Best cheap car insurance quotes in Lockwood
To get the very cheapest insurance in Lockwood, you’d need to buy insurance that meets Missouri’s minimum liability insurance requirement.
But minimum liability can leave you financially responsible for thousands of dollars in medical bills and repair costs after an accident, and it won’t cover damage to your own car at all. We recommend upgrading your coverage limits to better protect yourself.
Cheap minimum liability insurance quotes in Lockwood
To drive legally in Lockwood, you’ll need insurance that meets the minimum coverage limits for bodily injury liability and property damage liability in Missouri.
Here are some examples of Lockwood car owners that Jerry recently assisted with obtaining minimum liability coverage.
Lockwood, MO (Zip Code: 65682)
Do you need more than minimum coverage in Lockwood?
Generally speaking—yes. If you can afford it, you will be better served by a policy that includes higher coverage limits.
Put simply, once your insurance limits have been exhausted, your provider won’t offer additional assistance for accident-related expenses. This means that you may be responsible for covering any remaining costs out-of-pocket.
The bottom line: For better financial protection, consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Lockwood
To protect yourself from expenses related to vehicle repairs or replacements, a
full coverage car insurance policy is highly recommended.
Full coverage policies generally include
collision coverage, in addition to meeting your state's minimum insurance requirements.
Comprehensive coverage addresses costs associated with non-collision incidents such as theft or vandalism
Collision coverage takes care of repairs to your vehicle following an accident
Given the additional protection they provide, full coverage policies are typically required by lenders on financed or leased vehicles. While a full-coverage premium may entail higher upfront costs, the added peace of mind may justify the additional expense.
Discover how Jerry's agents have helped customers find the most budget-friendly full coverage policies:
Because your rates can vary so much between providers, the best way to find the cheapest rates for the car insurance you need is to compare car insurance rates online.
a licensed broker, has a free app that helps you compare car insurance quotes with ease—and our team of 100+ licensed insurance agents will make sure you get the best service when you need it.