out overall. 
Check out the table below to see how real drivers rated different insurance companies on a 5.0 scale.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
Highlighticon

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Nissan 370Z?

How much insurance coverage you need for your Nissan 370Z will depend on your specific driver requirements, as well as your vehicle type, year, and more. When shopping for car insurance, consider investing in one of these two options:
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Nissan 370Z
$219
$96
While the state minimum is the cheaper option on a monthly basis, it only provides coverage for third parties—and depending on your state’s limits, it can max out relatively quickly, leaving you and your finances vulnerable.
Most Nissan 370Z drivers will benefit from a full coverage policy with higher liability limits of 50/100/50 or 100/300/100. For added protection, drivers can also opt into add-on coverages, such as
roadside assistance
and
rental reimbursement
.

Why are some trims more expensive to insure than others?

Car insurance rates are partially dependent on vehicle repair and replacement costs. Specific trim levels of the Nissan 370Z have higher values and more high-tech components, which leads to higher insurance rates. Similarly, safety ratings and features also influence rates. Cars with more advanced safety features and better ratings typically see lower rates. 
Take a look at the below to see the average vehicle insurance cost for popular Nissan 370Z trim levels.
CarMonthly minimum coverage costMonthly full coverage cost
370Z Nissan Base
$91
$224
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Nissan 370Z insurance cost by model year

Your Nissan 370Z model year will also affect how much you pay for car insurance. New cars with more tech features and higher MSRPs have higher repair and replacement costs and, therefore, higher insurance costs. 
The tables below give an overview of the average annual costs for Nissan 370Z car insurance based on model year.

2020 Nissan 370Z car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2020
Nissan 370Z
Progressive
$342
• 50,000/100,000 Liability
• Comp / Collision
2020
Nissan 370Z
Progressive
$173
• State Minimum Liability
• Comp / Collision
2020
Nissan 370Z
Allstate
$125
• State Minimum Liability
2020
Nissan 370Z
Safeco
$348
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Apr 18, 2024

2019 Nissan 370Z car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2019
Nissan 370Z
Progressive
$83
• State Minimum Liability
2019
Nissan 370Z
Safeco
$270
• 50,000/100,000 Liability
• Comp / Collision
2019
Nissan 370Z
Mercury
$61
• State Minimum Liability
2019
Nissan 370Z
Clearcover
$230
• State Minimum Liability
• Comp / Collision
2019
Nissan 370Z
National General
$169
• State Minimum Liability
coverageLast Updated Apr 16, 2024

2018 Nissan 370Z car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2018
Nissan 370Z
Bristol West
$305
• 50,000/100,000 Liability
• Comp / Collision
2018
Nissan 370Z
Electric
$142
• State Minimum Liability
coverageLast Updated Apr 17, 2024

2017 Nissan 370Z car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2017
Nissan 370Z
Progressive
$167
• State Minimum Liability
2017
Nissan 370Z
Travelers
$391
• 50,000/100,000 Liability
• Comp / Collision
2017
Nissan 370Z
Safeco
$163
• State Minimum Liability
• Comp / Collision
2017
Nissan 370Z
Nationwide
$158
• 15,000/30,000 Liability
• Comp / Collision
2017
Nissan 370Z
Clearcover
$319
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 17, 2024

2016 Nissan 370Z car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2016
Nissan 370Z
Progressive
$138
• 50,000/100,000 Liability
• Comp / Collision
2016
Nissan 370Z
Safeco
$171
• 100,000/300,000 Liability
• Comp / Collision
2016
Nissan 370Z
Allstate
$390
• 50,000/100,000 Liability
• Comp / Collision
2016
Nissan 370Z
Bristol West
$327
• State Minimum Liability
• Comp / Collision
2016
Nissan 370Z
Mercury
$166
• State Minimum Liability
coverageLast Updated Apr 19, 2024

2015 Nissan 370Z car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$180
• State Minimum Liability
Safeco
$178
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$187
• State Minimum Liability
• Comp / Collision
Mercury
$170
• State Minimum Liability
Gainsco
$220
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 19, 2024

2014 Nissan 370Z car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
2014
Nissan 370Z
Progressive
$630
• State Minimum Liability
• Comp / Collision
2014
Nissan 370Z
Nationwide
$180
• 50,000/100,000 Liability
• Comp / Collision
2014
Nissan 370Z
Safeco
$153
• State Minimum Liability
• Comp / Collision
2014
Nissan 370Z
State Auto
$127
• 100,000/300,000 Liability
• Comp / Collision
2014
Nissan 370Z
Bristol West
$61
• State Minimum Liability
coverageLast Updated Apr 17, 2024

2013 Nissan 370Z car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$641
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$221
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$125
• State Minimum Liability
• Comp / Collision
State Auto
$127
• 100,000/300,000 Liability
• Comp / Collision
National General
$148
• State Minimum Liability
coverageLast Updated Apr 19, 2024

Are Nissan 370Zs expensive to insure? 

The average cost for Nissan 370Z car insurance is $219 per month for a full coverage policy, and $96 per month for the state minimum. Compared to the national average for vehicles in a similar price range, the 370Z is 12% more expensive to insure.
CarMonthly minimum coverage costMonthly full coverage cost
Nissan 370Z
$96
$219
Toyota Camry
$98
$183
Mini Cooper
$90
$166
Jeep Compass
$102
$174
Buick Park Avenue
$73
$116
When calculating insurance rates, companies look at factors like MSRP, trim level, model year, and repair costs. Because these factors vary dramatically between cars, insurance prices will reflect these differences. 
It’s also important to note that auto insurance rates tend to be higher for electric cars and hybrids due to higher repair and replacementz costs.

Nissan 370Z safety features 

As with your vehicle's model year and trim level, your car’s safety features can also influence car insurance rates. Vehicles with more advanced driver safety features, such as airbags, anti-lock brakes, or electronic stability control, have lower risks of being involved in a collision and are a lower risk to insurers. As a result, they’re cheaper to insure. 
Learn more about the safety features of the Nissan 370Z below.
Safety featureDescription
Front-impact airbags
Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.
Overhead airbags
Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover.
Anti-whiplash
Anti-whiplash head restraints actively react to rear collision forces and craddle the occupants head in an effort to reduce the likelihood of a whiplash injury.
Anti-lock brakes
ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Security system
The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
Side impact airbags
Side impact airbags for the front seats have been designed to protect the torso during a side impact collision.
Pretensioners
Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.
Stability control
Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.

What other factors affect Nissan 370Z insurance rates?

Your Nissan’s model year, trim level, and safety features are important considerations when determining insurance rates, but they’re not the only ones. Your age (driving experience) and driving record are two of the most influential factors used to calculate insurance premiums. However, insurers also consider vehicle usage, location, insurance and claims history, and credit score, among others. 

Nissan 370Z insurance cost for young drivers

Teen drivers
aged 16 to 19 face the highest insurance rates out of any age group due to limited driving experience. Because teens and new drivers are a higher risk for insurers, they pay higher rates. But they don’t last forever—rates typically decrease after 25 as long as you maintain a clean driving record.
Take a look at the average Nissan 370Z insurance rates real teens pay after using Jerry.
card cover
Harriet (20 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carNissan 370Z
$641
per month
card cover
Jeff (23 years old)
coverageCoverage
State Minimum
carNissan 370Z
$151
per month
card cover
Eunice (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carNissan 370Z
$108
per month
card cover
Clearcover
Craig (22 years old)
coverageCoverage
State Minimum
$187
per month
card cover
Electric
Ernest (22 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carNissan 370Z
$448
per month

Nissan 370Z insurance cost for senior drivers

Middle-aged and senior drivers enjoy the cheapest car insurance rates thanks to decades of driving experience. However, into their mid-60s,
car insurance rates for seniors
start to increase due to slower reflexes that increase the risk of a collision, along with increased fragility and injury susceptibility.
Thankfully, senior drivers can still find affordable insurance rates by shopping with Jerry.
card cover
Vera (73 years old)
coverageCoverage
State Minimum
carNissan 370Z
$221
per month

Nissan 370Z insurance cost for drivers with driving violations 

Your driving record has one of the most significant impacts on your car insurance rates. Drivers with a history of violations are a higher risk to insurers and will pay higher rates. On the contrary, drivers with a
clean record
typically see some of the lowest rates. 
Some common driving violations that can increase car insurance rates include:

Cheapest car insurance for Nissan 370Z drivers with speeding ticket

Car insurance repercussions for speeding vary based on the severity of the offense. A ticket for going 5 mph over the posted limit won’t lead to as high of an increase as a ticket for going 20 mph over. That said, rates after a speeding ticket won’t be consistent between providers, so shopping around can help you find savings.
Take a look at the table below to see real quotes Jerry found for Nissan 370Z drivers with speeding tickets.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 6-10
Nissan 370ZProgressive
$251
• 100,000/300,000 Liability
• Comp / Collision
Speeding 11-15
Nissan 370Z
Electric
$413
• State Minimum Liability
• Comp / Collision
Speeding 16-20
Nissan 370ZBristol West
$108
• State Minimum Liability
Speeding 21+
Nissan 370ZDairyland
$180
• State Minimum Liability
coverageLast Updated Apr 18, 2024

Cheapest car insurance for Nissan 370Z drivers with a DUI record

Driving under the influence is a huge red flag to insurers that marks you as a high-risk driver. A DUI conviction on your record is sure to increase your car insurance rates, but by how much will vary based on the carrier. It is important to note that some insurers will deny coverage to high-risk drivers, such as those with a DUI. 
However, a DUI doesn’t mean your days of driving are over—shopping around with Jerry can help you find the most affordable car insurance rate, even with a DUI.
card cover
Ronnie (33 years old)
coverageCoverage
State Minimum
carNissan 370Z
$221
per month
card cover
May (27 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationWright City, MO
$195
per month

Cheapest car insurance for Nissan 370Z drivers after an accident

Your accident history also influences car insurance rates. Drivers with one or more at-fault accidents are considered a higher risk to insurers and pay higher insurance rates as a result. 
If you were recently involved in an at-fault accident, finding affordable insurance is still possible. See how Jerry helped these Nissan 370Z drivers with an accident record find cheap auto insurance.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Nissan 370ZProgressive
$251
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Nissan 370ZNationwide
$221
• 50,000/100,000 Liability
• Comp / Collision
Nissan 370ZSafeco
$270
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Nissan 370ZMercury
$441
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Nissan 370Z
Clearcover
$94
• State Minimum Liability
coverageLast Updated Apr 18, 2024

Cheapest car insurance for Nissan 370Z drivers with other driving violations on their record

DUIs, speeding tickets, and accidents aren’t the only violations that affect car insurance rates. Other offenses like reckless driving or driving without insurance can also increase rates. 
Take a look at the table below to see how other driving violations can affect car insurance rates for a Nissan 370Z. 

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Failure to Obey Signal
Nissan 370ZProgressive
$99
• State Minimum Liability
Wrong Way/Wrong Lane
Nissan 370Z
Electric
$413
• State Minimum Liability
• Comp / Collision
Driving on Sus. License
Nissan 370ZBristol West
$341
• State Minimum Liability
Failure to Obey Signal
Nissan 370ZSafeco
$81
• 30,000/60,000 Liability
• Comp / Collision
Improper Passing
Nissan 370Z
Gainsco
$242
• 30,000/60,000 Liability
• Comp / Collision
coverageLast Updated Apr 19, 2024

How can I lower the cost of insurance for my car?

If you think you’re overpaying for Nissan 370Z car insurance and are ready to find savings, here are some smart shopping tips to help you lower your rates:
  • Shop around: Shopping around and comparing quotes from multiple providers is the easiest way to find the cheapest rate. And with an app like Jerry, you can do it without the stress and in less than a minute. Even if you’re locked into a policy, you can still shop around every six months to ensure you get the best deal.
  • Raise your deductible: All full coverage policies are subject to a
    deductible
    —the amount you must pay out of pocket before your collision or comprehensive coverage kicks in. Increasing your deductible to the highest amount you can afford upfront can help reduce your monthly payments. 
  • Look for driver discounts:
    Car insurance discounts
    are another easy way to save. Every insurance carrier offers them, but what’s available will vary based on where you live and the insurer.
  • Customer loyalty: Insurance providers love loyal customers. If you have multiple insurance policies for different products, bundle them to save.
    Bundling your homeowner and auto insurance
    (or auto and renters insurance) is a simple way to reduce your overall cost of car insurance.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

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R.E. Fulton
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Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
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Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
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Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.