Progressive offers some of the lowest rates for motorcycle coverage in Utah.
To find the best insurance rate for the best coverage, make sure to compare quotes from multiple providers and take advantage of available discounts.
How to find cheap motorcycle insurance quotes in Utah
The best way to save on motorcycle insurance is to compare multiple quotes from multiple providers. Contact 3-5 companies or use a comparison shopping app to see which company will score you the best bang for your buck.
Average cost of motorcycle insurance in Utah
In Utah, motorcycle insurance costs roughly $800 per year on average, or about $67 per month. That’s quite a bit higher than the national average of roughly $519 per year.
Cheapest companies for full coverage Utah motorcycle insurance
Here’s a look at a handful of providers who offer some of the cheapest average rates for motorcycle insurance coverage in Utah.
The rates shown here are based on a high level of coverage, including high liability limits, collision coverage, and comprehensive coverage.
4.7/5 App Store Rating, 8,100+ Reviews Trusted by 1.5+Million Customers.
Keep in mind that a variety of factors will influence your motorcycle insurance costs, like the type of bike you ride, any special equipment or modifications it has, your ZIP code, your driving record, and your age.
The more coverage you add, the higher you can expect your insurance rate to be. But it’s better to opt for more coverage and have better protection in case of a major accident.
The best companies for Utah motorcycle insurance
Ready to seek out some insurance quotes, but not sure where to start? Here are some providers worth considering based on the type of rider you are.
1. Best for enthusiasts: Markel
The good: Lower rates, tons of safety discounts
AM Best rating: A
BBB rating: A-
Jerry’s rating: 91/100
Markel’s motorcycle insurance rates tend to be on the cheaper end in Utah—and they might be especially appealing to motorcycle enthusiasts since motorcycle insurance is one of their primary specialties.
They offer a range of rider-specific discounts and coverages like trailer, rental reimbursement, mechanical breakdown, and accessory coverage.
You may be able to save on insurance with Markel by taking an approved safety course for a policy discount. You cannot bundle Markel motorcycle insurance with home insurance, however.
2. Best for cheapest rates: Progressive
The good: Overall low rates, wide coverage options
AM Best rating: A+
BBB rating: A+
Jerry’s rating: 84/100
Not only does Progressive give some of the most affordable motorcycle insurance rates in Utah, but they also offer a wide variety of coverage options and discounts.
Beyond basic coverage options, Progressive sells total loss coverage, carried contents coverage, enhanced injury protection, and accessories and custom parts (CPE) coverage, among others.
Long story short: if you’re looking for robust coverage on a budget, it’s worth seeking out a quote from Progressive.
3. Best for safety discounts: Nationwide
The good: Tons of coverage options, insures vintage bikes
AM Best rating: A+ (Superior)
BBB rating: A+
Jerry’s rating: 85/100
Nationwide offers many standard motorcycle coverage options and allows you to tailor your policy to your specific needs—such as if you have multiple bikes, a customized ride, or a vintage bike.
Nationwide also offers several motorcycle insurance discounts, many of which are safety-related. Taking an approved safety course, using a theft-recovery device on your bike, or having factory-installed anti-lock brakes are all ways you may be able to save.
If you’re a member of a motorcycle club, like the Harley Owners Group, that could get you a discount, or you could save by bundling insurance policies.
4. Best for high-risk bikers: Dairyland
The good: Solid coverage for high-risk riders, good add-ons
The bad: High rates
AM Best rating: A+
BBB rating: A+
Jerry’s rating: 82/100
Finding affordable insurance can be challenging if you’re a high-risk driver, especially if you’re subject to SR-22 requirements. If this is your situation, it’s worth having Dairyland on your radar.
Dairyland’s average rates are pretty comparable to state averages for motorcycle insurance, and you don’t have to compromise on coverage options. Dairyland offers a range of optional coverage types, including replacement cost coverage, OEM coverage, and more.
Take a close look at their insurance discounts to find out what you could qualify for—especially if you’re a motorcycle club member or you own a Harley-Davidson.
. They handled everything from fetching the quotes to purchasing the new policy. Now I save $30 a month with Progressive!” —Kay J.
In order to rate motorcycle insurance companies in Utah, we collected public data and rated each company on four factors: (1) average cost of insurance, (2) customer satisfaction as measured by the Better Business Bureau (BBB) and NAIC index, (3) coverage options, and (4) financial stability as measured by AM Best.
Compare auto insurance policies
No spam or unwanted phone calls · No long forms · No fees, ever