Best Car Insurance for Mitsubishi 2022

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Car Insurance for Mitsubishi

On average, Mitsubishi drivers pay ${annualpremium} each year for car insurance. But depending on the model you have, your insurance rates could vary. A Galant FE costs $1,144 more more per year to insure than a Outlander SE.
Mitsubishi as a company has been around since 1870, and Mitsubishi cars have been in production for over a century.
A Mitsubishi vehicle always comes at an affordable price, but in recent years the make has decreased in popularity as more consumers consider them less reliable than competitors.
If you do opt for a Mitsubishi, you’ll need to have the right car insurance for your vehicle.
While your exact insurance rates will depend on the car you choose and a variety of personal factors, you can count on Jerry to find the best deals available to you.
Since Jerry works with over 50 top insurers to gather quotes, you can know you’re always getting the best price for the coverage you need.
Here are some real quotes from Jerry customers who saved money when insuring their Mitsubishi.
Quote DateCarCity, StateZip CodeAgeCarrier
Before Jerry
After Jerry
September 28, 2021Mitsubishi Endeavor LSChandler, AZ8522435Mercury$175/mo.$67/mo.
June 23, 2021Mitsubishi Outlander Sport ESColumbus, OH4320434Electric$167/mo.$83/mo.
September 30, 2021Mitsubishi Outlander SEGarner, NC2752939Progressive$220/mo.$126/mo.
May 26, 2021Mitsubishi Lancer ESCanonsburg, PA1531731Progressive$190/mo.$158/mo.
September 5, 2021Mitsubishi Lancer SEMckinney, TX7507033Electric$250/mo.$162/mo.
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Insurance for Mitsubishi models

The first thing to consider when it comes to your insurance pricing is the age and model of your car.

Insurance for Mitsubishi based on the year of the car

Newer Mitsubishis will typically cost more to insure than older models (unless highly improved safety features compensate for the increased market value).
Think about it this way: the older your car, the more it has depreciated (a new car loses 23.5% of its value in the first year alone, according to Edmunds). The more its value has decreased, the lower your repair or replacement costs will be.
Additionally, if you’re financing or leasing a new car, you’ll have to purchase full-coverage insurance. You’ll always pay more for full coverage than for just the mandatory minimum insurance as demanded by your state.
According to Jerry’s internal data, the cheapest years for Mitsubishis are 1992 and 1996.
The most expensive years for Mitsubishis are 2016 and 2017.
Average Cost
Annual Savings with Jerry
2022$2,988$795Compare Prices
2021$3,722$1,300Compare Prices
2020$3,389$1,112Compare Prices
2019$3,420$1,121Compare Prices
2018$2,997$967Compare Prices
2017$3,447$776Compare Prices
2016$3,877$1,101Compare Prices
2015$3,117$989Compare Prices
2014$3,613$1,045Compare Prices
2013$2,973$1,166Compare Prices
2012$2,461$617Compare Prices
2011$2,341$734Compare Prices
2010$3,037$876Compare Prices
2009$2,195$567Compare Prices
2008$4,191$1,967Compare Prices
2007$2,049$654Compare Prices
2006$3,321$907Compare Prices
2005$1,805$450Compare Prices
2004$1,814$470Compare Prices
2003$2,458$761Compare Prices
2002$1,719$568Compare Prices
2001$2,751$1,449Compare Prices
2000$1,882$516Compare Prices
1999$3,228$1,117Compare Prices
1998$2,378$1,198Compare Prices
1996$840$12Compare Prices
1995$2,144$921Compare Prices
1994$1,800$221Compare Prices
1992$1,500$750Compare Prices
Key Takeaway Older Mitsubishis typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have lower insurance premiums.
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Insurance for different models of Mitsubishi

As budget-friendly vehicles, Mitsubishis will often cost less to insure than premium or luxury makes. Still, the specific model you choose can influence your insurance prices.
If your model has a lower purchase price, higher safety features, or lower maintenance costs (usually crossovers or sedans), it will cost less to insure. Conversely, large SUVs or sporty coupes with higher MSRPs, luxury features, and high maintenance costs will have higher rates.
The Eclipse Cross typically costs more to insure than the Mitsubishi average. While it’s a very safe vehicle, its enhanced design features and higher starting price make it more expensive to protect.
On the other hand, the Lancer costs less to insure than the Mitsubishi average. This compact car features a more straightforward design and comes at a low cost.
If you want to learn more about car insurance costs for some of the most popular Mitsubishi models, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
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Full coverage vs. minimum coverage for your Mitsubishi

In most states, you are required to have minimum liability coverage before hitting the road.
Liability insurance covers the costs for other drivers if you are at fault in an accident.
State liability requirements often include the following types of coverage:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
Some states also require uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver.
Your state may also require personal injury protection (PIP) to pay for your medical expenses—especially if you live in a no-fault state.
While those are the minimum required policies, it’s highly recommended that you purchase additional coverage for your Mitsubishi policy if you can afford it.
This is because liability insurance won’t cover damages to your car. If you cause an accident, you’d be left to pay the repair bills for your vehicle out of pocket.
Opting for full-coverage insurance should cover your main bases. Here’s what a full-coverage plan typically includes:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism
The average annual insurance premium for a Mitsubishi is $1,817 per year for minimum car insurance and $2,734 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,764 per year for minimum car insurance and $2,486 for full-coverage insurance.
Here’s what it costs to insure a Mitsubishi with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
You might be surprised to learn that insuring a Mitsubishi will often cost more than insuring a comparable competitor.
Compared to similar brands, Mitsubishi has a higher average insurance cost than Pontiac, Saturn, and Mercury. So despite its alluringly low purchase price, a Mitsubishi may not be the smartest financial choice in the long run.
If you’re comparing the prices of insurance for similar cars, here are the insurance costs for other brands:
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What impacts your insurance costs for Mitsubishi

The car’s age, model, and your desired coverage levels can give you a ballpark estimate of how much your insurance will cost. The final quote you’ll receive, though, depends on a few other factors.

The model of Mitsubishi you drive

Most models are offered with different trim levels—versions of the same model that includes different features—and a higher trim can come with pricier insurance premiums.
For instance, the Eclipse GTS costs much less than the Eclipse RS, which costs much less than the GS Sport, and so on.

Your insurance company

It may seem easiest simply to stick with your existing provider, but considering that different insurance companies give more affordable quotes for different car brands, it’s always in your best interest to shop around.
However, comparing rates can take time and be incredibly monotonous—especially if you’re doing all of the research for insuring your Mitsubishi yourself.
That’s where Jerry can help. Jerry is a car super app powered by a team of experts and the latest technology to find you the best deals on the market.
Just choose from dozens of competitive quotes from top providers and Jerry will do all the heavy lifting for you, including helping you cancel your old policy.
Since Jerry reviews your policy every 6 months, you can be sure that you’re always getting the coverage you need at the best price.
Here’s what Mitsubishi drivers paid for car insurance before and after switching with Jerry:
Insurance Company
Average Cost
Annual Savings with Jerry
Dairyland$4,151$2,270Compare Prices
Nationwide$2,909$1,045Compare Prices
National General$3,203$1,037Compare Prices
Progressive$3,025$986Compare Prices
State Auto$3,246$905Compare Prices
Safeco$3,188$846Compare Prices
Allstate$2,834$843Compare Prices
Kemper$2,427$818Compare Prices
Travelers$2,894$745Compare Prices
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Your age

Your age is one of the primary factors insurers use when setting your insurance premiums.
On the whole, young drivers pay much more for insurance than older drivers. Insurance providers often consider younger drivers with less driving experience to be high-risk drivers, and they’ll raise premiums based on the likelihood younger drivers will need to make a claim.

Your driving record

Another major factor used in determining your car insurance premiums is your driving record.
If you demonstrate poor driving behavior with a history of infractions, you’ll find it much harder to obtain affordable insurance. In fact, if you have a history of major offenses like a DUI, some companies will deny you coverage altogether.
Here are some common insurance premiums for Mitsubishi drivers with previous infractions:
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Where you live

Finally, where you live impacts your insurance rates based on your city’s crime rates, traffic levels, and susceptibility to severe weather events.
Insurers anticipate having to make larger payments in areas with high crime or heavy traffic. So, moving from a quiet suburb to a busy city will logically cause your rates to increase.
If you live in an area that is prone to hail storms, blizzards, or hurricanes, your provider is more likely to need to make multiple payouts at once. According to our data, there is a high percentage of Mitsubishi drivers in cities including Kennesaw (GA), San Antonio (TX), Brea (CA), Philadelphia (PA) and Lawrenceville (GA).
The cheapest car insurance for Mitsubishi for Jerry users is in Prichard (AL) and Bristow (OK). The most expensive car insurance for Mitsubishi for Jerry users is in Parrish (FL) and Lawrenceville (GA).
Even if you live in a high-risk area, don’t worry—car insurance savings are only a few swipes and clicks away with Jerry!
After a quick signup, Jerry can provide you quotes from over 50 providers. Once you choose the policy that works for you, Jerry will help you take care of the rest—including filling out all paperwork and helping to cancel your old policy.

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