PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Cheapest car insurance in Exeter, New Hampshire (Nov 2024)
Cheapest car insurance in Exeter, New Hampshire (Nov 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Exeter, New Hampshire.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How to find the cheapest car insurance quotes in Exeter
- Best car insurance companies in Exeter
- Best cheap car insurance quotes in Exeter
- Average cost of car insurance in Exeter
- Car insurance quotes in Exeter by rating factors
- How do different factors impact your car insurance costs in Exeter?
- Cheap car insurance quotes in Exeter after driving violations
- Cheap car insurance quotes in Exeter by age
- Cheap car insurance quotes in Exeter based on insurance history
- Cheap car insurance quotes in Exeter for popular cars
- How to lower car insurance costs in Exeter
- FAQ
- Methodology
- Meet our Experts
Load full table of contents
How to find the cheapest car insurance quotes in Exeter
On average,
auto insurance
in Exeter costs about $66 per month for minimum coverage liability insurance, and about $126 per month for full coverage insurance. Exeter drivers pay -- than the New Hampshire
average. Savvy Exeter drivers can quickly navigate their insurance options using our user-friendly comparison app. With Jerry’s support, you can quickly and easily
review
and analyze multiple quotes before selecting the policy that provides great coverage within your budget.Below are some cheapest car insurance quotes Jerry found for our Exeter customers.
| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $69 | Tom, 25 Zip: 03833 | Toyota RAV4 LE | • 50,000/100,000 Liability • Comp / Collision |
| Allstate | $125 | Frank, 53 Zip: 03833 | Hyundai Elantra SE | • State Minimum Liability • Comp / Collision |
Last Updated Nov 18, 2024Best car insurance companies in Exeter
Jerry wants to empower Exeter drivers to make informed decisions throughout the auto insurance shopping process, which is why we conducted an extensive insurance shopping survey—the largest of its kind in the entire nation.
The results? There’s no single “best” or “cheapest” car insurance company for every Exeter driver. Instead, individual insurance rates depend on a variety of factors—and the best company for you is incredibly individualized.
For example, while many Exeter drivers praise
The General
for their great low rates, others are dissatisfied with the company’s coverage options. Generally, you can expect The General, National General,
Farmers
, State Farm
, Nationwide
, and Allstate
to offer some of the lowest rates on car insurance in Exeter.| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| Progressive | 4.3 | 4 | N/A | 4.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Exeter
Unlike most U.S. states, drivers in New Hampshire are not required to carry a specific amount of
liability coverage
unless they’ve been convicted of certain driving offenses. But that doesn’t mean you don’t need it!Instead of car insurance, Exeter drivers must provide proof of their ability to take financial responsibility for damages if they cause an accident.
Since the cost associated with an at-fault accident can quickly skyrocket, many Exeter drivers choose not only to carry minimum liability coverage, but also additional optional coverage—like full-coverage car insurance.
Cheap minimum liability insurance quotes in Exeter
New Hampshire insurance laws
require Exeter drivers convicted of the following violations to carry minimum liability coverage:- DUI (drugs or alcohol)
- Intentionally killing or hurting someone with your car
- Second speeding ticket
- Second warning or ticket for another traffic violation
If you’ve been convicted of one of the above offenses or you choose to use liability coverage as proof of financial responsibility, the minimum car insurance requirements in the Granite State include $25,000 in
bodily injury coverage
per person, $50,000 in bodily injury coverage for an accident involving multiple people, and $25,000 in property damage coverage
. This is often referred to as the 25/50/25 rule. Jerry has helped Exeter drivers secure affordable minimum liability plans.
Alan (53 years old)
$96
per month
Do you need more than minimum coverage in Exeter?
Legally speaking, no—but it’s very likely a good idea for Exeter drivers to invest in liability insurance that offers more coverage than what’s minimally required by law or to prove financial responsibility.
If you are in an at-fault accident, you could wind up paying out of pocket for medical bills and vehicle repairs that cost far more than the 25/50/25 coverage limits—particularly if the car is totaled or the motorist is seriously harmed. Investing in additional coverage offers better protection.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose to forego full coverage.
Cheap full coverage car insurance quotes in Exeter
Liability insurance covers damage to other vehicles and motorists in an at-fault accident—but what if your vehicle needs repairs? That’s where full coverage car insurance—an optional but important add-on—comes in.
- Collision coverage will pay to repair or replace your vehicle if it’s been damaged in an accident
- Comprehensive coverage offers coverage for damages caused by non-collision events, like vandalism, environmental factors, and even theft
Keep in mind that Exeter auto loan providers will require you to
purchase full coverage
before funding your vehicle sale and maintain it until your loan is paid off.| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• 50,000/100,000 Liability • Comp / Collision | Progressive | $69 | Tom, 25 Zip: 03833 | Toyota RAV4 LE |
• State Minimum Liability • Comp / Collision | Allstate | $125 | Frank, 53 Zip: 03833 | Hyundai Elantra SE |
Last Updated Nov 18, 2024The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Exeter
After analyzing scores of insurance providers in Exeter, we have discovered that the average price for minimum liability coverage amounts to be $66 per month or $795 per year. Additionally, residents of Exeter can expect to pay an average of $126 per month or $1,508 per year for full coverage insurance.
While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.
Car insurance quotes in Exeter by rating factors
- Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.
- Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.
- Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.
- Your mileage: High annual mileage can result in higher insurance costs.
- The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.
- Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.
How do different factors impact your car insurance costs in Exeter?
How do different factors impact your car insurance costs in Exeter?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): New Hampshire does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more abut the car insurance rating factors in Exeter:
Cheap car insurance quotes in Exeter after driving violations
Your rates will likely go up after a driving violation—especially if they become habitual—because you’ll be considered a
high-risk driver
in Exeter.Cheapest car insurance in Exeter after speeding ticket
Often, the severity of your
speeding ticket
matters a lot when it comes to calculating your insurance rates in Exeter. Most states break speeding violations down into various levels based on how far over the limit you were traveling, such as: - 1-5 MPH over
- 6-10 MPH over
- 11-15 MPH over
- 16-20 MPH over
- 21 MPH or more over
Getting a more severe speeding ticket in Exeter will likely result in a significant insurance premium increase—but even minor moving violations can cause your rates to go up.
Regardless of the violation, Jerry helps Exeter drivers find affordable rates with great insurance companies.
Last Updated Nov 23, 2024Cheapest car insurance in Exeter after DUI
New Hampshire takes
DUI violations
very seriously, and they generally lead to a substantial increase in car insurance rates. Your insurance company may drop your policy altogether if you get a DUI in Exeter.Jerry has helped Exeter drivers obtain affordable auto insurance rates after a DUI.
Shane (34 years old)
$56
per month
Joel (38 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Exeter, NH (Zip Code: 03833)
$56
per month
Cheapest car insurance in Exeter after an at-fault accident
Accidents happen—but if you were at fault, then your insurance provider was forced to financially cover the costs related to damages and injuries. That’s why your claims history significantly affects your future car insurance rates.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With No Injury | Progressive | $184 | Leon, 52 Zip: 03833 | Hyundai Elantra SE | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | Allstate | $125 | Christopher, 52 Zip: 03833 | Hyundai Elantra SE | • State Minimum Liability • Comp / Collision |
Last Updated Nov 18, 2024Cheapest car insurance in Exeter after other driving violations
Additional violations that can lead to higher car insurance rates in Exeter include driving with a suspended license,
reckless driving
, and violating the open container laws. Below is a list of common driving violations in Exeter—plus how we helped these drivers save money on car insurance afterward.
Last Updated Nov 23, 2024Cheap car insurance quotes in Exeter by age
In Exeter, young drivers and those with a
provisional driver’s license
are relatively inexperienced, which explains why they tend to get charged higher rates than older adults. In general, you won’t see your rates decrease significantly until you turn 25. After the age of 75, your rates will begin to increase again.Cheapest car insurance in Exeter for young drivers
Teenaged drivers aged 16-19 in Exeter typically pay the highest insurance rates compared to any other age group.
If you’re a teen driver in Exeter who owns a newer vehicle, we recommend opting for full coverage car insurance. Though it costs more, teens are at an increased likelihood of being involved in major accidents, and full coverage car insurance will provide you with
the protection you need
. 
Jeremiah (24 years old)
$68
per month
Larry (23 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Exeter, NH (Zip Code: 03833)
$76
per month
Cheapest car insurance in Exeter for senior drivers
Though adults in Exeter pay less than teens do for auto coverage, seniors 75+ tend to see their rates start to rise again. This is because
older drivers
have a proven heightened susceptibility to accidents and are more likely to sustain severe injuries in the event of a collision. Alta (71 years old)
$73
per month
Cheap car insurance quotes in Exeter based on insurance history
Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any
lapses in coverage
. Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:
Randall (25 years old)
Currently Insured
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Exeter, NH (Zip Code: 03833)
$69
per month
Laura (52 years old)
$96
per month
Sara (52 years old)
$96
per month
Mable (25 years old)
Currently Insured
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Exeter, NH (Zip Code: 03833)
$69
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Switching to National General was SO easy and it saved me over $100/month!
Courtney
Got a decent rate for my Tesla Model S from Travelers.
Kishore
Grateful for this app and helping me save money!
Aaron
They were affordable and great very personable and reasonable.
Audrey
Cheap car insurance quotes in Exeter for popular cars
As we’ve mentioned, your choice of vehicle will impact your car insurance rates in Exeter. Luxury and sports cars cost far more than affordable economy vehicles.
Popular makes and models for Exeter drivers include:
Last Updated Nov 23, 2024How to lower car insurance costs in Exeter
1. Shop around and compare quotes
Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!
2. Hunt for car insurance discounts
Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: - Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.
- Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
- Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.
- Bundling discounts.Bundle your home and auto insurance(or auto and renters) with the same company, and you could get a discount on both policies.
3. Increase your deductible for comprehensive and collision coverage
If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.
FAQ
How much is car insurance in Exeter?
People living in Exeter pay on average $66 per month – or $795 per year – on state-minimum liability coverage. Full coverage in Exeter costs on average $126 per month or $1,508 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
What is the cheapest car insurance in Exeter?
Based on thousands of Exeter drivers Jerry has worked with, car insurance in Exeter costs an average of $74 per month for state-minimum coverage and $166 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the best car insurance in Exeter?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
Safeco
, AAA, and Progressive
receive good ratings from Exeter drivers, based on the largest car insurance survey in the nation conducted by Jerry.Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.
What are the minimum car insurance requirements in Exeter, New Hampshire?
The state-minimum car insurance in Exeter, New Hampshire is as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These coverages are commonly referred to as 25/50/25 coverage.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our Experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.